Progressive Direct “Projected Sold Adjustments” Idaho Class Action

To determine the actual cash value (ACV) of vehicles that are totaled, Progressive Direct Insurance Company uses a third-party vendor, Mitchell International, Inc. But the complaint for this Idaho class action alleges that Progressive “systematically thumbs the scale” in its own favor by applying Projected Sold Adjustments to Mitchell’s valuations, in order to make smaller  Read more

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SquareTrade Underpayment Settlement

SquareTrade, Inc. is settling a class action alleging it underpaid two groups of consumers who made claims under SquareTrade Protection Plans. In the case of the Fast Cash Subclass, the complaint claims SquareTrade made payments of the estimated replacement cost of the covered item that were less than they should have been; and that in  Read more

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Root Insurance Company Sales Tax on Total Losses Missouri Settlement

Root Insurance Company is settling a class action alleging it breached its contracts in Missouri, by failing to pay sales tax on total losses. The complaint alleged that Root’s insurance policies required it to pay sales tax to Missouri insureds with total loss claims.  Read more

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Root Insurance No Sales Tax on Payouts for Totaled Vehicles Texas Class Action

Root Insurance Company provides auto insurance with standard form insurance policies to customers in Texas. The complaint for this class action alleges that Root, in its payouts for totaled vehicles, does not include sales tax, which the complaint alleges violates its own Texas Sales Tax Form Policies.  Read more

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Travelers Insurance No Inherent Diminution of Value Payout Class Action

One of the things offered by the Standard Fire Insurance Company, which does business as Travelers Insurance Company, is auto insurance. But this class action alleges that Travelers refuses to make payouts for third-party claimants after an accident for the vehicle’s inherent diminution in value (IDV).  Read more

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Sprint Calculation of JSA Annuity Benefits Class Action

Sprint Communications, LLC sponsors a retirement plan for its employees that offers a single life annuity (SLA) or joint and survivor annuity (JSA). This class action brings suit against Sprint, its Employee Benefits Committee, and the committee’s individual members, alleging that the JSA benefits are not actuarially equivalent to the SLA benefits, as required by  Read more

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Auto-Owners (Mutual) Depreciation of Labor MO and WI Class Action

Auto-Owners (Mutual) Insurance Company also sells property coverage policies for residential and commercial buildings. But the complaint for this class action alleges that Auto-Owners regularly pays policyholders in Missouri and Wisconsin less than they should get for damage to structures using the “replacement cost less depreciation” methodology, because it deducts depreciation on non-material things like  Read more

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USAA Total Losses Sales Tax Ohio Settlement

This settlement resolves a class action against United Services Automobile Association, USAA Casualty Insurance Company, USAA General Indemnity Company, and Garrison Property and Casualty Insurance Company, alleging they breached their auto insurance policies in Ohio by failing to pay all money due when Ohio insureds suffered total losses. The complaint alleged the companies improperly paid  Read more


State Auto Nonmaterial Depreciation IL, KY, MS, OH, TN Settlement

This settlement resolves a class action about underpaid claims against State Auto Property and Casualty Company, State Automobile Mutual Insurance Company, State Auto Insurance Company of Ohio, Milbank Insurance Company, and Meridian Security Insurance Company. The complaint alleged that the companies improperly deducted nonmaterial depreciation from structural loss claims for properties in Illinois, Kentucky, Mississippi,  Read more

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Geico Total Loss Actual Cash Value Taxes California Settlement

This settlement resolves a class action against GEICO General Insurance Company, Government Employees Insurance Company, GEICO Casualty Company, and GEICO Indemnity Company. The complaints alleged that the companies breached their contracts by failing to pay the full actual cash value on first-party, total-loss vehicle claims to California insureds who submitted physical damage claims during the  Read more

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