Unlawful Debt Collection

Midland Credit Invasion of Debtor’s Privacy Texas FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) regulates the actions of third-party debt collectors in trying to collect consumer debts. The FDCPA is meant, the law says, “to eliminate abusive debt collection practices by debt collectors” and to protect consumers from them. The complaint for this class action alleges that Midland Credit Management, Inc. has  Read more

Nationstar Seizing of Multiple Mortgage Payments Florida Class Action

If you permit your mortgage servicer to withdraw the payment on your mortgage from your bank account each month, is the servicer permitted to withdraw three such payments at once, without notice to you, if you’re in default? The complaint for this class action alleges that Nationstar Mortgage, LLC has been making excessive withdrawals from  Read more

Victim Services Unlawful Bad Check Fees Settlement

This settlement resolves a class action against National Corrective Group, Inc., Victim Services, Inc., American Justice Solution, Inc., Birch Grove Holdings, Inc., Mats Jonsson, and Karl Thomas Jonsson. The complaint claims that these defendants use of a California District Attorney letterhead and charges of certain fees, in connection with bounced checks, violated the Fair Debt  Read more

General Revenue Corp. Debt May Increase Statement FDCPA Class Action

Congress passed the Fair Debt Collection Practices Act (FDCPA) both to stop abusive debt collection practices and to make sure that debt collectors who did not use abusive practices were not put at a disadvantage. The complaint for this class action alleges that General Revenue Corporation (GRC) violated the FDCPA when it implied that the  Read more

Debt Collector CMRE Violates Both TCPA and FDCPA Class Action

Automated debt collection calls may be annoying, but they’re much more annoying when they’re about someone else’s debt. The complaint for this class action alleges that CMRE Financial Services, Inc. places repeated automated calls to consumers, even after being told the calls are reaching the wrong people. The complaint claims CMRE is violating both the  Read more

Rushmore Loan Management Excessive Pay-to-Pay Fees Class Action

Rushmore Loan Management Services, LLC services home mortgages. But the complaint for this class action alleges that it violates California’s Rosenthal Fair Debt Collection Practices Act (RFDCPA) and the terms of mortgages by charging processing fees when customers make their monthly payments by telephone. These pay-to-pay fees amount to $5 when homeowners use the automated  Read more

FMS Collection Letter Confusing Statement of Balance FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) tries to protect consumers from abusive or unfair debt collection practices. It provides specifics of what debt collectors need to include in the initial contact letter or within five days of one. The complaint for this class action alleges FMS, Inc. has violated this law with a debt  Read more

Debt Collector Legal Threats Without California License FDCPA Class Action

Congress passed the Fair Debt Collection Practices Act (FDCPA) to stop abusive and deceptive practices by third-party debt collectors. This class action brings an FDCPA suit against TD Bank (USA), NA and Rausch, Sturm, Israel, Enerson & Hornik, LLP for threatening legal action against a debtor when its attorneys appeared not to be licensed in  Read more

Linebarger Debt Collection Letter Settlement

Linebarger Goggan Blair & Sampson, LLP will be paying up to $9 million to settle a debt collection class action. The complaint alleged that the firm, which is based in Texas, violated California law by sending debt collections letters into California. The debts included debts owed to government entities, such as unpaid taxes, tolls or  Read more

MRS BPO False Urgency in Debt Collection Letter FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) does not permit third-party debt collectors to send collection letters with false, deceptive, or misleading information in them. The complaint for this class action alleges that debt collector MRS BPO, LLC sent out such letters to debtors, suggesting it would not accept payments under its settlement offers unless  Read more