Providing Inaccurate Information to Credit Reporting Agencies

Wells Fargo Falsely Reporting Mortgages as in Forbearance California Class Action

The complaint for this class action alleges that Wells Fargo Bank, NA improperly claimed to credit reporting agencies that certain of its mortgage accounts were in deferment or forbearance, and that no payments have been made on these accounts recently, when in reality they have been made.  Read more

Equifax, Regions Bank Erroneous Credit Reporting FCRA Civil Action

Plaintiff Christopher Carroll went through a Chapter 13 bankruptcy in November 2011, with an Order of Discharge entered in March 2017. According to the complaint for this civil action, however, the reporting submitted for his mortgage by Regions Bank, Inc. (Alabama) and published by Equifax Information Services, LLC still contains errors relating to the bankruptcy.  Read more

Ditech Inaccurate Mortgage Payment Reporting RESPA/FCRA Class Action

Mortgages are the largest items in most people’s credit portfolios, and errors in mortgage servicing can have major impacts on mortgage holders’ lives. In this class action, plaintiff Eugenia Rapp alleges that mortgage servicer Ditech did not use adequate dispute-reporting processes, so that it violated both the Real Estate Settlement Procedures Act (RESPA) and the  Read more

JP Morgan Chase Bank FCRA Inaccurate Information Class Action

The complaint for this class action alleges that JP Morgan Chase furnished inaccurate information about plaintiff Mark Donald Hunt, in connection with a mortgage, to the three major credit agencies—Experian, Trans Union, and Exquifax—over a period of twenty-two months, for sixty-six violations of the FCRA.  Read more