Advance Financial 24/7 Predatory Lending Class Action

The complaint for this class action brings suit against Shiva Finance, LLC and Harpeth Financial Services, LLC for predatory lending practices. Among them are requiring an arbitration clause the companies themselves don’t abide by, failure to make legally-required disclosures, and making unauthorized electronic withdrawals from bank accounts.  Read more

An Advance Financial 24/7 Location

Midland Credit Management Improper Income Execution New York Class Action

When a company obtains a judgement against a consumer debtor, it may in some cases ask for an income execution—that is, it may request that the individual’s wages be garnished to pay off the debt. This class action brings suit against Midland Funding, LLC, Midland Credit Management, Inc., and lawful Selip & Stylianou, LLP for  Read more

Open Hand Extended Toward Viewer as if Demanding Payment

Midland Credit Management Notation on Envelope FDCPA Ohio Class Action

This class action brings suit against Midland Credit Management, Inc. (MCM) for two features of a collection letter it sent to a consumer. One is the embossing of the words “Important Information Enclosed” and “Attention Requested” on the envelope. The other are two statements in the enclosed letter relating to a settlement offer. According to  Read more

Figure Carrying Word DEBT on Back

Midland Credit Management Notation on Envelope FDCPA Indiana Class Action

This class action takes issue with two features of a debt collection letter sent to a consumer by Midland Credit Management, Inc. (MCM). The first is an embossment of the words “Important Information Enclosed” and “Attention Requested” on the envelope. The second is a sentence inside the letter on the subject of settlement offers. The  Read more

Bill Stamped "Past Due" in Red

Patenaude & Felix Collection of Target Debt Settlement

This settlement resolves a class action alleging that Patenaude & Felix, APC violated the Fair Debt Collection Practices Act (FDCPA). The complaint alleged that the firm sent consumers debt collection letters in relation to their Target credit cards that violated provisions of the FDCPA.  Read more

Deep Holes In Shape of Letters D-E-B-T with Ladder Sticking Out

GC Services Confusing Debt Collection Letter Class Action

The Fair Debt Collection Practices Act (FDCPA) requires that certain information be given to a consumer by a debt collector and that the information be clear and not confusing. This class action takes issue with three collection letters sent by GC Services (GCS) to a consumer debtor, which it alleges are inconsistent with each other  Read more

Person Fallen Under Letters D-E-B-T

Carrington Mortgage Services Excessive Fees for Payoff Florida Class Action

This class action brings suit against Carrington Mortgage Services, LLC by the buyer of a property in foreclosure, alleging that Carrington is charging excessive fees for the payoff of the mortgage. The complaint alleges that many of the fees are excessive or fraudulent and are meant to provide extra profit to Carrington or the lender.  Read more

Model of House on Top of Calculator

Midland Credit Management Unclear Debt Owner Class Action

The Fair Debt Collection Practices Act (FDCPA) intends to prevent the third-party debt collectors from confusing or misleading consumers. The complaint for this class actions alleges that certain collection letters from Midland Credit Management, Inc. (MCM) violate the law by making the current creditor or owner of the debt unclear, thereby putting consumers in danger  Read more

Ball and Chain Labeled "Debt"

Navient Solutions Excessive Debt Collection Calls Massachusetts Settlement

Navient Solutions, LLC is settling a Massachusetts class action alleging the company violated state laws, including the Massachusetts Consumer Protection Act, Massachusetts General Laws, and Massachusetts Debt Collection Regulations. The complaint alleged that the company placed more than two calls about a debt to Massachusetts consumers in a seven-day period.  Read more

Deep Holes In Shape of Letters D-E-B-T with Ladder Sticking Out

Total Card Omissions About Time-Barred Debt Missouri FDCPA Class Action

Consumer debts that are beyond a certain age are called “stale” or “time-barred” debts. This means that the consumer can no longer be sued for repayment. The complaint for this class action alleges that Total Card, Inc. did not tell consumers of the consequences for making a payment on a time-barred debt, which the complaint  Read more

Figure Carrying Letters DEBT on Its Back