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AFNI Debt Collection and Reporting to Credit Bureaus FDCPA Class Action

The letter sent to plaintiff Joanne Pacheco by debt collector AFNI, Inc. is confusing in a number of respects, the complaint for this class action claims, to the point where it violates provisions of the Fair Debt Collection Practices Act (FDCPA). The letter is unclear as to who the current creditor is, the complaint says,  Read more

FMA Alliance Accruing Interest and Disputation in Writing FDCPA Class Action

According to the complaint for this class action, the letters sent by FMA Alliance, Ltd. violate the FDCPA by omitting important information or by “overshadowing” information with statements that sound misleading or contradictory. First, the letter vaguely mentions interest and fees that may accrue, but provides no specifics; and second, according to the complaint, it  Read more

Immediate Credit Recovery Overshadowing Statement Debt Letter FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) specifies that when a debt collection attempts to collect a debt via a letter, it must include certain information in the letter—and it must not contradict or overshadow that information by other statements that might confuse the “least sophisticated consumer” who might receive such a letter. According to  Read more

Lori C. Greenberg & Associates False Debt Amount FDCPA Lawsuit

The Fair Debt Collection Practices Act (FDCPA) strictly requires that debt collection letters not make false statements, but the complaint for this lawsuit alleges that the debt collection letter sent to plaintiff Leonard Antonelli by Lori C. Greenberg & Associates misstates the amount of Antonelli’s alleged debt. Accompanying the letter was an unfiled complaint that  Read more

Computer Credit Debt Letter Failure to State Creditor FDCPA Class Action

Plaintiff Jennifer Mizrahi allegedly owes a debt for care received at Maimonides Medical Center, but when Computer Credit, Inc. attempted to collect that debt, the complaint for this class action claims that its communications with Mizrahi were confusing enough to violate the Fair Debt Collection Practices Act (FDCPA). Among the information to be included in  Read more

Transworld Systems Deceptive Debt Collection Letter FDCPA Class Action

Plaintiff David Dees allegedly owes a debt for an electric bill, and, according to the complaint for this class action, Transworld Systems, Inc. attempted to collect it using a misleading and deceptive letter, in violation of the Fair Debt Collection Practices Act (FDCPA). First, the complaint alleges that the heading could have two different meanings—that  Read more

Midland Credit Management Deceptive Debt Collection Letter Class Action

Plaintiff Sky Shadow is alleged to owe $1,878.90 in a debt originating with Chase Bank USA, but when Midland Credit Management (MCM) tried to collect that debt, the complaint for this class action alleges, it did so in ways that violated the Fair Debt Collection Practices Act (FDCPA) as well as California’s Rosenthal Act. The  Read more

Arcadia Recovery Bureau Privacy and Misleading Info FDCPA Class Action

Plaintiff Michelle Vullings was sent a debt collection letter that the complaint for this class action claims violates the Fair Debt Collection Practices Act (FDCPA) in two different ways. The envelope in which the debt collection letter was mailed to Vullings bears the company’s name, which the complaint alleges strongly implies that the company is  Read more