Insurance Companies Refusal to Cover Covid-19 Business Losses Class Action

The defendants in this class action are a long list of insurance companies, including Certain Underwriters at Lloyd’s, London, Westchester Surplus Lines Insurance Company, HDI Global Insurance Company, and others. These companies insured businesses for Business Income, Extra Expense, and Civil Authority coverage which the complaint alleges should cover losses to a group called the  Read more

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Progressive Premier “Projected Sold Adjustments” Georgia Class Action

When vehicles are totaled, insurers use their actual cash value (ACV) to determine the payout to the policyholders. This class action alleges that Progressive Premier Insurance Company of Illinois unfairly apply a “Projected Sold Adjustment” to the prices of comparable vehicles, reducing their ACVs and thus reducing the amount it must pay out.  Read more

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Progressive Direct Additional Fees on Total Losses Alabama Class Action

Progressive Direct Insurance Company sells auto insurance in many states, but this class action concerns payouts for total losses to Alabama residents. The complaint alleges that Progressive refuses to pay certain Additional Fees that it is required to pay on total losses.  Read more

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Cigna Health and Life Insurance and Multiplan Underpayments Class Action

Like most insurers, Cigna Health and Life Insurance Company has contracts with certain entities who are its in-network providers. But it also has an agreement with a complementary entity called Multiplan, which is supposed to apply to payments to out-of-network providers who also participate with Multiplan. But the complaint alleges that Cigna does not pay  Read more

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GuideOne Mutual Depreciation of Future Labor Class Action

When an insurance company figures the actual cash value (ACV) of a building that must be repaired or replaced, does depreciation apply to the full price of the building? The complaint for this class action takes issue with the practice of GuideOne Mutual Insurance Company in allegedly depreciating labor in the calculation of its payouts.  Read more

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USAA Casualty Offset for UIM Coverage New Mexico Class Action

If you have uninsured/underinsured motorist (UIM) coverage as part of your insurance policy, are you always entitled to receive its benefits? The complaint for this class action alleges that USAA Casualty Insurance Company offers UIM coverage that is essentially illusory and/or misleading, because USAA offsets the amount by the amount of the underinsured motorist’s coverage.  Read more


Liberty Mutual Personal Insurance Depreciation of Labor Texas Class Action

This class action brings suit against Liberty Mutual Personal Insurance Company (LMPIC), alleging that in calculating actual cash value (ACV) for damage to property, it should not depreciate labor costs. The complaint is careful to state that it is objecting to the depreciation of “future labor, yet to be incurred…”  Read more

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Caring for Montanans Illegal Subrogation Claim Montana Class Action

This class action concerns an argument over who gets the proceeds from a lawsuit over a failed hip replacement. It brings suit against Health Care Service Corporation and Caring for Montanans, Inc., formerly known as Blue Cross and Blue Shield of Montana, Inc., which the complaint refers to, collectively, as Blue Cross. Blue Cross claims  Read more

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West Bend Mutual Improper Depreciation of Labor Class Action

When an insurance company calculates a payout for property damage, what part of the replacement value gets depreciated? The complaint for this class action alleges that West Bend Mutual Insurance Company improperly depreciates the cost of labor for replacing or restoring the property, even though labor does not depreciate.  Read more

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BCBS of Illinois LGBTQ Discrimination in Infertility Treatments Illinois Class Action

Do health insurance policies cover fertility treatments? And if so, do LGBTQ individuals have an equal right to receive them? This class action alleges that Health Care Service Corporation, which does business as Blue Cross and Blue Shield of Illinois (BCBSIL), discriminates against LGBTQ people, because it imposes more onerous and expensive prerequisites on them  Read more

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