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Professional Debt Mediation Letter and Name of Creditor Class Action

In this class action, the complaint alleges that Professional Debt Mediation, Inc. (PDM) “misrepresented” the plaintiff’s rights to obtain the name and address of the original creditor and “improperly demanded that he pay a debt in full, regardless of whether he knew the identity of the current creditor.” It brings suit under the Fair Debt  Read more

Bill Stamped with Words "Past Due"

Global Credit & Collection Validation Rights and Settlement Offers Class Action

The complaint for this class action brings suit against three parties involved in debt collection: Global Credit & Collection Corporation (GCC), Distressed Asset Portfolio III (DAP III), and Unifund CCR, LLC. The complaint alleges that a debt collection letter presented the consumer’s validation rights and two settlement offers in a way that was confusing and  Read more

Letters "DEBT" with Ladder Leaning Against "D"

Credit Control, LVNV Funding Incomplete Info on Stale Debt FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) attempts to protect consumer debtors by requiring that third-party debt collectors provide certain information. Some of that information concerns debts that are “stale” or “time-barred” so that the debtor can no longer be sued for them. The complaint for this class action brings suit against Credit Control, LLC  Read more

Figure Carrying Letters D-E-B-T on Its Back

Convergent Outsourcing Collection Letter for Debt Not Owed Class Action

The Fair Debt Collection Practices Act (FDCPA) is meant to protect consumers from abuses and unfair tactics used by third-party debt collectors for consumer debt. The complaint for this class action alleges that Convergent Outsourcing, Inc. violated this law in send a debt collection letter to a consumer for money she claims she did not  Read more

Bill Stamped with Words "Past Due"

Phoenix Financial “Discounted” Offer to Settle Debt FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) was designed to prevent abuse or unfair practices when third-party debt collectors try to collect consumer debts. The complaint for this class action alleges that Phoenix Financial Services, LLC violated the FDCPA in its various attempts to collect a medical debt from the plaintiff in this case.  Read more

Judge's Gavel Resting on Stand

Nationwide Credit Letter Debt Validation Rights FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) tries to help consumers who owe debts by forbidding abuse and requiring clarity, accuracy, and information about the debtor’s rights. The complaint for this class action details multiple alleged violations of the FDCPA by a single defendant—Nationwide Credit, Inc.—on behalf of three consumers. The problems lie in the  Read more

Pile Made of Repetitions of Word DEBT

Universal Fidelity Debt Collection Letter Without Debt Amount Class Action

The Fair Debt Collection Practices Act (FDCPA) requires that debt collectors provide certain information to consumer debtors, either at the first communication or within five days thereafter. One of those pieces of information is the amount of the debt, including whether and how the amount will increase. The complaint for this class action alleges that  Read more

Bill Stamped with Words "Past Due"

Midland Credit Inadequate “Stale” Debt Info FDCPA Class Action

Different states have different statutes of limitations for consumer debts. After it expires, the consumer can no longer be sued for the debt. However, even a small payment can revive it, and the person can once again be sued. The complaint for this class action alleges that Midland Credit Management, Inc., in trying to collect  Read more

Person Buried Under Letters D-E-B-T

Enhanced Recovery Validation Notice Problems FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) requires that certain information must be conveyed to consumers up front during attempts at collection. This information must not just be stated; it must be stated clearly, so that consumers are not confused, and sometimes conspicuously, so that consumers do not miss important information. This complaint alleges that  Read more

Gavel on Desk

Dynamic Recovery Notice of Rights to Dispute Debt FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) tries to prevent abusive or misleading practices by third-party debt collectors who collect debts from consumers. The complaint for this class action says that Dynamic Recovery Solutions, LLC does not provide adequate information about disputing debts in its collection letters and even discourages consumers from disputing the debts.  Read more

Bill with "Final Notice" Stamped in Red