Misrepresenting Terms of Loan

American Web Loan Payday Loan Settlement

This settlement resolves a class action about loans made in the name of American Web Loans (AWL) and other associated companies. The complaint alleged that AWL was not licensed to lend in any state, that it violated federal law by making loans at higher rates than allowed by state laws, did not adequately disclose the  Read more

United Auto Credit Violations of Military Lending Act Class Action

Congress passed the Military Lending Act (MLA) to protect members of the US military who require loans of various kinds. However, the complaint for this class action claims that United Car Sales Company, LLC, which does business as United Auto Credit Corporation, lends money to military members without complying with the law’s requirements.  Read more

Mariner Finance Refinancing and Insurance Charges Maryland Settlement

This settlement resolves a class action against Mariner Finance, LLC. The complaint alleged that Mariner charged customers refinancing charges but did not include those with the simply interest rate in the promissory notes, possibly because the interest rates might then higher than allowed by Maryland laws. It also claimed that Mariner retained a portion of  Read more

Wells Fargo and Mississippi Iron Works Credit Card RICO and TILA Class Action

According to the complaint for this class action, when plaintiff John Edward Meeks agreed to take out a loan for new window and door home protection from Mississippi Iron Works (MIW), he had no idea that what he was doing was applying for a Wells Fargo credit card—specifically the Wells Fargo Home Projects Credit Card.  Read more

Del Amo Motorsports California Motorcycles Sales Settlement

Too Fast, Inc., doing business as Del Amo Motorsports, has agreed to settle a class action that alleges that it violated California’s Rees-Levering Automobile Sales Finance Act when it sold motorcycles using credit cards offered under names such as the “Kawasaki Card” or the “Suzuki Card.” The complaint claims that Del Amo sold motorcycles as  Read more

Windows USA Deceptive Sales Practices Class Action

The complaint for this class action asserts that the defendants—Wells Fargo, Windows USA, and a company related to Windows—used unfair pressure tactics and outright misrepresentations to lure potential customers in to signing agreements, related to window replacements and their financing, that did not provide what they were said to provide.  Read more