Chubb Discounts on Renewals of Insurance Policies Class Action

Chubb Ltd. is a Swiss insurance company that sells insurance in the US through its subsidiaries, including Federal Insurance Company. The complaint alleges that the two promise discounts on renewals of their homeowners and valuable articles insurance policies, do not deliver the promised discounts, and do not explain their calculations.  Read more

Chubb Name over City Skyline

Erie Insurance Nonmaterial Depreciation Ohio Settlement

Erie Insurance Company and Erie Insurance Exchange are settling a class action alleging that they improperly subtracted depreciation from costs of labor and other nonmaterial items on some homeowners’ insurance claims in Ohio.  Read more

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State Farm Fire and Casualty Roof Damage Labor Costs Louisiana Class Action

This class action against State Farm Fire and Casualty Insurance Company involves calculations for roofing repair claims on properties in Louisiana. The complaint alleges that the Xactimate software used to calculate claims is set to a default setting that underestimates the costs for roof demolition labor.  Read more

Storm Damage to Roof

Truck Insurance Exchange General Contractor Payments Settlement

This settlement resolves a class action against Truck Insurance Exchange, Farmers Insurance Exchange, Fire Insurance Exchange, Mid-Century Insurance Company, and Farmers Insurance Company of Arizona, on the issue of general contractor’s overhead and profit (GCOP) charges. The complaint alleged that, under certain commercial and residential insurance policies, Farmers was required to pay GCOP as part  Read more

Fire Damage to Building Interior

Auto-Owners Insurance Claims Depreciation of Labor Multi-State Class Action

When an insurance company calculates a payout for property damage, it may take the cost of a new equivalent structure, then subtract depreciation. But can depreciation be subtracted from labor costs? In certain states, or under certain policies, it cannot, claims the complaint for this class action. It brings suit against Auto-Owners Insurance Company, claiming  Read more

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Ohio Insurance Claims Nonmaterial Depreciation Settlement

This settlement resolves a class action against four insurance companies: Liberty Insurance Corporation, Safeco Insurance Company of Indiana, LM Insurance Corporation, and Liberty Mutual Fire Insurance Company. The complaint alleged the companies improperly deducted depreciation on nonmaterial costs like labor when adjusting claims.  Read more

Liberty Insurance Name and Logo

Rushmore Loan Kickbacks Alleged for Forced-Placed Insurance Class Action

Under certain circumstances, mortgage borrowers may be forced to pay for insurance policies chosen by their mortgage lender or servicer. This force-placed insurance (FPI) arrangement is not illegal. However, the complaint for this class action questions the FPI practices of Rushmore Loan Management Services, LLC, however, alleging that the company receives “an unearned kickback designed  Read more

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USAA Nonmaterial Depreciation Settlement

This settlement resolves a class action against USAA General Indemnity Company, United Services Automobile Association, USAA Casualty Insurance Company, and Garrison Property and Casualty Insurance Company. The complaint claimed the companies had improperly deducted nonmaterial depreciation when adjusting certain claims in Tennessee and Mississippi.  Read more


American National P&C No Notice of Changes in Insurance Policy Class Action

If an insurance company makes changes to a policy’s coverage, what kind of notice, discussion, or consideration does it owe to policyholders? In this class action, the complaint alleges that American National Property and Casualty Company (ANPAC) made changes to a policy that the policyholders only became aware of when it was time to make  Read more

Damage to Roof

Amica Mutual Insurance Co. Premium Increases Class Action

This class action addresses rises in insurance rebuilding cost evaluations on homeowners’ policies issued by Amica Mutual Insurance Company. The complaint alleges that the coverage under an additional endorsement on Amica policies was adjusted too upwards when the policy was renewed, which the complaint claims is a breach of contract as well as a breach  Read more

Amica Mutual Insurance Company Sign Amid Greenery