Incomplete payment of benefits due
Progressive Premier “Projected Sold Adjustments” Georgia Class Action
When vehicles are totaled, insurers use their actual cash value (ACV) to determine the payout to the policyholders. This class action alleges that Progressive Premier Insurance Company of Illinois unfairly apply a “Projected Sold Adjustment” to the prices of comparable vehicles, reducing their ACVs and thus reducing the amount it must pay out. Read more
Progressive Direct Additional Fees on Total Losses Alabama Class Action
Progressive Direct Insurance Company sells auto insurance in many states, but this class action concerns payouts for total losses to Alabama residents. The complaint alleges that Progressive refuses to pay certain Additional Fees that it is required to pay on total losses. Read more
Cigna Health and Life Insurance and Multiplan Underpayments Class Action
Like most insurers, Cigna Health and Life Insurance Company has contracts with certain entities who are its in-network providers. But it also has an agreement with a complementary entity called Multiplan, which is supposed to apply to payments to out-of-network providers who also participate with Multiplan. But the complaint alleges that Cigna does not pay Read more
West Bend Mutual Improper Depreciation of Labor Class Action
When an insurance company calculates a payout for property damage, what part of the replacement value gets depreciated? The complaint for this class action alleges that West Bend Mutual Insurance Company improperly depreciates the cost of labor for replacing or restoring the property, even though labor does not depreciate. Read more
Progressive Gulf, Mountain Laurel “Projected Sold Adjustments” Mississippi Class Action
When a vehicle is totaled, insurance companies must determine its actual cash value (ACV) in order to calculate the payout to policyholders. This class action brings suit against Progressive Gulf Insurance Company and Mountain Laurel Assurance Company, alleging they unfairly apply a “Projected Sold Adjustment” to the prices of comparable vehicles, in order to lower Read more
Progressive Advanced “Projected Sold Adjustments” to ACVs Arizona Class Action
How are insurance companies permitted to calculate the actual cash value (ACV) of totaled vehicles to determine a payout? The complaint for this class action claims that Progressive Advanced Insurance Company unfairly reduces the amounts of its payouts to policyholders by subtracting a “Projected Sold Adjustment” from the values of comparable vehicles when it makes Read more
Progressive Direct “Projected Sold Adjustments” to ACVs Massachusetts Class Action
When a vehicle is totaled, Progressive Direct Insurance Company must calculate its actual cash value (ACV) to calculate the payout it will make to the policyholder. But the complaint for this class action alleges that Progressive Direct “systematically thumbs the scale” in its own favor by applying a “Projected Sold Adjustment” to lower its payouts Read more
State Farm Fire and Casualty Roof Damage Labor Costs Louisiana Class Action
This class action against State Farm Fire and Casualty Insurance Company involves calculations for roofing repair claims on properties in Louisiana. The complaint alleges that the Xactimate software used to calculate claims is set to a default setting that underestimates the costs for roof demolition labor. Read more
UPS Retirement Plan JSA Payment Calculation Class Action
This class action against United Parcel Service of American, Inc. (UPS) concerns its UPS Retirement Plan and UPS Pension Plan and the calculation of benefits. The complaint alleges that joint and survivor (JSA) benefits are not actuarially equivalent to single life annuities (SLAs), as required by the Employee Retirement Income Security Act (ERISA). It brings Read more
Progressive Direct “Projected Sold Adjustments” to ACVs Delaware Class Action
When a vehicle is totaled, the insurer must calculate its actual cash value (ACV) to determine the appropriate payout to the policyholder. But the complaint for this class action alleges that Progressive Direct Insurance Company “systematically thumbs the scale” in its favor by applying a “Projected Sold Adjustment” to lower its payouts in Delaware. Read more