No permissible purpose for request for report
Capital One Unauthorized Credit Report Class Action
Unauthorized credit “pulls”—the obtaining of credit information on consumers without their consent—are an invasion of privacy, and they can also lower the persons’ credit ratings. The complaint for this class action alleges that Capital One, NA obtain credit reports on individuals without their permission and without a permissible purpose, in violation of the Fair Credit Read more
Synchrony Bank Request for Credit Reports with No Permissible Purpose Class Action
The Fair Credit Reporting Act (FCRA) governs consumer credit reporting in a number of ways. One of its provisions is that no third party may get a report on a particular consumer without a valid purpose. However, the complaint for this class action alleges that Synchrony Bank performs a “hard pull” to obtain credit reports Read more
Wells Fargo No Permissible Reason for Credit Report FCRA Class Action
The Fair Credit Reporting Act (FCRA) limits other parties’ abilities to obtain credit reports on consumers. Businesses who wish to get consumer reports on people must have one of a limited valid number of reasons to do so. However, the complaint for this class action alleges that Wells Fargo improperly obtained a credit report on Read more
Dice Open Web Profiles Settlement
DHI Group, Inc. and Dice, Inc. are settling a class action alleging that they violated the Fair Credit Reporting Act (FCRA). The complaint alleged that Dice was a credit reporting agency and that it failed to follow the requirements of the law in several respects, for example, in not having a permissible purpose in distributing Read more
Comcast Hard Credit Pull for Simple Inquiry FCRA Class Action
The Fair Credit Reporting Act (FCRA) specifies the reasons parties may obtain consumer credit reports on others. The list of valid reasons is limited. The complaint for this class action alleges that Comcast Cable Communications, LLC has violated the FCRA by doing hard credit pulls on consumers when they so much as inquire about the Read more
Nationstar Mortgage Pulled Credit Report Without Permissible Purpose FCRA Class Action
Strangers can’t simply go pull up your credit report; they have to be authorized and/or be doing it for one of a limited number of permissible purposes—so says the Fair Credit Reporting Act (FCRA). The complaint for this class action claims that Nationstar Mortgage pulled Plaintiff Jeffrey Helbling’s credit report without his knowledge or authorization, Read more
