Midland Credit Management Notation on Envelope FDCPA Ohio Class Action

This class action brings suit against Midland Credit Management, Inc. (MCM) for two features of a collection letter it sent to a consumer. One is the embossing of the words “Important Information Enclosed” and “Attention Requested” on the envelope. The other are two statements in the enclosed letter relating to a settlement offer. According to  Read more

Figure Carrying Word DEBT on Back

Patenaude & Felix Collection of Target Debt Settlement

This settlement resolves a class action alleging that Patenaude & Felix, APC violated the Fair Debt Collection Practices Act (FDCPA). The complaint alleged that the firm sent consumers debt collection letters in relation to their Target credit cards that violated provisions of the FDCPA.  Read more

Deep Holes In Shape of Letters D-E-B-T with Ladder Sticking Out

GC Services Confusing Debt Collection Letter Class Action

The Fair Debt Collection Practices Act (FDCPA) requires that certain information be given to a consumer by a debt collector and that the information be clear and not confusing. This class action takes issue with three collection letters sent by GC Services (GCS) to a consumer debtor, which it alleges are inconsistent with each other  Read more

Person Fallen Under Letters D-E-B-T

Midland Credit Management Unclear Debt Owner Class Action

The Fair Debt Collection Practices Act (FDCPA) intends to prevent the third-party debt collectors from confusing or misleading consumers. The complaint for this class actions alleges that certain collection letters from Midland Credit Management, Inc. (MCM) violate the law by making the current creditor or owner of the debt unclear, thereby putting consumers in danger  Read more

Ball and Chain Labeled "Debt"

Chase Receivables Unlawful Balance Billing Collection FDCPA Class Action

Under the Fair Debt Collection Practices Act (FDCPA), third-party debt collectors may not misrepresent to a consumer the status of a debt. The complaint for this class action alleges that Chase Receivables did exactly that when it tried to collect a consumer debt that involved improper Medicare Advantage balance billing.  Read more

Person Fallen Under Letters D-E-B-T

LCA Collections Misleading Collection Letter FDCPA Class Action

Bills related to medical diagnoses and treatments often go into default, as consumers can’t plan in advance for their medical expenses. The complaint for this class action alleges that Laboratory Corporation of America, doing business under the name LCA Collections, violated the federal Fair Debt Collections Practices Act (FDCPA) as well as California’s Rosenthal Fair  Read more

Bill Stamped "Final Notice" in Red

IC System Consumer Rights Reference in Collection Letter FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) requires that debt collectors provide consumers with certain information in their first communication or within a short time thereafter. However, the complaint for this class action brings suit against IC System, Inc. (ICS) for a debt collection letter that is not the first communication but which may confuse  Read more

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Online Information Services Date and Phone Number FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) tries to make sure that third-party debt collectors give consumers all the information they need to make judgments about their alleged debts and their payment. The complaint for this class action alleges that Online Information Services, Inc. (OIS) provided confusing information, in violation of the FDCPA, and failed  Read more

Figure Carrying Letters DEBT on Its Back

Firstsource Debt Settlement Requirements FDCPA Class Action

The complaint for this class action finds two problems with a debt collection letter sent to consumers by Firstsource Advantage, LLC: a requirement for consumers to call Firstsource in order to accept a settlement offer, and an unclear deadline. The complaint brings suit under the Fair Debt Collection Practices Act (FDCPA).  Read more

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Professional Debt Mediation Letter and Name of Creditor Class Action

In this class action, the complaint alleges that Professional Debt Mediation, Inc. (PDM) “misrepresented” the plaintiff’s rights to obtain the name and address of the original creditor and “improperly demanded that he pay a debt in full, regardless of whether he knew the identity of the current creditor.” It brings suit under the Fair Debt  Read more

Bill Stamped with Words "Past Due"