FCRA

Wells Fargo Incorrect Reporting of Paid-Off Debt Class Action

Because consumer credit reports are increasingly important these days, it is also important that company reports about outstanding loans be accurate. The complaint for this class action alleges Wells Fargo, NA continued to report a debt that had been paid off, despite the consumer’s attempts to get the debt removed from her credit report.  Read more

TransUnion Reporting of CashCall, Western Sky Debts Settlement

TransUnion, LLC is putting aside $500,000 to resolve a class action brought under the Fair Credit Reporting Act (FCRA) concerning information it reported on consumers. The complaint alleged that TransUnion reported collection accounts for some consumers that had originated with loans from CashCall or Western Sky, even though the consumers lived in states whose laws  Read more

Synergy One Lending Consumer Report Authorization FCRA Class Action

Companies may request consumer reports on employees or prospective employees, but only according to the Fair Credit Reporting Act (FCRA), which has requirements for authorization and use of such reports. The complaint for this class action alleges that Synergy One Lending, Inc. violated the FCRA and California state laws in the document it used to  Read more

Dignity Health Consumer Report Disclosures FCRA California Class Action

The complaint for this class action argues that Dignity Health has committed violations of federal and state laws: the Fair Credit Reporting Act (FCRA), California’s Investigative Consumer Reporting Agencies Act (ICRAA), and its Consumer Credit Reporting Agencies Act (CCRAA). All involve disclosures relating to Dignity’s obtaining of consumer reports on prospective employees.  Read more

Smith Volkswagen Unauthorized Credit Inquiries FCRA Class Action

The Fair Credit Reporting Act (FCRA) regulates the obtaining and use of credit reports, among other things. This complaint alleges that Smith Volkwagen, Ltd. violated that law when it made as many as seven hard credit pulls on a consumer’s credit reports when she was simply looking around at vehicles and had not entered into  Read more

Wells Fargo No Permissible Reason for Credit Report FCRA Class Action

The Fair Credit Reporting Act (FCRA) limits other parties’ abilities to obtain credit reports on consumers. Businesses who wish to get consumer reports on people must have one of a limited valid number of reasons to do so. However, the complaint for this class action alleges that Wells Fargo improperly obtained a credit report on  Read more

Home Depot Disclosure for Applicant Consumer Report FCRA Class Action

Did Home Depot USA, Inc. violate the Fair Credit Reporting Act (FCRA) in its dealings with prospective employees? The complaint for this class action says it did in that it did not have a form that met the requirements of the law to inform prospective employees that it would be conducting a background check on  Read more

Maxim HealthCare Applicant Credit Report Settlement

This settlement resolves a class action alleging violations of the Fair Credit Reporting Act (FCRA). The complaint alleged that Maxim HealthCare Services, Inc. violated the law when it accessed the credit reports of job applicants who signed release and authorization forms.  Read more

Dice Open Web Profiles Settlement

DHI Group, Inc. and Dice, Inc. are settling a class action alleging that they violated the Fair Credit Reporting Act (FCRA). The complaint alleged that Dice was a credit reporting agency and that it failed to follow the requirements of the law in several respects, for example, in not having a permissible purpose in distributing  Read more

Home Depot Background Check Disclosure FCRA Class Action

The Fair Credit Reporting Act (FCRA) intends to ensure that consumers’ credit reports are only accessed for certain limited, permissible purposes, and that consumers are properly informed of, and consent to, the access. The complaint for this class action alleges that Home Depot USA, Inc. did have a permissible purpose but did not properly perform  Read more