Failure to provide proper notice and/or obtain proper authorization

O’Reilly Auto Parts Consumer Report Forms FCRA Settlement

O’Reilly Auto Enterprises, LLC is resolving a class action alleging it violated the Fair Credit Reporting Act (FCRA). The complaint alleged it did not make proper disclosures on a standalone form to the subjects of the reports or get proper authorizations from them before obtaining the reports.  Read more

Charlotte-Mecklenburg Pledge Fund Deductions Settlement

The City of Charlotte, North Carolina is settling a class action about a Pledge Fund it established for Police Department employees, for which it deducted $5 from weekly paychecks. The complaint alleged that the police employees believed it would be a good benefit for them and that the North Carolina General Assembly had authorized the  Read more

Costco Wholesale Corp. COBRA Notice Settlement

Costco Wholesale Corporation is paying three-quarters of a million dollars to settle a class action alleging it did not give departing employees a proper COBRA Notice. The complaint alleged the Notice was deficient because it did not adequately tell them how to exercise their right to choose COBRA continuation coverage, it contained inaccurate and misleading  Read more

Acadia Healthcare and The Refuge Background Reports FCRA Settlement

Acadia Healthcare Company, Inc. and The Refuge—a Healing Place, LLC have agreed to settle a class action alleging that they violate the Fair Credit Reporting Act (FCRA) in their acquiring of background reports for employment purposes. The complaint accused the companies of using an incorrect form for the information on and authorization of the credit  Read more

Trace Staffing Solutions Consumer Report FCRA Settlement

Trace Staffing Solutions, LLC is paying nearly half a million dollars to settle a class action alleging it violated the Fair Credit Reporting Act (FCRA). The complaint alleged that Trace did not give employees and applicants a disclosure that met the requirements of the law and did not obtain proper authorization before obtaining consumer reports.  Read more

Verizon Obtains Credit Reports with No Permissible Purpose Class Action

Consumer credit and background reports are being used more and more often these days, not only when consumers apply for credit, but also when they apply for a job or apply to rent an apartment. However, companies must have a valid reason to request such reports. The complaint for this class action alleges that Verizon  Read more

Synergy One Lending Consumer Report Authorization FCRA Class Action

Companies may request consumer reports on employees or prospective employees, but only according to the Fair Credit Reporting Act (FCRA), which has requirements for authorization and use of such reports. The complaint for this class action alleges that Synergy One Lending, Inc. violated the FCRA and California state laws in the document it used to  Read more

Dignity Health Consumer Report Disclosures FCRA California Class Action

The complaint for this class action argues that Dignity Health has committed violations of federal and state laws: the Fair Credit Reporting Act (FCRA), California’s Investigative Consumer Reporting Agencies Act (ICRAA), and its Consumer Credit Reporting Agencies Act (CCRAA). All involve disclosures relating to Dignity’s obtaining of consumer reports on prospective employees.  Read more

Home Depot Disclosure for Applicant Consumer Report FCRA Class Action

Did Home Depot USA, Inc. violate the Fair Credit Reporting Act (FCRA) in its dealings with prospective employees? The complaint for this class action says it did in that it did not have a form that met the requirements of the law to inform prospective employees that it would be conducting a background check on  Read more

Home Depot Background Check Disclosure FCRA Class Action

The Fair Credit Reporting Act (FCRA) intends to ensure that consumers’ credit reports are only accessed for certain limited, permissible purposes, and that consumers are properly informed of, and consent to, the access. The complaint for this class action alleges that Home Depot USA, Inc. did have a permissible purpose but did not properly perform  Read more