Air Canada Improper Background Check Procedures FCRA Class Action

Companies are permitted to obtain consumer reports or background checks on employees or job applicants unless they follow the requirements of the Fair Credit Reporting Act (FCRA). The complaint for this class action alleges that Air Canada did not do so. The complaint claims that Air Canada did not provide subjects of the reports with  Read more

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Business Information Group (BIG) Inaccurate Consumer Report FCRA Settlement

Business Information Group, Inc. (BIG) is settling a class action alleging that it violated the Fair Credit Reporting Act (FCRA) in preparing consumer reports. The complaint claims that the consumer report compiled for the plaintiff contained inaccurate or incomplete public record information. The complaint alleges that BIG should have provided notice to the plaintiff since  Read more

McDonald’s Disclosure to Obtain Consumer Reports FCRA Class Action

Companies are permitted to use consumer reports to check the backgrounds of potential employees, but only if they follow the requirements in the Fair Credit Reporting Act (FRCA). The complaint for this class action says that McDonald’s Corporation violated the FCRA by not providing a proper disclosure notice and obtaining consent before getting the report.   Read more

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Petco Animal Supplies Consumer Report for Employment FCRA Settlement

Petco is paying over a million dollars to settle a class action that, when obtaining consumer reports on prospective employees, it violated the Fair Credit Reporting Act (FCRA) in two ways. First, the complaint says, it did not provide stand-alone disclosure that it was going to obtain the reports. Second, if it took adverse action  Read more

Pepsi Beverages Background Check FCRA Settlement

Bottling Group, LLC, Grayhawk Leasing, LLC, and New Bern Transport Co. have agreed to settle a class action alleging that they violated the Fair Credit Reporting Act (FCRA). Specifically, the complaint claims that when undertaking employment background checks, these Pepsi Beverages-related companies did not make the required standalone disclosures to the subjects of the background  Read more

Equifax, Regions Bank Erroneous Credit Reporting FCRA Civil Action

Plaintiff Christopher Carroll went through a Chapter 13 bankruptcy in November 2011, with an Order of Discharge entered in March 2017. According to the complaint for this civil action, however, the reporting submitted for his mortgage by Regions Bank, Inc. (Alabama) and published by Equifax Information Services, LLC still contains errors relating to the bankruptcy.  Read more

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Costco FCRA Employment Settlement

Costco has agreed to settle a class action alleging that it did not give job applicants a standalone disclosure form when asking for background checks on them, as required by the Fair Credit Reporting Act (FCRA).   Read more

Quick Search Background Report FCRA Settlement

This settlement resolves a class action alleging that Quick Search violated the Fair Credit Reporting Act (FCRA) because it sent out background reports without taking care to determine that the information in the reports was accurate.   Read more

Nationstar Mortgage Pulled Credit Report Without Permissible Purpose FCRA Class Action

Strangers can’t simply go pull up your credit report; they have to be authorized and/or be doing it for one of a limited number of permissible purposes—so says the Fair Credit Reporting Act (FCRA). The complaint for this class action claims that Nationstar Mortgage pulled Plaintiff Jeffrey Helbling’s credit report without his knowledge or authorization,  Read more

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24-7 InTouch Background Check FCRA Settlement

Ascenda USA, Inc., doing business as 24-7 InTouch, has agreed to form a settlement fund of over a million dollars to settle a class action alleging that its handling of background checks for prospective employees violated the Fair Credit Reporting Act (FCRA). The complaint claims that Ascenda’s Disclosure and Authority to Release Information form contained  Read more