FCRA
Koons Lexus Pulls of Credit Reports Without Authorization Class Action
This class action brings suit against Toyota Motor Sales USA, Inc. in the form of Koons Lexus of Wilmington, in Delaware, under the Fair Credit Reporting Act (FCRA). The issue? The complaint claims that it pulled a credit report on a customer who told its personnel multiple times that she did not want them to Read more
Safeway, Vons Consumer Reports FCRA Settlement
This settlement resolves a class action against a number of supermarket defendants: Safeway, Inc., the Vons Companies, Inc. Vons Sherman Oaks, LLC, Safeway Southern California, Inc., and Safeway Leasing, Inc. The complaint alleged that the supermarket companies procured consumer reports on prospective employees without following the provisions of the Fair Credit Reporting Act (FCRA) and Read more
Wyndham Vacation Resorts No-Consent Credit Accounts Class Action
How would you feel if you attended a timeshare presentation, then found out that the presenting company had opened a credit card account in your name, without your request or permission? The complaint for this class action alleges that Wyndham Vacation Resorts, Inc. and Comenity Capital Bank use consumers’ personal information to institute credit card Read more
Kforce Background Check Disclosures FCRA Settlement
Kforce, Inc. is paying $790,000 to settle a class action alleging that it gave prospective employees background check disclosure forms that were deficient under the Fair Credit Reporting Act (FCRA). Read more
CBE Group No Permissible Purpose for Obtaining Credit Report Class Action
People cannot just randomly decide to view another person’s credit report. The Fair Credit Reporting Act (FCRA) requires that parties who request credit reports on others have a permissible reason for doing so. The complaint for this class action alleges that the CBE Group, Inc., a debt collection firm, requested a credit report on a Read more
Frontwave Credit Union Disclosures for Consumer Report FCRA Class Action
Frontwave Credit Union sometimes obtains consumer reports on current and prospective employees, says the complaint for this class action. That’s permitted by law. But the complaint alleges that Frontwave does not provide proper disclosures to the report subject before doing so, or obtain proper authorization, in violation of the federal Fair Credit Reporting Act (FCRA) Read more
Capital One Repeated Credit Offers to Deceased Spouse FCRA Class Action
When a person’s spouse dies, does that person have the right to be left undisturbed by mail solicitations for credit cards for the deceased spouse? The complaint for this class action claims that the Fair Credit Reporting Act (FCRA), the Wisconsin statutory Right of Privacy, and common law all say yes. It brings suit against Read more
Acadia Healthcare and The Refuge Background Reports FCRA Settlement
Acadia Healthcare Company, Inc. and The Refuge—a Healing Place, LLC have agreed to settle a class action alleging that they violate the Fair Credit Reporting Act (FCRA) in their acquiring of background reports for employment purposes. The complaint accused the companies of using an incorrect form for the information on and authorization of the credit Read more
Sterling Infosystems Background Report Addresses Settlement
Sterling Infosystems provides background reports. It is now settling a class action alleging it violated the Fair Credit Reporting Act (FCRA) by reporting addresses where the subject of the report had not lived for at least seven years. Read more
Equifax Inaccurate Public Records Information Settlement
Equifax Information Services, LLC is settling a class action with the establishment of an Alternative Dispute Resolution program to adjudicate claims that it published inaccurate information on consumer reports that sometimes had an adverse effect on those consumers. The complaint alleged that the information concerned tax liens or civil judgments that belonged to others or Read more