Nationstar Foreclosures Violate Homeowner Law California Class Action

California passed a Homeowner Bill of Rights (HOBOR) after its foreclosure crisis in 2007, “to prohibit the abusive and deceptive loan servicing misconduct” and to give homeowners a chance to retain their homes. The complaint for this class action alleges that Nationstar Mortgage, LLC, doing business as Mr. Cooper, does not follow the law and  Read more

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Wells Fargo Improper Mortgage Insurance Premiums Class Action

Wells Fargo is a very large mortgage lender. Some of its mortgages are insured by the Federal Housing Administration (FHA). The complaint for this class action names Wells Fargo, NA and Wells Fargo Home Mortgage as defendants and alleges that Wells Fargo continues charging borrowers for FHA premiums even after they are no longer due.  Read more

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MegaStar Mortgage Loans Pay-to-Pay Fees California Class Action

MegaStar Financial Corp. services mortgages. But the complaint for this class action alleges that they “impermissibly profit” off homeowners “by charging and collecting illegal payment processing fees when borrowers make their monthly mortgage payments by telephone or online…” These are known as pay-to-pay fees, and the complaint claims they violate debt collection laws and breaches  Read more

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LoanCare Improper Escrow of Water Quality Fees Class Action

LoanCare, LLC is a mortgage servicing company. Like many mortgage servicers, it collects additional funds for things like taxes on the mortgaged property, which it holds in an escrow account until payment comes due. But the complaint for this class action alleges that it should not be collecting water quality fees in this same manner.  Read more

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Wells Fargo Falsely Reporting Mortgages as in Forbearance California Class Action

The complaint for this class action alleges that Wells Fargo Bank, NA improperly claimed to credit reporting agencies that certain of its mortgage accounts were in deferment or forbearance, and that no payments have been made on these accounts recently, when in reality they have been made.  Read more

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Wells Fargo Mortgage Forbearance Enrollment Without Consent Class Action

In an earlier scandal, Wells Fargo was caught opening credit card and other accounts for clients without their knowledge or permission. The complaint for this class action alleges that Wells Fargo & Company and Wells Fargo Bank, NA have now enrolled some mortgage customers in Covid-19-related forbearance programs without their knowledge or permission.  Read more

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PHH Mortgage Telephone Pay-to-Pay Charges Class Action

The word “mortgage,” the complaint for this class action tells us, literally means “death pledge.” The complaint’s topic is actually slightly less dramatic: It alleges that PHH Mortgage Corporation violates various consumer-debt-related laws in charging excessive fees to borrowers who make over-the-telephone payments.  Read more

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AmeriHome Mortgage Telephone Pay-to-Pay Charges Class Action

AmeriHome Mortgage Company, LLC, the complaint for this class action estimates, “has a $23 billion portfolio of mortgage servicing rights.” However, it charges a fee of up to $2 when borrowers make their mortgage payments over the telephone. The complaint alleges that this “Pay-to-Pay” fee is unlawful.  Read more

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Bank of America Unauthorized Escrow Account Class Action

Bank of America is a large entity, with a portfolio of outstanding consumer loans worth $236 billion. But the complaint for this class action alleges that the bank sells consumers add-on products with their mortgages that they do not want. In addition, the complaint says, it may be difficult for consumers to get rid of  Read more

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Wells Fargo Fraudulent Affidavits to Extend Liens Class Action

When a financial company has made what it calls a mistake in its loan documents, it should not be able to change those terms in its favor, unilaterally and without the knowledge of the borrowers. But the complaint for this class action alleges that that’s what Wells Fargo did with certain home equity lines of  Read more

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