Allstate and Encompass PIP Claim Florida Settlement

A group of Allstate- and Encompass-affiliated insurers have agreed to a settlement in a Florida class action alleging they underpaid PIP claims for medical services under Florida auto policies. The companies include Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate Fire and Casualty Insurance Company, Encompass Indemnity Company, Encompass Floridian  Read more

Allstate Name and Cradling Hands Logo

Infinity Indemnity Insurance Payments to Providers After Accidents Florida Settlement

This settlement resolves a class action against the Infinity group of insurance companies, including Infinity Indemnity Insurance Company, Infinity Auto Insurance Company, Infinity Assurance Insurance Company, Alpha Property & Casualty Insurance Company, Unitrin Direct Property & Casualty Company, and Merastar Insurance Company. The complaint alleged that the companies underpaid Florida insureds and their providers for  Read more

Red Car Smashed into Yellow Car

Commerce West Insurance Payment for Auto Structural Damage Washington Settlement

Commerce West Insurance Company is paying nearly $400,000 to settle a class action alleging that it made insufficient payouts to some of its policyholders after accidents under its uninsured or underinsured motorist property damage provisions. The complaint alleged that the company did not compensate policyholders for the diminished value of their vehicles when they suffered  Read more

Rear-end Collision

State Auto P&C Depreciation of Labor on MI, TN, KY, or OH Claims Class Action

State Auto Property and Casualty (P&C) Company offers personal and commercial lines of property insurance. According to the complaint for this class action, when calculating property loss or damage payouts, it depreciates non-material items, such as labor, something the complaint claims is improper.  Read more

Broken Glass in Window

Cigna, Viant Conspiracy to Negotiate Insurance Payments Class Action

Behavioral health problems, such as drug or alcohol addiction, can be difficult and expensive to treat. In this class action, the complaint alleges that Cigna Behavioral Health, Inc. and Viant, Inc. have “systematically undervalued and underpaid” claims, requiring insureds to pay excessive out-of-pocket charges.  Read more

One Person's Hand Lifting Another's with Words "Behavioral Health"

Mountain West Insurance Withholds Overhead and Profit Montana Class Action

Mountain West Farm Bureau Mutual Insurance Company is an insurance provider in Montana. Plaintiffs Jodie and Andy Drange insured their home with Mountain West. When they suffered a covered loss, the complaint for this class action alleges, Mountain West “withheld overhead and profit on the claim unless and until it was incurred.”  Read more

Bricklayer Rebuilding a Chimney

Erie Insurance Depreciation of Labor on Claims Ohio Class Action

Materials used to build structures deteriorate over time. So when insurance companies assess the actual cash value (ACV) of a damaged property, they subtract depreciation according to the structure’s age. However, the complaint for this class action alleges that, while it’s fine to depreciate the materials, labor should not be depreciated. It claims that Erie  Read more

Erie Top of Tower Logo

Catlin Specialty Insurance Company Labor Depreciation Tennessee Class Action

When your insurance company pays for the repair or replacement needed for a damaged structure, how do they calculate the actual cash value (ACV) and your payout? The complaint for this class action alleges that Catlin Specialty Insurance Company deducts depreciation for labor, and claims that the company should not be permitted to do that.  Read more

Wind Damage: Tree Fallen Over onto House Roof

State Farm Fire and Casualty PIP Benefits Kentucky Class Action

Insurance companies lose money when they pay claims, but they must follow the law if they want to deny payouts to insureds. The complaint for this class action alleges that State Farm Fire and Casualty Company violated the Kentucky Motor Vehicle Reparations Act (MVRA) when it failed to pay certain claims.  Read more

State Farm Three-Ovals Logo

Shelter Mutual Conditioning of Auto Insurance Benefits Class Action

On what bases can insurance companies delay payment of claims? In this class action, the complaint alleges Shelter Mutual Insurance Company refused to pay personal injury protection (PIP) or other medical benefits to insureds until the insureds provided information showing whether they are entitled to Medicare or Medicaid or not.  Read more

Shelter Mutual Office Location with Palm Trees