Unlawful Fees

City of Asheville, North Carolina Development Fee Settlement

The City of Asheville, North Carolina is paying $1.85 million to resolve a class action alleging that it improperly collected water development fees. According to the complaint, it imposed the fees as a condition of building new buildings in the city’s planning jurisdiction for future water development.  Read more

LoanCare Mortgage Online or Phone Payment Fees Florida Class Action

The complaint for this class action alleges that mortgage servicer LoanCare, LLC charges mortgage holders an additional fee when they pay their monthly mortgage bill online or over the telephone. The complaint claims that these fees are not legal for more than one reason.  Read more

PennyMac Mortgage Payment Processing Fees Florida Class Action

Most mortgage holders pay their mortgages once a month. Sometimes, they prefer to pay online or by telephone, to avoid the uncertainties of mail delivery. The complaint for this class action alleges that PennyMac Loan Services, LLC charges its mortgage holders an improper processing fee when they pay by either of these methods, something it  Read more

FNMA Inaccurate Mortgage Payoff Statements Reg Z Class Action

What happens if you don’t make your mortgage payments? The mortgage loan becomes accelerated, or due in full. The complaint for this class action alleges that the Federal National Mortgage Association (FNMA) improperly imposes late charges when mortgage payments are not made after acceleration, even when the mortgage agreements don’t allow for that.  Read more

M&T Bank Pay-to-Pay Fees for Paying Mortgage by Telephone Class Action

The complaint for this class action alleges that M&T Bank charges mortgage borrowers illegal Pay-to-Pay fees when they make payments over the telephone. The complaint claims that these fees are illegal, both under federal and state laws. At issue are the federal Fair Debt Collection Practices Act (FDCPA) and California’s Rosenthal Fair Debt Collection Practices  Read more

Mitchell L. Morgan Management Attorneys’ Fee Settlement

A million and a half dollars is the price of a settlement for Mitchell L. Morgan Management, Inc. to settle a class action about a $400 attorneys’ fee set in tenant leases. The complaint alleged that the fee had no relationship to the actual fees involved in an eviction proceeding, and that it therefore violated  Read more

Frontier California/Verizon California Landline Late Payment Charges Settlement

Frontier California (formerly Verizon California) is settling a class action that alleges that the company violated California’s consumer protection and other laws in its late payment charges for residential landline customers. The unlawful charges include (a) Late Payment Charges imposed on California residential customers in an amount of the greater of $2.50 or 1.5% of  Read more

Associated Credit Services Debt Collection Fee FDCPA Class Action

Plaintiff Annmarie Buck received a debt collection letter dated January 6, 2017, from Associated Credit Services, Inc., that billed her for what the complaint for this class action claims is an unexplained and unlawful fee. Also, the complaint alleges, the letter did not contain sufficient information about the fee and other possible charges to make  Read more

Wells Fargo BPO Mortgage Fees Class Action Settlement

The plaintiffs in this class action lawsuit allege that the fee Wells Fargo assessed borrowers for Broker’s Price Opinions (BPOs) was improper because it was greater than the amount Wells Fargo paid to the brokers who performed the BPOs.  A BPO is an informal valuation of property, like an appraisal, but it is typically performed  Read more

Sprint California Early Termination Fee Class Action Settlement

The plaintiffs in this lawsuit allege that the Early Termination Fees Sprint charged to and collected from Class Members for contracts that were terminated were unlawful under California law.  Read more