Long Term Care Insurance

Continental Casualty Long-Term Care Premium Increases Class Action

Long-term care insurance is costly. Because people usually pay for it for years, or even decades, before they obtain any benefit from it, price increases are a concern. The complaint for this class action alleges that Continental Casualty Company has not kept its promises on “inflation protection” and the limitation of premium increases.  Read more

Genworth Life Insurance Company Long Term Care Policy Settlement

Genworth Life Insurance Company (GLIC) is settling a class action filed by three plaintiffs who own GLIC Choice 1 long term care insurance policies. The complaint alleged that GLIC intentionally withheld material information about the company’s rate increase plans and its need to rely on increased rates to pay future claims. Among the counts were  Read more

Genworth Viability and Long Term Care Insurance Rate Increases Class Action

“Long Term Care is expensive. So too is Long Term Care Insurance.” So says this class action, which claims that Genworth Financial, Inc. and Genworth Life Insurance Company omitted material information about their long term care (LTC) policies when implementing premium increases.  Read more

Genworth LTC Premiums Class Action Lawsuit

Genworth Financial recently was caught in a scheme in which it improperly calculated its claims experience data for Long Term Care (LTC) insurance so that it could reduce the size of its reserve funds and use the extra funds from premiums to cover unrelated costs and increase profits.  This lawsuit claims that in the aftermath  Read more

John Hancock Long Term Care Insurance Class Action Alleges Room and Board Costs Denied

This lawsuit alleges that John Hancock Life Insurance Company unlawfully denied coverage or delayed payment for nursing home room and board expenses to Long Term Care Insurance policy holders, in violation of New Jersey law.    Read more