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Vineyard Vines Store Receipts with Card Expiration Dates FACTA Class Action

The Fair and Accurate Credit Transactions Act (FACTA) was passed as a measure against identity theft. Although the law was passed many years ago, and although identity theft is a growing problem, it seems some retailers have not yet updated their equipment to comply. The complaint for this class action alleges that Vineyard Vines Retail, LLC, violates FACTA by printing too much personal information on its receipts.

The class for this action is

  • All persons in the US
  • Who, when making a payment for a purchase at Vineyard Vines
  • Made the payment with a debit or credit card
  • And were given a point-of-sale receipt
  • Which showed the expiration data of the credit or debit card
  • Between July 11, 2017 and July 11, 2019.

FACTA’s Receipts Provision says that “no person that accepts credit cards or debit cards for the transaction of business shall print more than the last 5 digits of the card number or the expiration date upon any receipt provided to the cardholder at the point of sale or transaction.

When the second President Bush signed FACTA into law (yes, it’s that old) he said, “Slips of paper that most people throw away should not hold the key to their savings and financial secrets.” 

Credit card companies began requiring compliance with FACTA even before the law itself required it. 

Vineyard Vines is a clothing retailer that originated on Martha’s Vineyard. It knows about FACTA, the complaint insists: Karen Beebe, the company’s CIO and senior VP of technology has early thirty years of experience in retail companies, including at L brands, “an American fashion retailer based in Columbus, Ohio, whose flagship brands include Victoria’s Secret and Bath & Body Works, both of whom were sued for FACTA violations during Ms. Beebe’s tenure.”

On March 13, 2019, plaintiff Tina Cohen bought something at the Vineyard Vines store in Boca Raton, Florida. She paid for her purchase with her American Express card. The receipt she was given had a notation identifying the card as an American Express card, the card’s expiration date, and her full name. 

The complaint points out that the information was not “printed accidentally; the equipment and software used to print the receipts and electronically stores an image of same must be intentionally programmed to display certain information, and likewise, programmed not to display certain information.” In addition, the complaint notes that the company has had years to comply with the law.

Article Type: Lawsuit
Topic: Consumer

Most Recent Case Event

Vineyard Vines Store Receipts with Card Expiration Dates FACTA Complaint

July 11, 2019

The Fair and Accurate Credit Transactions Act (FACTA) was passed as a measure against identity theft. Although the law was passed many years ago, and although identity theft is a growing problem, it seems some retailers have not yet updated their equipment to comply. The complaint for this class action alleges that Vineyard Vines Retail, LLC, violates FACTA by printing too much personal information on its receipts.

vineyard_vines_facta_complaint.pdf

Case Event History

Vineyard Vines Store Receipts with Card Expiration Dates FACTA Complaint

July 11, 2019

The Fair and Accurate Credit Transactions Act (FACTA) was passed as a measure against identity theft. Although the law was passed many years ago, and although identity theft is a growing problem, it seems some retailers have not yet updated their equipment to comply. The complaint for this class action alleges that Vineyard Vines Retail, LLC, violates FACTA by printing too much personal information on its receipts.

vineyard_vines_facta_complaint.pdf
Tags: FACTA, More Than Five Credit/Debit Card Numbers Printed