Chase Receivables Unlawful Balance Billing Collection FDCPA Class Action

Under the Fair Debt Collection Practices Act (FDCPA), third-party debt collectors may not misrepresent to a consumer the status of a debt. The complaint for this class action alleges that Chase Receivables did exactly that when it tried to collect a consumer debt that involved improper Medicare Advantage balance billing.  Read more

Person Fallen Under Letters D-E-B-T

LCA Collections Misleading Collection Letter FDCPA Class Action

Bills related to medical diagnoses and treatments often go into default, as consumers can’t plan in advance for their medical expenses. The complaint for this class action alleges that Laboratory Corporation of America, doing business under the name LCA Collections, violated the federal Fair Debt Collections Practices Act (FDCPA) as well as California’s Rosenthal Fair  Read more

Bill Stamped "Final Notice" in Red

Online Information Services Date and Phone Number FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) tries to make sure that third-party debt collectors give consumers all the information they need to make judgments about their alleged debts and their payment. The complaint for this class action alleges that Online Information Services, Inc. (OIS) provided confusing information, in violation of the FDCPA, and failed  Read more

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IC System Consumer Rights Reference in Collection Letter FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) requires that debt collectors provide consumers with certain information in their first communication or within a short time thereafter. However, the complaint for this class action brings suit against IC System, Inc. (ICS) for a debt collection letter that is not the first communication but which may confuse  Read more

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Firstsource Debt Settlement Requirements FDCPA Class Action

The complaint for this class action finds two problems with a debt collection letter sent to consumers by Firstsource Advantage, LLC: a requirement for consumers to call Firstsource in order to accept a settlement offer, and an unclear deadline. The complaint brings suit under the Fair Debt Collection Practices Act (FDCPA).  Read more

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Global Credit & Collection Validation Rights and Settlement Offers Class Action

The complaint for this class action brings suit against three parties involved in debt collection: Global Credit & Collection Corporation (GCC), Distressed Asset Portfolio III (DAP III), and Unifund CCR, LLC. The complaint alleges that a debt collection letter presented the consumer’s validation rights and two settlement offers in a way that was confusing and  Read more

Letters "DEBT" with Ladder Leaning Against "D"

Professional Debt Mediation Letter and Name of Creditor Class Action

In this class action, the complaint alleges that Professional Debt Mediation, Inc. (PDM) “misrepresented” the plaintiff’s rights to obtain the name and address of the original creditor and “improperly demanded that he pay a debt in full, regardless of whether he knew the identity of the current creditor.” It brings suit under the Fair Debt  Read more

Bill Stamped with Words "Past Due"

Credit Control, LVNV Funding Incomplete Info on Stale Debt FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) attempts to protect consumer debtors by requiring that third-party debt collectors provide certain information. Some of that information concerns debts that are “stale” or “time-barred” so that the debtor can no longer be sued for them. The complaint for this class action brings suit against Credit Control, LLC  Read more

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Convergent Outsourcing Collection Letter for Debt Not Owed Class Action

The Fair Debt Collection Practices Act (FDCPA) is meant to protect consumers from abuses and unfair tactics used by third-party debt collectors for consumer debt. The complaint for this class action alleges that Convergent Outsourcing, Inc. violated this law in send a debt collection letter to a consumer for money she claims she did not  Read more

Bill Stamped with Words "Past Due"

Phoenix Financial “Discounted” Offer to Settle Debt FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) was designed to prevent abuse or unfair practices when third-party debt collectors try to collect consumer debts. The complaint for this class action alleges that Phoenix Financial Services, LLC violated the FDCPA in its various attempts to collect a medical debt from the plaintiff in this case.  Read more

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