U.S. Bank Force-Placed Insurance Class Action Settlement

Plaintiffs in this lawsuit allege that when a borrower was required to have insurance for his or her property pursuant to a residential mortgage or home equity loan or line of credit, and evidence of acceptable coverage was not provided, U.S. Bank would place insurance in a manner such that U.S. Bank allegedly received an  Read more

First American Title Insurance Settlement (Tower City Class)

This case alleges that First American violated the Real Estate Settlement Procedures Act by purchasing ownerhip interests in title insurance agencies and obtaining agreements from such agencies to refer title insurance business exclusively to First American Title Insurance Company.  This case has two separate classes.  This page is for members of the Tower City Class.  Read more

EverBank Force-Placed Insurance Settlement

This settlement resolves a class action alleging that when EverBank force-placed homeowner’s insurance, it did it in such a manner as to receive a kickback, and also in a way that resulted in excessive rates and coverage amounts.   Read more

Allstate Insurance Alleged to Pay Inaccurate Actual Cash Values

This class action alleges that Allstate violated the California Insurance Code in figuring ACV (actual cash value) for insured property, and therefore also violated the state’s Code of Civil Procedure and its Business and Professions Code.   Read more

HomeServe USA Multi-Unit Dwelling Settlement (New Jersey)

HomeServe has settled a class action that alleges that the company sold service plans to people who lived in multi-unit dwellings, like apartment houses and condominiums, even though the plans excluded such dwellings from coverage.   Read more

Caliber Home Loans Force-Placed Insurance Class Action

This class action lawsuit alleges that Caliber Home Loans, in conjunction with American Security Insurance Company, engaged in a force-placed insurance scheme which caused mortgage borrowers to pay inflated, unjust and unearned commissions, fees and kickbacks.  Read more

Foremost Insurance Class Action Challenges Repair Reimbursements

This lawsuit alleges that Foremost Insurance Company Grand Rapids, Michigan breached its contractual duty to policyholders by depreciating both materials and labor costs in determining the “actual cash value” to paid for repairs, in violation of Arkansas law.   Read more

Safeco Insurance Actual Cash Value Class Action

This class action lawsuit alleges that Safeco Insurance Company categorically and unlawfully excluded General Contractor's Overhead and Profit amounts from Actual Cash Value payments made to policyholders for casualty loss claims before such expenses were billed by a contractor, despite the existence of Arizona case law prohibiting insurers from treating such costs as payable only  Read more