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Lincoln National COI Rates and Improved Mortality Class Action

The cost of insurance (COI) that universal life insurance policyholders pay each month may be based largely on expectations about mortality. So what happens when mortality expectations improve? This class action, against Lincoln National Life Insurance Company, claims that when people are living longer, COI rates should go down.  Read more

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Allstate Northbrook, Esurance Marital Status as Rating Factor California Class Action

Is a married person more reliable or responsible than a single person? The complaint bring suit against Allstate Northbrook Indemnity Company and Esurance Property and Casualty Company, alleging that they use marital status as an optional rating factor in calculating premiums for auto insurance. The complaint alleges that this is not legal in California because  Read more

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California Auto Insurers Use of Marital Status as Rating Factor Class Action

Does being married make someone a more careful driver? The complaint for this class action alleges that certain insurers—Progressive West Insurance Company, Progressive Select Insurance Company, and United Financial Casualty Insurance Company—does use marital status as an “optional rating factor” when it calculates premiums for auto insurance in California. The complaint claims that the companies  Read more

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Auto Insurance Group Good Driver Discounts California Class Action

In California, drivers may qualify for a Good Driver Discount (GDD) policy with lower rates. This class action brings suit against eight insurance companies of Nationwide Corp. Group for their GDD policy prices. The complaint alleges they offered GDD policies at higher rates than the lowest rate of any company within its common-ownership group, in  Read more

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Geico Auto Insurance Windfall from Covid-19 Mississippi Class Action

During the shutdowns for Covid-19, many people stopped commuting to work and made fewer trips away from home for shopping, eating out, socializing, or entertainment. The complaint for this class action alleges that this resulted in a windfall for Geico Casualty Company, Geico Indemnity Company, and Geico General Insurance Company because fewer car trips meant  Read more

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