fbpx

Niederman, Midland Dateless Collection Letter FDCPA Class Action

If an official letter does not bear a date, but refers to “today” specifically, does that make it seem suspicious? The complaint for this class action alleges that Niederman, Stanzel & Lindsey, PLLC sent a debt collection letter the plaintiff in this class action, on behalf of Midland Credit Management, Inc., that withheld the important  Read more

Bill Stamped "Final Notice" in Red

Florida Power & Light Company Communication Times Settlement

To resolve a class action, Florida Power & Light Company is paying out $500,000, the maximum award allowed for statutory damages in a class action. The complaint alleged that the company violated the Florida Consumer Collection Practices Act (FCCPA), which forbids companies from communicating with debtors between the hours of 9 pm and 8 am  Read more

Florida Power & Light Trucks

National Collegiate Student Loan Trusts Student Loan Collection Wisconsin Class Action

This class action concerns collections of student loans. The defendants are the National Collegiate Student Loan Trust and entities with similar names, NCT (a de facto company including other trusts), and Wilmington Trust Company (the trustee for the trusts). The complaint alleges that the Trusts and NCT “did not have the lawful right to collect  Read more

Students in Caps and Gowns, Caps with Price-Tag Tassels

Morgan, Bornstein & Morgan No Information on Interest FDCPA Class Action

This class action is brought against a debt collection company called Morgan and Morgan, PC, which does business as Morgan, Bronstein & Morgan, under the Fair Debt Collection Practices Act (FDCPA). The complaint alleges that the company’s debt collection letter does not make clear whether interest is accruing on the judgment amount or whether it  Read more

Figure Carrying Word DEBT on Back

Firstsource Debt Collection Additional Markings on Envelope FDCPA Class Action

Firstsource Advantage, LLC is a third-party collector of consumer debt. The complaint for this class action alleges that Firstsource has violated the Fair Debt Collection Practices Act (FDCPA) by putting markings on the outside of the envelope other than its business name and address.  Read more

Papers Stamped "Debt Collection" in Red

ARS National Services Sent Info to Letter Vendor New Jersey FDCPA Class Action

ARS National Services, Inc. collects consumer debts for other parties. The complaint for this class action alleges that ARS violates the privacy of the consumers by disclosing their financial information to third parties. How does it do this? By using a letter vendor to produce and mail its debt-collection letters, says the complaint for this  Read more

Figure Carrying Letters DEBT on Its Back

GE Capital Bankruptcy Settlement

GE Capital Consumer Lending, Inc. and GE Capital Retail Bank (GECRB, formerly known as GE Money Bank, now known as Synchrony Bank) is paying more than $8 million to settle a class action, brought on behalf of people who discharged their debs to it via a Chapter 7 bankruptcy. The complaint alleged that GECRB did  Read more

Bankruptcy Law Book and Gavel

FMA Alliance Multiple Addresses for Debt Dispute Class Action

Congress passed the Fair Debt Collection Practices Act (FDCPA) because of “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” Among other things, it seeks to make third-party debt collectors provide consumer debtors with information that is clear and unambiguous. This class action brings suit against FMA  Read more

Ball and Chain Labeled "Debt"

IC System Unclear Settlement Offer in Collection Letter FDCPA Class Action

Congress passed the Fair Debt Collection Practices Act (FDCPA) because of the “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” The complaint for this class action alleges that I.C. System, Inc. (ICS) violates that law in sending letters to consumer debtors which did not make clear  Read more

Figure Carrying Letters DEBT on Its Back

American Coradius Did Not Provide Creditor Name FDCPA Class Action

The Fair Debt Collection Practices Act (FDCP) sets forth rules for third-party debt collectors who are attempting to collect consumer debts. It seeks to prevent abusive collection practices. Among its requirements are that debt collectors must provide certain information to consumer debtors at their first contact or shortly thereafter. The complaint for this class action  Read more

Bill Stamped "Past Due" in Red