Unlawful Debt Collection
Ally Financial Hours Permitted for Communications FCCPA Class Action
This class action brings suit against Ally Financial, Inc. under the Florida Consumer Collection Practices Act (FCCPA), alleging that Ally, in its capacity as a debt collector, communicated with alleged consumer debtors outside of the hours permitted under the law. Read more
Niederman, Midland Dateless Collection Letter FDCPA Class Action
If an official letter does not bear a date, but refers to “today” specifically, does that make it seem suspicious? The complaint for this class action alleges that Niederman, Stanzel & Lindsey, PLLC sent a debt collection letter the plaintiff in this class action, on behalf of Midland Credit Management, Inc., that withheld the important Read more
Florida Power & Light Company Communication Times Settlement
To resolve a class action, Florida Power & Light Company is paying out $500,000, the maximum award allowed for statutory damages in a class action. The complaint alleged that the company violated the Florida Consumer Collection Practices Act (FCCPA), which forbids companies from communicating with debtors between the hours of 9 pm and 8 am Read more
National Collegiate Student Loan Trusts Student Loan Collection Wisconsin Class Action
This class action concerns collections of student loans. The defendants are the National Collegiate Student Loan Trust and entities with similar names, NCT (a de facto company including other trusts), and Wilmington Trust Company (the trustee for the trusts). The complaint alleges that the Trusts and NCT “did not have the lawful right to collect Read more
Morgan, Bornstein & Morgan No Information on Interest FDCPA Class Action
This class action is brought against a debt collection company called Morgan and Morgan, PC, which does business as Morgan, Bronstein & Morgan, under the Fair Debt Collection Practices Act (FDCPA). The complaint alleges that the company’s debt collection letter does not make clear whether interest is accruing on the judgment amount or whether it Read more
Firstsource Debt Collection Additional Markings on Envelope FDCPA Class Action
Firstsource Advantage, LLC is a third-party collector of consumer debt. The complaint for this class action alleges that Firstsource has violated the Fair Debt Collection Practices Act (FDCPA) by putting markings on the outside of the envelope other than its business name and address. Read more
ARS National Services Sent Info to Letter Vendor New Jersey FDCPA Class Action
ARS National Services, Inc. collects consumer debts for other parties. The complaint for this class action alleges that ARS violates the privacy of the consumers by disclosing their financial information to third parties. How does it do this? By using a letter vendor to produce and mail its debt-collection letters, says the complaint for this Read more
GE Capital Bankruptcy Settlement
GE Capital Consumer Lending, Inc. and GE Capital Retail Bank (GECRB, formerly known as GE Money Bank, now known as Synchrony Bank) is paying more than $8 million to settle a class action, brought on behalf of people who discharged their debs to it via a Chapter 7 bankruptcy. The complaint alleged that GECRB did Read more
FMA Alliance Multiple Addresses for Debt Dispute Class Action
Congress passed the Fair Debt Collection Practices Act (FDCPA) because of “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” Among other things, it seeks to make third-party debt collectors provide consumer debtors with information that is clear and unambiguous. This class action brings suit against FMA Read more
IC System Unclear Settlement Offer in Collection Letter FDCPA Class Action
Congress passed the Fair Debt Collection Practices Act (FDCPA) because of the “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” The complaint for this class action alleges that I.C. System, Inc. (ICS) violates that law in sending letters to consumer debtors which did not make clear Read more
