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Freedom Mortgage Rejects Requests for Recordings RESPA Class Action

It’s a problem for a borrower if their mortgage servicer doesn’t respond to questions about their mortgage account. That’s why the Real Estate Settlement Procedures Act (RESPA) requires that they do so. But the complaint for this class action alleges that Freedom Mortgage Corporation does not comply with the law, because they do not provide  Read more

Coins, Papers, and Small House on Desk

Bank of America Rejects RFIs and Electronic Signatures Class Action

Homes tend to be the largest purchases people make in their lives, so difficulties with mortgages are significant. The Real Estate Settlement Procedures Act (RESPA) tries, among other things, to ensure that borrowers can receive all the information they need promptly. The complaint for this class action alleges Bank of America, NA (BANA), does not  Read more

Bank of America Sign on Building

PHH Mortgage Naming of Owner of Mortgage RESPA, Reg X Class Action

The Real Estate Settlement Practices Act (RESPA) and Regulation X are meant to help consumers with the servicing and settlement of their real estate transactions. They were intended to require mortgage servicers and other to provide them with adequate and timely information and to protect them from high charges and abusive practices. The complaint for  Read more

A Regional Headquarters for PHH

Select Portfolio Servicing Responses to Borrowers Class Action

This class action brings suit against Select Portfolio Servicing, Inc. (SPS). The legal concerns relate to provisions of Regulation X and of the Real Estate Settlement Procedures Act (RESPA). RESPA aims to make sure that consumers are provided with better and more timely information about settlements and to protect them from abusive practices; Reg X  Read more

Man Placing Small House on Top of Blocks Spelling "Mortgage"

Mr. Cooper Preauthorized Mortgage Transfers EFTA, RESPA Class Action

The Electronic Funds Transfer Act (EFTA) governs preauthorized transfers from bank accounts. The complaint for this class action claims that Nationstar Mortgage, LLC, which does business now as Mr. Cooper, violated both EFTA and the Real Estate Settlement Procedures Act (RESPA) in its incorrect handling of preauthorized mortgage payments from customer accounts.  Read more

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Nationstar Mortgage Failure to Answer Account Questions RESPA Class Action

The complaint for this class action claims that Nationstar Mortgage, LLC did not fully respond to a borrower’s questions about her mortgage, in violation of the Real Estate Settlement Practices Act (RESPA). She was requesting a payment history, including information about charges, credits, and escrow payments.  Read more

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