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Roundpoint Mortgage Unlawful Fees and Harassment West Virginia Class Action

What fees is a mortgage servicer allowed to charge in West Virginia? The complaint for this class action claims that Roundpoint Mortgage Servicing Corporation charges customers unlawful fees, such as for property inspections, late charges, “ORCC” fees, and other miscellaneous fees. Not only are they forbidden under West Virginia law; the complaint claims that even  Read more

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Afni Discloses Debt Information to Third Parties FDCPA Class Action

Under the Fair Debt Collection Practices Act (FDCPA), debt collectors are not permitted to communicate with anyone other than the debtor (except in a few specific cases) in connection with the collection of the debt. The complaint for this class action alleges that Afni, Inc. uses third-party mail vendors to send debt collection letters, thereby  Read more

Red Stamp on Papers Saying "Debt Collection"

21st Mortgage Addition of Excessive Attorneys’ Fees Class Action

This class action alleges that 21st Mortgage Corporation uses its power over homeowners to add excessive attorneys’ fees to mortgage accounts, in violation of West Virginia law. These fees are also excessive, the complaint claims, in light of the attorneys’ fees permitted by the mortgage contract.  Read more

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Alltran Financial Late Charges May Up Debt FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) tries to ensure that consumer debtors have accurate and complete information about what they owe and other things, so that they can make the best decisions possible about their finances. The complaint alleges that Alltran Financial, LP sent consumer debtors a confusing or misleading collection letter in that  Read more

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Portfolio Recovery Misleading References to Lawsuit FDCPA Class Action

Congress passed the Fair Debt Collection Practices Act (FDCPA) to stop debt collectors from making deceptive or misleading statements, among other things. The complaint for this class action alleges that Portfolio Recovery Associates, LLC (PRA) sent a debt collection letter to consumers that contained repeated references to suing, even though lawsuit was not in question  Read more

Person Staggering Under Box Stuffed with Debt Symbols

Loandepot.com Calls to Debtor’s Cell Phone TCPA, FCCPA Class Action

Even debt collectors and businesses undertaking foreclosure actions must obey federal and state rules about placing telephone calls to consumers. The complaint for this class action alleges that Loandepot.com, LLC violated the Telephone Consumer Protection Act (TCPA) and the Florida Consumer Collection Practices Act (FCCPA) in placing telephone calls to a mortgage borrower.  Read more

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Midland Credit Invasion of Debtor’s Privacy Texas FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) regulates the actions of third-party debt collectors in trying to collect consumer debts. The FDCPA is meant, the law says, “to eliminate abusive debt collection practices by debt collectors” and to protect consumers from them. The complaint for this class action alleges that Midland Credit Management, Inc. has  Read more

Figure Carrying Letters DEBT on Its Back

Nationstar Seizing of Multiple Mortgage Payments Florida Class Action

If you permit your mortgage servicer to withdraw the payment on your mortgage from your bank account each month, is the servicer permitted to withdraw three such payments at once, without notice to you, if you’re in default? The complaint for this class action alleges that Nationstar Mortgage, LLC has been making excessive withdrawals from  Read more

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Victim Services Unlawful Bad Check Fees Settlement

This settlement resolves a class action against National Corrective Group, Inc., Victim Services, Inc., American Justice Solution, Inc., Birch Grove Holdings, Inc., Mats Jonsson, and Karl Thomas Jonsson. The complaint claims that these defendants use of a California District Attorney letterhead and charges of certain fees, in connection with bounced checks, violated the Fair Debt  Read more

Person Staggering Under Box Stuffed with Debt Symbols

General Revenue Corp. Debt May Increase Statement FDCPA Class Action

Congress passed the Fair Debt Collection Practices Act (FDCPA) both to stop abusive debt collection practices and to make sure that debt collectors who did not use abusive practices were not put at a disadvantage. The complaint for this class action alleges that General Revenue Corporation (GRC) violated the FDCPA when it implied that the  Read more

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