Insurance
Permanent General Assurance Refunds of Unearned Premiums Settlement
Permanent General Assurance Corporation will pay former customers up to $2.7 million to settle a class action about unearned premiums. The complaint alleged the company breached its contracts and unjustly enriched itself by not providing refunds when customers voluntarily cancelled their auto insurance policies. Read more
Progressive Direct “Projected Sold Adjustments” Idaho Class Action
To determine the actual cash value (ACV) of vehicles that are totaled, Progressive Direct Insurance Company uses a third-party vendor, Mitchell International, Inc. But the complaint for this Idaho class action alleges that Progressive “systematically thumbs the scale” in its own favor by applying Projected Sold Adjustments to Mitchell’s valuations, in order to make smaller Read more
SquareTrade Underpayment Settlement
SquareTrade, Inc. is settling a class action alleging it underpaid two groups of consumers who made claims under SquareTrade Protection Plans. In the case of the Fast Cash Subclass, the complaint claims SquareTrade made payments of the estimated replacement cost of the covered item that were less than they should have been; and that in Read more
Chubb Discounts on Renewals of Insurance Policies Class Action
Chubb Ltd. is a Swiss insurance company that sells insurance in the US through its subsidiaries, including Federal Insurance Company. The complaint alleges that the two promise discounts on renewals of their homeowners and valuable articles insurance policies, do not deliver the promised discounts, and do not explain their calculations. Read more
Unum Universal Life Policies COI Rate Increases Class Action
This class action concerns the monthly cost of insurance (COI) for group universal life or individual universal life insurance policies that are issued by Unum Life Insurance Company of America and administered by it or its agents. The complaint alleges that the cost of insurance charges for these policies is supposed to be based on Read more
Root Insurance Company Sales Tax on Total Losses Missouri Settlement
Root Insurance Company is settling a class action alleging it breached its contracts in Missouri, by failing to pay sales tax on total losses. The complaint alleged that Root’s insurance policies required it to pay sales tax to Missouri insureds with total loss claims. Read more
Root Insurance No Sales Tax on Payouts for Totaled Vehicles Texas Class Action
Root Insurance Company provides auto insurance with standard form insurance policies to customers in Texas. The complaint for this class action alleges that Root, in its payouts for totaled vehicles, does not include sales tax, which the complaint alleges violates its own Texas Sales Tax Form Policies. Read more
Travelers Insurance No Inherent Diminution of Value Payout Class Action
One of the things offered by the Standard Fire Insurance Company, which does business as Travelers Insurance Company, is auto insurance. But this class action alleges that Travelers refuses to make payouts for third-party claimants after an accident for the vehicle’s inherent diminution in value (IDV). Read more
Anthem, Empire Union Health Funds Hiding Claims Data, Says ERISA Class Action
The Employee Retirement Income Security Act (ERISA) also governs some health plans provided to employees or union members. In this case, two union self-funded health funds have sued Elevance, Inc., Anthem Health Plans, Inc., Anthem Blue Cross, Empire Blue Cross Blue Shield, and Empire Blue Cross (collectively called “Anthem” in the complaint), alleging that the Read more
Auto-Owners (Mutual) Depreciation of Labor MO and WI Class Action
Auto-Owners (Mutual) Insurance Company also sells property coverage policies for residential and commercial buildings. But the complaint for this class action alleges that Auto-Owners regularly pays policyholders in Missouri and Wisconsin less than they should get for damage to structures using the “replacement cost less depreciation” methodology, because it deducts depreciation on non-material things like Read more
