Pentagon Federal Credit Union Disclosures for Employee Mortgages TILA Class Action

Pentagon Federal Credit Union, also known as PenFed, granted to its employees the right to apply for a fixed-rate mortgage or refinancing loan at a discount from its regular rates for ordinary mortgage customers. But the complaint alleges that PenFed did not make the required disclosures to the employees who took out these mortgage loans,  Read more

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Spark Energy Variable Rate Settlement

Spark Energy, LLC and Spark Energy Gas, LLC are settling three class actions alleging they charged residential customers variable rates for electricity and gas that were too high, and that were contrary to their obligations under their contracts and laws in California, Connecticut, Delaware, Illinois, Indiana, Maryland, Massachusetts, Michigan, New Jersey, New York, Ohio, Pennsylvania,  Read more

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PALMco Power Variable Rate Settlement

PALMco Power MA, LLC is settling a class action alleging that its variable rate charges to consumers were not based on market-related factors or prevailing market rates.  Read more

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Direct Energy Unclear Variable Rate Policies New Jersey Class Action

Electricity and gas services have undergone deregulation in many markets in the past decades. Although some companies have been able to offer lower prices than the utilities serving the same market, many end up charging consumers substantially more. This class action brings suit against Direct Energy Services, LLC and NRG Energy, Inc., alleging they did  Read more

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Major Energy Deceptive Variable Rates for Electricity Class Action

When consumers switch from a regulated utility to an energy services company (ESCO), they are seeking better prices, since there is no difference at all in the quality of electricity or gas the different companies deliver. The complaint for this class action brings suit against an ESCO, Major Energy Electric Services, LLC, alleging that it  Read more

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Verde Energy Variable-Rate Plan Settlement

This settlement resolves multiple class actions against Verde Energy USA, Inc., Verde Energy USA Ohio, LLC, Verde Energy USA, Massachusetts, LLC, and Verde Energy USA New York, LLC. The complaint alleges that the companies’ variable rate plans in Massachusetts, New York, Ohio, Illinois, New Jersey, and Pennsylvania charged electricity rates that were not priced according  Read more

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Greenlight Variable Electricity Rate Settlement

Greenlight Energy, Inc. is settling a class action about Greenlight’s alleged acts and omissions concerning supplying energy at variable rates. The complaint alleged that the company’s misleading representations violated New York’s General Business Law and breached its contracts as well as the implied covenant of good faith and fair dealing.  Read more

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Verde Energy Unfair Variable Electricity Rates Class Action

Deregulation of electricity markets has not turned out as some consumers expected. The complaint for this class action alleges that Verde Energy USA, Inc. has “deceptive, bad-faith, unconscionable and unfair pricing practices” that have caused consumers to pay much more for electricity than they should have paid.  Read more

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Spark Energy “Competitive” Variable Rates Illinois Class Action

The complaint for this class action tells a familiar story: An alternative retail energy supplier encourages customers to switch from their old supplier by promising competitive variable rates. The customer switches, then discovers that rates are higher and seem to “vary” mostly in one direction. In this case, the retail energy supplier is Spark Energy,  Read more

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Gateway Energy Services Variable-Rate Plan Settlement

Gateway Energy Services Corporation is settling a class action alleging that it set rates for residential variable-rate electricity and gas plans in a way that was contrary to its contract obligations and applicable laws.  Read more