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Synchrony Bank Request for Credit Reports with No Permissible Purpose Class Action

The Fair Credit Reporting Act (FCRA) governs consumer credit reporting in a number of ways. One of its provisions is that no third party may get a report on a particular consumer without a valid purpose. However, the complaint for this class action alleges that Synchrony Bank performs a “hard pull” to obtain credit reports  Read more

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Wells Fargo No Permissible Reason for Credit Report FCRA Class Action

The Fair Credit Reporting Act (FCRA) limits other parties’ abilities to obtain credit reports on consumers. Businesses who wish to get consumer reports on people must have one of a limited valid number of reasons to do so. However, the complaint for this class action alleges that Wells Fargo improperly obtained a credit report on  Read more

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Dice Open Web Profiles Settlement

DHI Group, Inc. and Dice, Inc. are settling a class action alleging that they violated the Fair Credit Reporting Act (FCRA). The complaint alleged that Dice was a credit reporting agency and that it failed to follow the requirements of the law in several respects, for example, in not having a permissible purpose in distributing  Read more

Comcast Hard Credit Pull for Simple Inquiry FCRA Class Action

The Fair Credit Reporting Act (FCRA) specifies the reasons parties may obtain consumer credit reports on others. The list of valid reasons is limited. The complaint for this class action alleges that Comcast Cable Communications, LLC has violated the FCRA by doing hard credit pulls on consumers when they so much as inquire about the  Read more

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Nationstar Mortgage Pulled Credit Report Without Permissible Purpose FCRA Class Action

Strangers can’t simply go pull up your credit report; they have to be authorized and/or be doing it for one of a limited number of permissible purposes—so says the Fair Credit Reporting Act (FCRA). The complaint for this class action claims that Nationstar Mortgage pulled Plaintiff Jeffrey Helbling’s credit report without his knowledge or authorization,  Read more

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Bank of America Credit Account Review FCRA Violation Settlement

Bank of America has settled a class action alleging that it violated the Fair Credit Reporting Act (FCRA) by accessing customer credit reports to conduct Account Review Inquiries after their relationships with the company had ended.   Read more

Discover Financial Services FCRA Impermissible Request for Credit Report Class Action

The complaint for this class action alleges that Discover Financial Services requested plaintiff Daniel McHugh’s credit report from Experian on several occasions, even though McHugh no longer had an account with the company. Among other things, the FCRA specifies the purposes for which a consumer report may be provided to a third party. A recent  Read more