FDCPA

Apple Recovery Leaves Validation Rights Out of Debt Collection Letter Class Action

The Fair Debt Collection Practices Act (FDCPA) regulates the actions of third-party debt collectors when they are trying to collect consumer debts. This class action brings suit against one such debt collector, Apple Recovery Services Corp., claiming that the company sent out collection letters that did not provide information to consumers about their rights regarding  Read more

Jefferson Capital Improper Debt Collection Letter FDCPA Class Action

Jefferson Capital Systems, LLC acts as a debt collector for certain lenders. The complaint for this class action alleges, however, that its debt collection letters do not meet all the requirements set forth in the Fair Debt Collection Practices Act (FDCPA), such as the inclusion of a statement identifying it as a debt collector and  Read more

Nationstar Rejects Borrower for Covid-19 Modifications Class Action

This class action concerns homeowners with mortgages insured by the Federal Housing Administration (FHA) and serviced by Nationstar, who fell into default because of Covid-19. During the emergency, the FHA added Covid-19 Recovery Loss Mitigation Options to help borrowers under strain to keep their homes. But the complaint alleges that Nationstar improperly declared certain borrowers  Read more

LVNV Collection Settlement

This settlement resolves class actions against LVNV Funding, LLC, Resurgent Capital Service, LP, Alegis Group, LLC, and Sherman Financial Group, LLC. LVNV had filed collection lawsuits against Vittorio Blaylock and Guillermo Macia alleging they owed amounts on their credit card accounts. The two filed separate class actions making counterclaims against LVNV and third-party claims against  Read more

Midland Credit Management Debt Letter Vendors and Privacy New Jersey Class Action

Midland Credit Management (MCM) is a debt collector that pursues consumer debt. This class action brings suit against it under the Fair Debt Collection Practices Act (FDCPA), alleging that it disclosed information about consumers’ debts to third parties without the consent of the debtors, by way of using letter vendors to send out its debt  Read more

Niederman, Midland Dateless Collection Letter FDCPA Class Action

If an official letter does not bear a date, but refers to “today” specifically, does that make it seem suspicious? The complaint for this class action alleges that Niederman, Stanzel & Lindsey, PLLC sent a debt collection letter the plaintiff in this class action, on behalf of Midland Credit Management, Inc., that withheld the important  Read more

Vidant Health Excessive and Undisclosed Charges to Patients Class Action

Vidant Health (officially University Health Systems of Eastern Carolina, Inc.) is a not-for-profit group of nine hospitals and other facilities, with revenue that in 2017 was over a billion and a half dollars a year. The complaint for this class action alleges that Vidant refuses to tell patients about costs before they get care, then  Read more

Firstsource Debt Collection Additional Markings on Envelope FDCPA Class Action

Firstsource Advantage, LLC is a third-party collector of consumer debt. The complaint for this class action alleges that Firstsource has violated the Fair Debt Collection Practices Act (FDCPA) by putting markings on the outside of the envelope other than its business name and address.  Read more

ARS National Services Sent Info to Letter Vendor New Jersey FDCPA Class Action

ARS National Services, Inc. collects consumer debts for other parties. The complaint for this class action alleges that ARS violates the privacy of the consumers by disclosing their financial information to third parties. How does it do this? By using a letter vendor to produce and mail its debt-collection letters, says the complaint for this  Read more

FMA Alliance Multiple Addresses for Debt Dispute Class Action

Congress passed the Fair Debt Collection Practices Act (FDCPA) because of “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors.” Among other things, it seeks to make third-party debt collectors provide consumer debtors with information that is clear and unambiguous. This class action brings suit against FMA  Read more