Citizens and Farmers Bank Improper Overdraft, NSF Fees Class Action

This is one in a line of class actions filed over the allegedly improper imposition of fees on checking accounts by banks and credit unions. The complaint alleges that Citizens and Farmers Bank assesses overdraft (OD) fees on certain transactions even when accounts were never overdrawn.  Read more

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iThink Financial Credit Union Unfair OD and NSF Fees Class Action

The iTHINK Financial Credit Union was formerly the IBM Southeast Employees’ Credit Union (IBMSECU). The complaint for this class action alleges that the credit union does “unfair and unconscionable assessment and collection of ‘overdraft fees’ (‘OD Fees’) on accounts that were never actually overdrawn, and … routinely charg[es] two or more fees, including OD Fees  Read more

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PNC Bank OD Fees on Accounts Not Overdrawn Class Action

Banks now make substantial income from overdraft (OD) and non-sufficient funds (NSF) fees. The complaint for this class action claims, “These fees are by definition often assessed on consumers struggling to make ends meet with minimal funds in their accounts.” It brings suit against PNC Financial Services Group, Inc., alleging PNC assesses such fees unfairly.  Read more

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Dacotah Bank Overdraft Fees for Accounts Not Overdrawn Class Action

Recently many class actions have complained about improper overdraft or non-sufficient funds fees, which add to the profits of banks and credit unions. The complaint for this class action alleges that Dacotah Bank charges customers overdraft or non-sufficient funds fees on items that do not actually overdraw accounts.  Read more

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First Savings Bank Overdraft Fees on Accounts Not Overdrawn Class Action

A number of class actions have taken issue recently with the way banks charge overdraft (OD) fees. The complaint for this class action alleges that First Savings Bank charges OD fees for transactions that do not actually overdraw accounts. The complaint alleges, “This practice works to catch accountholders in an increasingly devastating cycle of bank  Read more

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RBC Bank Overdraft Fee Settlement

A class action against RBC Bank (USA) is being settled by PNC Bank, NA, its successor-in-interest after the two banks merged. The complaint contended that RBC posted debit card transactions in the order of the highest amount to the lowest, and that this resulted in customers being charged more overdraft fees.  Read more

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Bank of America Overdraft Fees for Non-Recurring Items Class Action

Banks don’t provide overdraft coverage for any and all overdrafts customers create; they have rules, and a certain amount of discretion. Bank of America, NA and Bank of America Corporation instituted new rules on overdrafts, alleges the complaint for this class action, and then failed to abide by them.  Read more

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Vibrant Credit Union Overdrafts and Multiple NSF Fees Class Action

The complaint for this class action makes two charges against Vibrant Credit Union: that it charges overdraft fees for transactions that do not overdraw accounts, and that it charges more than one nonsufficient funds (NSF) fee on a single item.  Read more

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DCU Non-Sufficient Funds and Overdraft Fees Investigation

An auto-pay bill comes due in your bank account and your bank refuses the transaction because you don’t have enough money. How many non-sufficient funds (NSF) fees should you be charged for this? Should you be charged an NSF fee now and an overdraft (OD) fee later? If your bank is Digital Federal Credit Union  Read more

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First County Bank Multiple NSF or NSF/OD Fees Connecticut Class Action

If your bank has already refused an item and charged you an fee for non-sufficient funds (NSF fee), should it later turn around and, without any second request from you, accept the same item and charge you a fee for an overdraft? The complaint for this class action alleges that First County both charges multiple  Read more

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