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Credit Plus Inaccurate Information on Credit Reports FCRA Class Action

The Fair Credit Reporting Act (FCRA), says the complaint for this class action, requires that consumer reporting agencies “follow reasonable procedures to assure maximum possible accuracy of the information” in their reports. However, the complaint claims, Credit Plus, a reseller reporting agency, does not do this. It alleges that Credit Plus gets public records information  Read more

Credit Plus Name and Logo

UBS Background Report Disclosure and FCRA Rules Class Action

Congress passed the Fair Credit Reporting Act (FCRA) because it saw “a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumer’s right to privacy.” The complaint for this class action alleges that UBS Financial Services, Inc. violated the law when it obtained a background  Read more

Hand and Pen Writing on Paper

LexisNexis, Geico Inaccurate Info on Consumer Reports Class Action

This class action brings suit against LexisNexis Risk Solutions, Inc., a consumer reporting agency, and Geico Advantage Insurance Company, that provides insurance to LexisNexis. The complaint alleges that the companies have violated the Fair Credit Reporting Act (FCRA) that tries to ensure that consumer credit reports contain “maximum possible accuracy of information” about the subject  Read more

Insurance Claim Form and Hand with Pen

Koons Lexus Pulls of Credit Reports Without Authorization Class Action

This class action brings suit against Toyota Motor Sales USA, Inc. in the form of Koons Lexus of Wilmington, in Delaware, under the Fair Credit Reporting Act (FCRA). The issue? The complaint claims that it pulled a credit report on a customer who told its personnel multiple times that she did not want them to  Read more

Credit Report Showing Score of 760

Safeway, Vons Consumer Reports FCRA Settlement

This settlement resolves a class action against a number of supermarket defendants: Safeway, Inc., the Vons Companies, Inc. Vons Sherman Oaks, LLC, Safeway Southern California, Inc., and Safeway Leasing, Inc. The complaint alleged that the supermarket companies procured consumer reports on prospective employees without following the provisions of the Fair Credit Reporting Act (FCRA) and  Read more

Front of a Safeway Store

Wyndham Vacation Resorts No-Consent Credit Accounts Class Action

How would you feel if you attended a timeshare presentation, then found out that the presenting company had opened a credit card account in your name, without your request or permission? The complaint for this class action alleges that Wyndham Vacation Resorts, Inc. and Comenity Capital Bank use consumers’ personal information to institute credit card  Read more

Club Wyndham Majestic Sun

Kforce Background Check Disclosures FCRA Settlement

Kforce, Inc. is paying $790,000 to settle a class action alleging that it gave prospective employees background check disclosure forms that were deficient under the Fair Credit Reporting Act (FCRA).  Read more

Kforce Name/Logo

CBE Group No Permissible Purpose for Obtaining Credit Report Class Action

People cannot just randomly decide to view another person’s credit report. The Fair Credit Reporting Act (FCRA) requires that parties who request credit reports on others have a permissible reason for doing so. The complaint for this class action alleges that the CBE Group, Inc., a debt collection firm, requested a credit report on a  Read more

Person Holding Credit Report over Computer Keyboard

Frontwave Credit Union Disclosures for Consumer Report FCRA Class Action

Frontwave Credit Union sometimes obtains consumer reports on current and prospective employees, says the complaint for this class action. That’s permitted by law. But the complaint alleges that Frontwave does not provide proper disclosures to the report subject before doing so, or obtain proper authorization, in violation of the federal Fair Credit Reporting Act (FCRA)  Read more

Interior of a Frontwave Location

Capital One Repeated Credit Offers to Deceased Spouse FCRA Class Action

When a person’s spouse dies, does that person have the right to be left undisturbed by mail solicitations for credit cards for the deceased spouse? The complaint for this class action claims that the Fair Credit Reporting Act (FCRA), the Wisconsin statutory Right of Privacy, and common law all say yes. It brings suit against  Read more

Capital One Branch on City Street