FDCPA

Immediate Credit Recovery Overshadowing Statement Debt Letter FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) specifies that when a debt collection attempts to collect a debt via a letter, it must include certain information in the letter—and it must not contradict or overshadow that information by other statements that might confuse the “least sophisticated consumer” who might receive such a letter. According to  Read more

Lori C. Greenberg & Associates False Debt Amount FDCPA Lawsuit

The Fair Debt Collection Practices Act (FDCPA) strictly requires that debt collection letters not make false statements, but the complaint for this lawsuit alleges that the debt collection letter sent to plaintiff Leonard Antonelli by Lori C. Greenberg & Associates misstates the amount of Antonelli’s alleged debt. Accompanying the letter was an unfiled complaint that  Read more

Computer Credit Debt Letter Failure to State Creditor FDCPA Class Action

Plaintiff Jennifer Mizrahi allegedly owes a debt for care received at Maimonides Medical Center, but when Computer Credit, Inc. attempted to collect that debt, the complaint for this class action claims that its communications with Mizrahi were confusing enough to violate the Fair Debt Collection Practices Act (FDCPA). Among the information to be included in  Read more

Transworld Systems Deceptive Debt Collection Letter FDCPA Class Action

Plaintiff David Dees allegedly owes a debt for an electric bill, and, according to the complaint for this class action, Transworld Systems, Inc. attempted to collect it using a misleading and deceptive letter, in violation of the Fair Debt Collection Practices Act (FDCPA). First, the complaint alleges that the heading could have two different meanings—that  Read more

Midland Credit Management Deceptive Debt Collection Letter Class Action

Plaintiff Sky Shadow is alleged to owe $1,878.90 in a debt originating with Chase Bank USA, but when Midland Credit Management (MCM) tried to collect that debt, the complaint for this class action alleges, it did so in ways that violated the Fair Debt Collection Practices Act (FDCPA) as well as California’s Rosenthal Act. The  Read more

IQ Data International Failure to Validate Disputed Debt FDCPA Lawsuit

Beginning around June 2017, IQ Data International contacted plaintiff Katherine Tohanczyn, trying to collect a debt from her. Tohanczyn did not believe she owed the debt, but according to the complaint for this class action, IQ Data refused to do anything to validate the debt. The complaint alleges that IQ Data reported the debt on  Read more

Specialized Loan Servicing Failure to Indicate Disputed Debt FDCPA Class Action

When Corey Delon Gordon, Sr. obtained a copy of his credit report, the complaint for this class action alleges, he saw on it tradelines in the name of Specialized Loan Servicing (SLS) indicating a debt, and wrote to SLS, asking for validation and verification of the debt. But according to the complaint, SLS did nothing,  Read more