Capital One Repeated Credit Offers to Deceased Spouse FCRA Class Action

When a person’s spouse dies, does that person have the right to be left undisturbed by mail solicitations for credit cards for the deceased spouse? The complaint for this class action claims that the Fair Credit Reporting Act (FCRA), the Wisconsin statutory Right of Privacy, and common law all say yes. It brings suit against  Read more

Capital One Branch on City Street

Acadia Healthcare and The Refuge Background Reports FCRA Settlement

Acadia Healthcare Company, Inc. and The Refuge—a Healing Place, LLC have agreed to settle a class action alleging that they violate the Fair Credit Reporting Act (FCRA) in their acquiring of background reports for employment purposes. The complaint accused the companies of using an incorrect form for the information on and authorization of the credit  Read more

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Sterling Infosystems Background Report Addresses Settlement

Sterling Infosystems provides background reports. It is now settling a class action alleging it violated the Fair Credit Reporting Act (FCRA) by reporting addresses where the subject of the report had not lived for at least seven years.  Read more

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Equifax Inaccurate Public Records Information Settlement

Equifax Information Services, LLC is settling a class action with the establishment of an Alternative Dispute Resolution program to adjudicate claims that it published inaccurate information on consumer reports that sometimes had an adverse effect on those consumers. The complaint alleged that the information concerned tax liens or civil judgments that belonged to others or  Read more

Credit Report with 760 Credit Score

Trace Staffing Solutions Consumer Report FCRA Settlement

Trace Staffing Solutions, LLC is paying nearly half a million dollars to settle a class action alleging it violated the Fair Credit Reporting Act (FCRA). The complaint alleged that Trace did not give employees and applicants a disclosure that met the requirements of the law and did not obtain proper authorization before obtaining consumer reports.  Read more

Building with Trace Staffing Solutions Sign

Circle K Employee Consumer Reports Violated Privacy FCRA Class Action

Employers, or prospective employers, may obtain consumer reports on employees and job applications only if they following the requirements of the Fair Credit Reporting Act (FCRA). The complaint for this class action alleges that Circle K Stores, Inc. obtained reports on both employees and job applicants but did not meet all the requirements of the  Read more

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Realogy Group Credit Report Disclosures FCRA Settlement

Realogy Group, LLC is paying around $400,000 to settle a class action alleging that it improperly obtained consumer reports for employment purposes. According to the complaint, the company violated the Fair Credit Reporting Act (FCRA) by not making the disclosures required by law.  Read more

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Early Warning Service Consumer Report Settlements

Early Warning Services, LLC (EWS) is paying a little less than $4 million to settle a class action alleging the company violated the Fair Credit Reporting Act (FCRA) in two ways. First, the complaint alleged that when consumers asked for a copy of their files, EWS provided not the entire file but a “Summary File  Read more

Credit Report with Score of 540

Southern California Edison Incorrect Reporting of Negative Info Class Action

Southern California Edison Company provides information to consumer reporting agencies. The complaint for this class action claims that the company has sometimes reported information on consumers that is inaccurate, thus violating the Fair Credit Reporting Act (FCRA) and the California Consumer Credit Reporting Agencies Act (CCCRAA).  Read more

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Wells Fargo Consumer Reports FCRA Settlement

Wells Fargo is paying $3.8 million to settle a class action alleging it obtained consumer reports for employment purposes without making the disclosures or meeting other requirements of the Fair Credit Reporting Act (FCRA).  Read more

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