Earnin Skirts Loan Regulations with Wording Class Action

Payday loan companies are known for their very high interest rates and their ability to trap consumers into loans that are very difficult to pay off. The complaint for this class action alleges that Activehours, Inc., which does business as Earnin is a payday lender, but uses different terms in its business that it hopes  Read more

First Citizens Bank of South Carolina Unauthorized Credit Accounts Class Action

Plaintiffs Michael Virzi and Natasha Brenchak wanted a mortgage approval. What they got, this complaint says, is that plus three false credit accounts they had specifically declined. Then they went through the difficulties of trying to get the accounts deleted. The complaint claims that the bank has violated the Fair Credit Reporting Act (FCRA), the  Read more

First Citizens Bank Headquarters in Columbia, South Carolina

Equitable Acceptance Student Loan “Forgiveness” Scam RICO Class Action

Plaintiff Vanessa Williams took out student loans totaling approximately $21,000 for her education. When SLF Center called her and told her it could obtain loan forgiveness for her, she was naturally interested. But according to the complaint for this class action, all that happened was that Williams was saddled with yet another loan, via Equitable  Read more

Equitable Acceptance Corporation Logo

Bank of America Military Interest Rates Settlement

Bank of America is paying nearly $42 million to settle claims that it violated the Servicemembers Civil Relief Act, the Truth in Lending Act, North Carolina’s Unfair and Deceptive Trade Practices Act, as well as common law, by charging service members and their families excessive interest rates on mortgages, credit card accounts, and other interest-bearing  Read more

Wells Fargo and Mississippi Iron Works Credit Card RICO and TILA Class Action

According to the complaint for this class action, when plaintiff John Edward Meeks agreed to take out a loan for new window and door home protection from Mississippi Iron Works (MIW), he had no idea that what he was doing was applying for a Wells Fargo credit card—specifically the Wells Fargo Home Projects Credit Card.  Read more

Future Income Payments Veterans’ Pension and Disability Benefits Class Action

Plaintiff John Underwood served in the US Air Force for twenty-three years and retired disabled on a pension in 2010. Looking for a cash advance, the complaint for this class action says, he found Future Income Payments (FIP), which in 2012 agreed to give him $10,000 in exchange for Underwood’s transfer of some of his  Read more

Windows USA Deceptive Sales Practices Class Action

The complaint for this class action asserts that the defendants—Wells Fargo, Windows USA, and a company related to Windows—used unfair pressure tactics and outright misrepresentations to lure potential customers in to signing agreements, related to window replacements and their financing, that did not provide what they were said to provide.  Read more