Progressive Select Incomplete Payment of Vehicle ACV Class Action

This class action is one of a number of recent ones taking issue with insurance companies’ payments for the actual cash value (ACV) of vehicles that are deemed total losses. In this case, the complaint alleges that Progressive Select Insurance Company does not include title and tag fees, which are necessary expenses when paying for  Read more

Totaled Car

USAA Casualty Insurance Labor Depreciation in Tennessee, Mississippi Class Action

This is one of a number of recent class actions taking issue with how insurance companies calculate payments owed for losses. The complaint for this class action alleges that USAA Casualty Insurance Company (UCIC) improperly calculates the amount due to its policyholders by depreciating labor costs.  Read more

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Allstate Vehicle and Property Labor Depreciation MI, TN Class Action

When an insured person makes a claim for property losses, how are the value of the property and its depreciation costs determined? The complaint for this class action alleges that Allstate Vehicle and Property Insurance Company does not properly calculate the value of properties because it subtracts depreciation for the value of labor.  Read more

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Farmers Insurance Labor Depreciation Settlement

This settlement resolves a class action against Farmers Insurance Exchange, Mid-Century Insurance Company, and Truck Insurance Exchange concerning actual cash value insurance payouts. The complaint alleged that the companies improperly withheld estimated amounts of labor depreciation from payouts for certain covered losses under commercial insurance policies.  Read more

State Auto Insurance Vehicles’ Actual Cash Value Arkansas Class Action

This is one of a number of class actions brought recently against insurance companies for their methods of figuring the actual cash value (ACV) of a vehicle when it is totaled in an accident. The complaint alleges that, in the event of a total loss, State Automobile Mutual Insurance Company and its subsidiary, Meridian Security  Read more

Totaled Vehicle After Accident

Progressive Northwestern Calculation of Actual Cash Value Arkansas Class Action

The complaint for this class action alleges that Progressive Northwestern Insurance Company violates Arkansas law in using a Mitchell Valuation Report to determine the actual cash value (ACV) of total-loss vehicles.  Read more

Front End of Car After Crash

Shelter Insurance Calculation of Actual Cash Value Arkansas Class Action

The complaint for this class action alleges that Shelter Insurance Company does not use a valid method for determining the actual cash value (ACV) of a totaled vehicle, relying instead on something called a CCC One Market Valuation Report.   Read more

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Allstate Insurance PIP Payout to Non-Pennsylvania Providers Class Action

What happens when you have PIP (personal injury protection) coverage but the insurance company refuses to pay adequate rates to your medical providers for treatment? The complaint alleges that Allstate Fire and Casualty Insurance Company and Allstate Insurance Company have refused to pay providers outside of Pennsylvania the “usual and customary” rates for treatment provided  Read more

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Geico General Insurance Leased Vehicle ACV California Class Action

A number of persons have filed class actions against auto insurance companies in the past year or so on the subject of the actual cash value (ACV) of totaled vehicles. This is another such lawsuit, with the complaint alleging that Geico General Insurance Company does not include sales tax in its calculation of a vehicle’s  Read more

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Geico Underpayment of PIP Medical Bills Class Action

When Danielle Russell was injured in an accident, she was treated by a chiropractic business called Randy Rosenberg, DC, PA. Afterwards, Geico did not pay the entire amount of her bills, even though they were lower than her coverage limits. The dispute in this class action revolves around how much Geico General Insurance Company pays  Read more

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