Northstar Location Services Deceptive Collection Letter Class Action

The complaint for this class action opens by quoting the Fair Debt Collection Practices Act (FDCPA), noting that it was passed to protect consumers from “the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” This class action claims that Northstar Location Services, LLC violated the FDCPA at least three times  Read more

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FBCS, LVNV Funding Confusing Debt Collection Letter Class Action

The purpose of the Fair Dept Collection Practices Act (FDCPA) is to protect consumers from deceptive, harassing, or abusive debt collection practices. The complaint for this class action brings suit against debt collectors FBCS, Inc. and LVNV Funding, LLC under the FDCPA, alleging that the companies sent out a confusing or misleading debt collection letter.  Read more

Ball and Chain Labeled "Debt"

Midland Credit Management Notation on Envelope FDCPA Ohio Class Action

This class action brings suit against Midland Credit Management, Inc. (MCM) for two features of a collection letter it sent to a consumer. One is the embossing of the words “Important Information Enclosed” and “Attention Requested” on the envelope. The other are two statements in the enclosed letter relating to a settlement offer. According to  Read more

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Patenaude & Felix Collection of Target Debt Settlement

This settlement resolves a class action alleging that Patenaude & Felix, APC violated the Fair Debt Collection Practices Act (FDCPA). The complaint alleged that the firm sent consumers debt collection letters in relation to their Target credit cards that violated provisions of the FDCPA.  Read more

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GC Services Confusing Debt Collection Letter Class Action

The Fair Debt Collection Practices Act (FDCPA) requires that certain information be given to a consumer by a debt collector and that the information be clear and not confusing. This class action takes issue with three collection letters sent by GC Services (GCS) to a consumer debtor, which it alleges are inconsistent with each other  Read more

Person Fallen Under Letters D-E-B-T

Midland Credit Management Unclear Debt Owner Class Action

The Fair Debt Collection Practices Act (FDCPA) intends to prevent the third-party debt collectors from confusing or misleading consumers. The complaint for this class actions alleges that certain collection letters from Midland Credit Management, Inc. (MCM) violate the law by making the current creditor or owner of the debt unclear, thereby putting consumers in danger  Read more

Ball and Chain Labeled "Debt"

Chase Receivables Unlawful Balance Billing Collection FDCPA Class Action

Under the Fair Debt Collection Practices Act (FDCPA), third-party debt collectors may not misrepresent to a consumer the status of a debt. The complaint for this class action alleges that Chase Receivables did exactly that when it tried to collect a consumer debt that involved improper Medicare Advantage balance billing.  Read more

Person Fallen Under Letters D-E-B-T

LCA Collections Misleading Collection Letter FDCPA Class Action

Bills related to medical diagnoses and treatments often go into default, as consumers can’t plan in advance for their medical expenses. The complaint for this class action alleges that Laboratory Corporation of America, doing business under the name LCA Collections, violated the federal Fair Debt Collections Practices Act (FDCPA) as well as California’s Rosenthal Fair  Read more

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Online Information Services Date and Phone Number FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) tries to make sure that third-party debt collectors give consumers all the information they need to make judgments about their alleged debts and their payment. The complaint for this class action alleges that Online Information Services, Inc. (OIS) provided confusing information, in violation of the FDCPA, and failed  Read more

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IC System Consumer Rights Reference in Collection Letter FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) requires that debt collectors provide consumers with certain information in their first communication or within a short time thereafter. However, the complaint for this class action brings suit against IC System, Inc. (ICS) for a debt collection letter that is not the first communication but which may confuse  Read more

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