Processing or Pay-to-Pay Fees

PHH Mortgage Telephone Pay-to-Pay Charges Class Action

The word “mortgage,” the complaint for this class action tells us, literally means “death pledge.” The complaint’s topic is actually slightly less dramatic: It alleges that PHH Mortgage Corporation violates various consumer-debt-related laws in charging excessive fees to borrowers who make over-the-telephone payments.  Read more

AmeriHome Mortgage Telephone Pay-to-Pay Charges Class Action

AmeriHome Mortgage Company, LLC, the complaint for this class action estimates, “has a $23 billion portfolio of mortgage servicing rights.” However, it charges a fee of up to $2 when borrowers make their mortgage payments over the telephone. The complaint alleges that this “Pay-to-Pay” fee is unlawful.  Read more

Mortgage Processing Fees for Online or Phone Payments Investigation

Have you ever made a mortgage payment online or over the telephone? Were you charged a fee for it? Many such “processing” fees are unlawful. This may be because they are not permitted under the mortgage agreement, or because they are much higher than the actual cost of processing. We’re investigating to see if a  Read more