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Credit Union of New Jersey Overdraft Fees Without Overdrafts Class Action

Credit Union of New Jersey (CUNJ), the complaint for this class action alleges, charges customers overdraft fees when their accounts are not actually overdrawn. The complaint claims that account statements for the plaintiff in this case show that the account never actually had a negative balance, but that CUNJ still assessed her overdraft fees, and  Read more

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St. Anne’s Credit Union Unclear Reg E Disclosures Class Action

Federal Reserve Regulation E sets the conditions under which your bank or credit union can charge you overdraft fees on transactions that are not recurring. This class action alleges that St. Anne’s Credit Union (SACU) has violated these rules. The complaint claims that the document used by SACU to inform customers about these fees “provides  Read more

Sign Saying "Overdraft"

Earnin Overdraft/NSF Fees Settlement

Activehours, Inc., which does business through the Earnin App, is settling a class action for $3 million. The complaint alleged that some customers were charged overdraft or non-sufficient funds (NSF) fees in their bank or other accounts after Earnin made a withdrawal, and also that Earnin’s marketing did not adequately explain this risk of using  Read more

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City National Bank and Trust Overdraft and NSF Fees Reg E Class Action

Banks may charge overdraft (OD) fees on one-time debit and ATM transactions provided they meet the requirements of Federal Reserve Regulation E, with proper disclosures to, and consent from, the customer. However, the complaint for this class action alleges that the City National Bank and Trust Company of Lawton, Oklahoma does not do this. The  Read more

Bank Statement Listing Overdraft Fees

BBVA USA Overdraft Disclosures Violate Reg E California Class Action

The Federal Reserve has set forth Regulation E, which requires that banks and other institutions must make certain disclosures in a stand-alone document and obtain the consent of the consumer before they charge that consumer overdraft fees on one-time debit and ATM transactions. The complaint for this transaction alleges that BBVA USA violates Reg E  Read more

BBVA Name at Top of Large Building

Cabrillo Credit Union Overdraft Disclosures Violate Reg E California Class Action

Federal Reserve Regulation E requires that banks and other institutions must make certain disclosures and obtain agreement of the consumer before they can charge that consumer overdraft fees on one-time debit and ATM transactions that are not recurring. The complaint for this transaction alleges that Cabrillo Credit Union violates Reg E with its disclosures for  Read more

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Wells Fargo Reg E Ambiguous Disclosures California Class Action

Wells Fargo & Company and Wells Fargo Bank, NA violate Federal Reserve Regulation E, says the complaint for this class action. What is Reg E? It sets forth requirements that banks must meet before charging customers overdraft fees on one-time debit card or ATM transactions. The complaint alleges that Wells Fargo’s disclosures are ambiguous and  Read more

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KeyBank Overdraft and Nonsufficient Funds Fees Class Action

KeyBank, the complaint for this class action alleges, charges customers improper overdraft (OD) and nonsufficient funds (NSF) fees. It alleges that the bank charges customers OD fees in improper circumstances and charges more than one NSF fee on a single transaction.  Read more

KeyBank Location

Equity Bank Overdraft and Non-Sufficient Funds Fees Class Action

Two practices are at issue in this class action. The complaint alleges that Equity Bank (1) charges overdraft (OD) fees on accounts that were never actually overdrawn, and (2) charges more than one non-sufficient funds (NSF) fee on a single item. These practices, the complaint says, breaches the bank’s contracts. It refers to them as  Read more

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Liberty Bank Overdraft Disclosures Non-Compliant with Reg E Class Action

Banking customers nowadays cannot be charged overdraft fees on certain items if they do not affirmatively opt in to their bank’s overdraft program. This class action brings suit against Liberty Bank, alleging that its disclosure and opt-in document “provides ambiguous and inaccurate language” in describing when the bank will charge overdraft fees. The complaint alleges  Read more

A Liberty Bank Location