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Niederman, Midland Dateless Collection Letter FDCPA Class Action

If an official letter does not bear a date, but refers to “today” specifically, does that make it seem suspicious? The complaint for this class action alleges that Niederman, Stanzel & Lindsey, PLLC sent a debt collection letter the plaintiff in this class action, on behalf of Midland Credit Management, Inc., that withheld the important  Read more

Bill Stamped "Final Notice" in Red

Vidant Health Excessive and Undisclosed Charges to Patients Class Action

Vidant Health (officially University Health Systems of Eastern Carolina, Inc.) is a not-for-profit group of nine hospitals and other facilities, with revenue that in 2017 was over a billion and a half dollars a year. The complaint for this class action alleges that Vidant refuses to tell patients about costs before they get care, then  Read more

Vidant Medical Center

Firstsource Debt Collection Additional Markings on Envelope FDCPA Class Action

Firstsource Advantage, LLC is a third-party collector of consumer debt. The complaint for this class action alleges that Firstsource has violated the Fair Debt Collection Practices Act (FDCPA) by putting markings on the outside of the envelope other than its business name and address.  Read more

Papers Stamped "Debt Collection" in Red

ARS National Services Sent Info to Letter Vendor New Jersey FDCPA Class Action

ARS National Services, Inc. collects consumer debts for other parties. The complaint for this class action alleges that ARS violates the privacy of the consumers by disclosing their financial information to third parties. How does it do this? By using a letter vendor to produce and mail its debt-collection letters, says the complaint for this  Read more

Figure Carrying Letters DEBT on Its Back

FMA Alliance Multiple Addresses for Debt Dispute Class Action

Congress passed the Fair Debt Collection Practices Act (FDCPA) because of “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” Among other things, it seeks to make third-party debt collectors provide consumer debtors with information that is clear and unambiguous. This class action brings suit against FMA  Read more

Ball and Chain Labeled "Debt"

IC System Unclear Settlement Offer in Collection Letter FDCPA Class Action

Congress passed the Fair Debt Collection Practices Act (FDCPA) because of the “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” The complaint for this class action alleges that I.C. System, Inc. (ICS) violates that law in sending letters to consumer debtors which did not make clear  Read more

Figure Carrying Letters DEBT on Its Back

American Coradius Did Not Provide Creditor Name FDCPA Class Action

The Fair Debt Collection Practices Act (FDCP) sets forth rules for third-party debt collectors who are attempting to collect consumer debts. It seeks to prevent abusive collection practices. Among its requirements are that debt collectors must provide certain information to consumer debtors at their first contact or shortly thereafter. The complaint for this class action  Read more

Bill Stamped "Past Due" in Red

Midland Credit Letter Unclear as to Settlement Options FDCPA Class Action

As a third-party debt collector, Midland Credit Management, Inc. (MCM) must comply with the Fair Debt Collection Practices Act (FDCPA), a federal law. One thing the law requires is clarity in communications with consumers, so that ordinary people can fully understand their options and make the best choices possible in their circumstances. The complaint for  Read more

Person Holding Open Empty Wallet

Shellpoint Mortgage Inadequate Explanation of Payoff Items Class Action

Shellpoint Mortgage Services, officially called Newrez, LLC, is a mortgage servicer. This class action alleges that Shellpoint issues mortgage payoff that do not comply with federal laws, like the Fair Debt Collection Practices Act (FDCPA) and Florida state laws. The complaint claims that the mortgage payoff statements issued by the company to borrowers include a  Read more

Newrez Name and Logo

Gregory Funding Mortgages in CARES Act Forbearance Periods Class Action

During the Covid-19 pandemic, when so many people lost their incomes, or a significant part of them, Congress passed the Coronavirus Aid, Relief and Economic Security Act (CARES Act) to provide a number of different kinds of relief. Among the different provisions, one section allows homeowners who are subject to economic hardship to ask for  Read more

Key in Door Dangling Home-Shaped Fob