Unauthorized Credit Reports or Credit Pulls

Koons Lexus Pulls of Credit Reports Without Authorization Class Action

This class action brings suit against Toyota Motor Sales USA, Inc. in the form of Koons Lexus of Wilmington, in Delaware, under the Fair Credit Reporting Act (FCRA). The issue? The complaint claims that it pulled a credit report on a customer who told its personnel multiple times that she did not want them to  Read more

Safeway, Vons Consumer Reports FCRA Settlement

This settlement resolves a class action against a number of supermarket defendants: Safeway, Inc., the Vons Companies, Inc. Vons Sherman Oaks, LLC, Safeway Southern California, Inc., and Safeway Leasing, Inc. The complaint alleged that the supermarket companies procured consumer reports on prospective employees without following the provisions of the Fair Credit Reporting Act (FCRA) and  Read more

Fifth Third Bank Opening of Unauthorized Accounts Class Action

According to the complaint for this class action, Fifth Third Bank pressured employees to cross-sell to customers. “Cross-selling was Fifth Third’s scheme to grow Bank revenue by requiring employees to sell increasing numbers of products to each customer.” Unfortunately, the complaint claims that this “toxic high-pressure sales environment” caused employees to open fraudulent accounts in  Read more

Comcast Request for Credit Report Without Permissible Reason Class Action

You can’t simply procure a credit report on anybody you’re curious about. Under the Fair Credit Reporting Act (FCRA), parties who want to obtain a report must have a proper reason in order to do so. But the complaint for this class action alleges that Comcast Corporation and Comcast Cable Communications, LLC requested or obtained  Read more

PayPal Credit/Comenity Capital Bank Hard Credit Pulls FCRA Class Action

The Fair Credit Reporting Act (FCRA) prohibits anyone from getting a consumer credit report unless they have one of the permissible purposes outlined in the law. But Comenity Capital Bank, the entity behind PayPal Credit, made two hard credit pulls via Equifax on information about plaintiff Kevin Teichen, the complaint for this class action alleges.  Read more