Total Card Omissions About Time-Barred Debt Missouri FDCPA Class Action

Consumer debts that are beyond a certain age are called “stale” or “time-barred” debts. This means that the consumer can no longer be sued for repayment. The complaint for this class action alleges that Total Card, Inc. did not tell consumers of the consequences for making a payment on a time-barred debt, which the complaint  Read more

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Commonwealth Financial Letter on Time-Barred Debt FDCPA Class Action

Congress passed the Fair Debt Collection Practices Act (FDCPA) to try to put an end to unfair or abusive collection practices by third-party collectors of consumer debts. The complaint for this class action alleges that Commonwealth Financial Systems, Inc. (CFS) and Pendrick Capital Partners II, LLC violate that law by not making clear that any  Read more

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Credit Control, LVNV Funding Incomplete Info on Stale Debt FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) attempts to protect consumer debtors by requiring that third-party debt collectors provide certain information. Some of that information concerns debts that are “stale” or “time-barred” so that the debtor can no longer be sued for them. The complaint for this class action brings suit against Credit Control, LLC  Read more

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Midland Credit Inadequate “Stale” Debt Info FDCPA Class Action

Different states have different statutes of limitations for consumer debts. After it expires, the consumer can no longer be sued for the debt. However, even a small payment can revive it, and the person can once again be sued. The complaint for this class action alleges that Midland Credit Management, Inc., in trying to collect  Read more

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Convergent Outsourcing Stale Debt Collection Letter California FDCPA Class Action

State laws limit how long a consumer may be sued over a debt. Once that time period has expired, debt collectors cannot sue to collect. However, if the consumer makes a payment after that, the right to sue may be revived. The complaint for this class action alleges that Convergent Outsourcing violated the Fair Debt  Read more

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Convergent Outsourcing Stale Debt Collection Letter California FDCPA Class Action

State laws limit how long a consumer may be sued over a debt. Once that time period has expired, debt collectors cannot sue to collect. However, if the consumer makes a payment after that, the right to sue may be revived. The complaint for this class action alleges that Convergent Outsourcing violated the Fair Debt  Read more

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Portfolio Recovery Associates Time-Barred Debt Collection FDCPA Class Action

Debt collectors know many ways to mislead consumers and to pressure them into paying their debts, sometimes at the cost of other needed expenses. The Fair Debt Collection Practices Act (FDCPA) was passed, among other things, to try to stop debt collectors from misleading consumers. The complaint for this class action alleges that Portfolio Recovery  Read more

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Contract Callers Misleading on Time-Barred Debt FDCPA Class Action

Not all consumers understand that they cannot be sued for a consumer debt once the statute of limitations on it expires. But perhaps even fewer know that if they make a single payment after that, the statute of limitations may be restarted, and that they can again be sued for the debt. The complaint for  Read more

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Ditech Financial Threat to Report Stale Debt New York FDCPA Class Action

Most consumer debts are subject to a statute of limitations. This means that after a certain length of time has elapsed, the creditor can no longer sue the consumer for the debt and the debt can no longer be reported to credit reporting agencies. The exact length of time that must elapse before the debt  Read more

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Transworld Time-Barred Debt Collection Letter FDCPA, FCCPA Class Action

Consumers cannot be sued for most of their debts forever. At some point, debts for personal, family, or household uses become time-barred and creditors can no longer take them to court to recover the money owed. The exact length of time it takes for a debt to become time-barred varies from state to state. The  Read more

Papers on Clipboard Saying "Debt Collection"