Total Card Omissions About Time-Barred Debt Missouri FDCPA Class Action

Consumer debts that are beyond a certain age are called “stale” or “time-barred” debts. This means that the consumer can no longer be sued for repayment. The complaint for this class action alleges that Total Card, Inc. did not tell consumers of the consequences for making a payment on a time-barred debt, which the complaint  Read more

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United Shore Financial Services Excessive Debt Calls Massachusetts Class Action

Massachusetts has its own debt collection laws governing the behavior of debt collectors towards consumer debtors. This class action alleges that these laws have been violated by United Shore Financial Services, LLC, a wholesale lender which does business as United Wholesale Mortgage.  Read more

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PennyMac Loan Services Excessive Debt Collection Calls Massachusetts Class Action

Debt collectors must obey certain laws and requirements when they attempt to collect debts from consumers. The complaint for this class action alleges that PennyMac Loan Services, LLC does not obey these laws and requirements in its attempts to collect from consumers who are late on their mortgage payments. It brings suit not under federal  Read more

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American Honda Finance Alleged Debt Collection TCPA, FDCPA Class Action

Even debt collectors must obey the provisions of the Telephone Consumer Protection Act (TCPA). The complaint for this class action alleges that American Honda Finance Corporation violated the TCPA as well as the Fair Debt Collection Practices Act (FDCPA) and California’s Rosenthal Fair Debt Collection Practices Act (RFDCPA) in trying to collect alleged debts from  Read more

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Chase Receivables Unlawful Balance Billing Collection FDCPA Class Action

Under the Fair Debt Collection Practices Act (FDCPA), third-party debt collectors may not misrepresent to a consumer the status of a debt. The complaint for this class action alleges that Chase Receivables did exactly that when it tried to collect a consumer debt that involved improper Medicare Advantage balance billing.  Read more

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Sterling Credit Threatening, Harassing Collections Pennsylvania Class Action

When it passed the Fair Debt Collection Practices Act (FDCPA), Congress said it was responding to “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” This class action brings suit against Sterling Credit Corporation under that law. The complaint alleges after Sterling sent consumers a collection letter  Read more

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LCA Collections Misleading Collection Letter FDCPA Class Action

Bills related to medical diagnoses and treatments often go into default, as consumers can’t plan in advance for their medical expenses. The complaint for this class action alleges that Laboratory Corporation of America, doing business under the name LCA Collections, violated the federal Fair Debt Collections Practices Act (FDCPA) as well as California’s Rosenthal Fair  Read more

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American Express Legal Debt Collection FDCPA Violations New York Class Action

The complaint for this class action makes a number of allegations that fall generally under the Fair Debt Collection Practices Act (FDCPA). The case is brought against American Express Legal (AEL), attorney Alexander Fink, and American Express National Bank (formerly known as American Express Centurion Bank or Amex). The allegations include everything from false service  Read more

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LoanCare Pay-to-Pay Fees for Home Mortgages Class Action

The Fair Debt Collection Practices Act (FDCPA) regulates the activities of third-party collectors of consumer debts, in order to prevent abuse and other misdeeds. The complaint for this class action brings suit under the FDCPA, alleging that LoanCare, LLC charges customers illegal processing fees when they pay their mortgages online or by telephone.   Read more

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SM Law Overshadows Right to Dispute Debt FDCPA Class Action

Congress passed the Fair Debt Collection Practices Act (FDCPA) because abusive debt collection practices are not only wrong; they also contribute to the number of personal bankruptcies, marital instability, the loss of jobs, and invasions of privacy. The complaint for this class action alleges that SM Law, PC violated the FDCPA by overshadowing a required  Read more

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