Rating Criteria

Allstate Northbrook, Esurance Marital Status as Rating Factor California Class Action

Is a married person more reliable or responsible than a single person? The complaint bring suit against Allstate Northbrook Indemnity Company and Esurance Property and Casualty Company, alleging that they use marital status as an optional rating factor in calculating premiums for auto insurance. The complaint alleges that this is not legal in California because  Read more

California Auto Insurers Use of Marital Status as Rating Factor Class Action

Does being married make someone a more careful driver? The complaint for this class action alleges that certain insurers—Progressive West Insurance Company, Progressive Select Insurance Company, and United Financial Casualty Insurance Company—does use marital status as an “optional rating factor” when it calculates premiums for auto insurance in California. The complaint claims that the companies  Read more