Misleading or Confusing Debt Collection Letter

FMS Collection Letter Confusing Statement of Balance FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) tries to protect consumers from abusive or unfair debt collection practices. It provides specifics of what debt collectors need to include in the initial contact letter or within five days of one. The complaint for this class action alleges FMS, Inc. has violated this law with a debt  Read more

MRS BPO False Urgency in Debt Collection Letter FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) does not permit third-party debt collectors to send collection letters with false, deceptive, or misleading information in them. The complaint for this class action alleges that debt collector MRS BPO, LLC sent out such letters to debtors, suggesting it would not accept payments under its settlement offers unless  Read more

Penn Credit Corporation Multiple Addresses in Debt Letter FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) governs the debt-collection practices of third-party debt collectors, such as Penn Credit Corporation, who try to collect consumer debts on behalf of other lenders. This class action concerns a debt collection letter Penn sent to one or more consumers. The letter contained three different addresses, without specifying which  Read more

AssetCare Medical Debt Settlement

AssetCare, LLC is settling a class action about debt collection practices brought under the federal Fair Debt Collection Practices Act (FDCPA) and the Texas Debt Collection Act (TDCA), regarding debts owed to CF Medical, LLC, which buys bad debt from medical providers. The complaint alleged that AssetCare offered consumer debtors a limited-time settlement to resolve  Read more

Forster & Garbus Collection Letter Balance and Interest FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) tries to make third-party debt collectors provide clear and accurate information about consumer debts. The complaint for this class action alleges that debt collector Forster & Garbus violated the FDCPA when it sent debt collection letters that did not make clear the balance that was owed on the  Read more

Structured Settlement “Overshadowing” of G-Notice Nevada Class Action

The Fair Debt Collection Practices Act (FDCPA) was designed to prevent abuse by third-party debt collectors trying to collect debts allegedly owed by consumers for debts incurred for personal, family, or household purposes. The complaint for this class action alleges that Structured Settlement and/or Nationwide Capital Services, LLC do not meet the requirements of the  Read more

Northstar Location Services Deceptive Collection Letter Class Action

The complaint for this class action opens by quoting the Fair Debt Collection Practices Act (FDCPA), noting that it was passed to protect consumers from “the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” This class action claims that Northstar Location Services, LLC violated the FDCPA at least three times  Read more

FBCS, LVNV Funding Confusing Debt Collection Letter Class Action

The purpose of the Fair Dept Collection Practices Act (FDCPA) is to protect consumers from deceptive, harassing, or abusive debt collection practices. The complaint for this class action brings suit against debt collectors FBCS, Inc. and LVNV Funding, LLC under the FDCPA, alleging that the companies sent out a confusing or misleading debt collection letter.  Read more

Midland Credit Management Notation on Envelope FDCPA Ohio Class Action

This class action brings suit against Midland Credit Management, Inc. (MCM) for two features of a collection letter it sent to a consumer. One is the embossing of the words “Important Information Enclosed” and “Attention Requested” on the envelope. The other are two statements in the enclosed letter relating to a settlement offer. According to  Read more

Patenaude & Felix Collection of Target Debt Settlement

This settlement resolves a class action alleging that Patenaude & Felix, APC violated the Fair Debt Collection Practices Act (FDCPA). The complaint alleged that the firm sent consumers debt collection letters in relation to their Target credit cards that violated provisions of the FDCPA.  Read more