Misleading or Confusing Debt Collection Letter
FMA Alliance Multiple Addresses for Debt Dispute Class Action
Congress passed the Fair Debt Collection Practices Act (FDCPA) because of “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” Among other things, it seeks to make third-party debt collectors provide consumer debtors with information that is clear and unambiguous. This class action brings suit against FMA Read more
IC System Unclear Settlement Offer in Collection Letter FDCPA Class Action
Congress passed the Fair Debt Collection Practices Act (FDCPA) because of the “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” The complaint for this class action alleges that I.C. System, Inc. (ICS) violates that law in sending letters to consumer debtors which did not make clear Read more
American Coradius Did Not Provide Creditor Name FDCPA Class Action
The Fair Debt Collection Practices Act (FDCP) sets forth rules for third-party debt collectors who are attempting to collect consumer debts. It seeks to prevent abusive collection practices. Among its requirements are that debt collectors must provide certain information to consumer debtors at their first contact or shortly thereafter. The complaint for this class action Read more
Midland Credit Letter Unclear as to Settlement Options FDCPA Class Action
As a third-party debt collector, Midland Credit Management, Inc. (MCM) must comply with the Fair Debt Collection Practices Act (FDCPA), a federal law. One thing the law requires is clarity in communications with consumers, so that ordinary people can fully understand their options and make the best choices possible in their circumstances. The complaint for Read more
Alltran Financial Late Charges May Up Debt FDCPA Class Action
The Fair Debt Collection Practices Act (FDCPA) tries to ensure that consumer debtors have accurate and complete information about what they owe and other things, so that they can make the best decisions possible about their finances. The complaint alleges that Alltran Financial, LP sent consumer debtors a confusing or misleading collection letter in that Read more
Portfolio Recovery Misleading References to Lawsuit FDCPA Class Action
Congress passed the Fair Debt Collection Practices Act (FDCPA) to stop debt collectors from making deceptive or misleading statements, among other things. The complaint for this class action alleges that Portfolio Recovery Associates, LLC (PRA) sent a debt collection letter to consumers that contained repeated references to suing, even though lawsuit was not in question Read more
General Revenue Corp. Debt May Increase Statement FDCPA Class Action
Congress passed the Fair Debt Collection Practices Act (FDCPA) both to stop abusive debt collection practices and to make sure that debt collectors who did not use abusive practices were not put at a disadvantage. The complaint for this class action alleges that General Revenue Corporation (GRC) violated the FDCPA when it implied that the Read more
FMS Collection Letter Confusing Statement of Balance FDCPA Class Action
The Fair Debt Collection Practices Act (FDCPA) tries to protect consumers from abusive or unfair debt collection practices. It provides specifics of what debt collectors need to include in the initial contact letter or within five days of one. The complaint for this class action alleges FMS, Inc. has violated this law with a debt Read more
MRS BPO False Urgency in Debt Collection Letter FDCPA Class Action
The Fair Debt Collection Practices Act (FDCPA) does not permit third-party debt collectors to send collection letters with false, deceptive, or misleading information in them. The complaint for this class action alleges that debt collector MRS BPO, LLC sent out such letters to debtors, suggesting it would not accept payments under its settlement offers unless Read more
Penn Credit Corporation Multiple Addresses in Debt Letter FDCPA Class Action
The Fair Debt Collection Practices Act (FDCPA) governs the debt-collection practices of third-party debt collectors, such as Penn Credit Corporation, who try to collect consumer debts on behalf of other lenders. This class action concerns a debt collection letter Penn sent to one or more consumers. The letter contained three different addresses, without specifying which Read more
