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USAA Casualty Offset for UIM Coverage New Mexico Class Action

If you have uninsured/underinsured motorist (UIM) coverage as part of your insurance policy, are you always entitled to receive its benefits? The complaint for this class action alleges that USAA Casualty Insurance Company offers UIM coverage that is essentially illusory and/or misleading, because USAA offsets the amount by the amount of the underinsured motorist’s coverage.  Read more

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Geico Advantage Premiums for Nonexistent Stacking Pennsylvania Class Action

This class action concerns auto insurance, specifically “stacked” uninsured/underinsured motorist (UIM) coverage with Geico Advantage Insurance Company. The complaint alleges that the insureds have been paying higher premiums for stacked coverage, even though they had only one insured vehicle each, so that no stacking was possible. The law governing the policies is Pennsylvania’s Motor Vehicle  Read more

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Geico Casualty Nonexistent Stacking UIM Coverages Pennsylvania Class Action

Under some circumstances, it is possible to “stack” coverage under insurance policies relating to uninsured or underinsured motorist (UIM) coverages. This class action brings suit against Geico Casualty Company, alleging it charges customers higher premiums for stacked policies, even where there are no other vehicles in the household whose insurance could be stacked. This case  Read more

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Geico Choice Insurance Nonexistent “Stacked” UIM Coverage Pennsylvania Class Action

This class action concerns uninsured or underinsured motorist (UIM) coverage in personal auto policies issued by Geico Choice Insurance Company in Pennsylvania under the state’s Motor Vehicle Financial Responsibility Law (MVFRL). The complaint alleges that Geico charged customers premiums for “stacked” UIM coverage, even when only one vehicle was insured, thus making stacking impossible.  Read more

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State Farm Mutual No Election of Lower Coverage Pennsylvania Class Action

When a new vehicle is added to an existing insurance policy, does the insurance company need to get a new election of lower uninsured or underinsured motorist (UIM) coverage than the state requires? The complaint for this class action says it does, and brings suit against State Farm Mutual Automobile Insurance Company for reducing coverage  Read more

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Progressive Specialty No UIM Benefits for Unstacked Coverage Pennsylvania Class Action

Michael J. Ford was riding his Honda motorcycle in Hilltown Township in Pennsylvania when he was hit by a driver making a left turn into his path. Because the other driver’s insurance did not have sufficient coverage to pay for his injuries, Ford is trying to get uninsured/underinsured motorist (UIM) coverage from one of his  Read more

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State Farm Mutual Auto Insurance Stacked UIM Payout Pennsylvania Class Action

Norman Stanton was riding his Kawasaki motorcycle near the entrance to a Wawa when he was hit from behind by another vehicle. The driver of the other vehicle had insufficient coverage to pay for his injuries. The complaint for this class action alleges that Stanton’s stacked uninsured motorist coverage with State Farm Mutual Automobile Insurance  Read more

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ACCC Insurance UM/UIM Auto Coverage Denial Class Action

ACCC Insurance Company issues policies in the states of Mississippi, Alabama, Arizona, Georgia, Louisiana, New Mexico, Texas, and Utah. All of these states require that auto policies provide uninsured/underinsured motorist (UM/UIM) coverage, but the complaint claims that ACCC’s policies do not.  Read more

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