Failure to Provide Pre-Adverse Action Notification

Capital One Adverse Actions Without Sufficient Information Massachusetts Class Action

This class action, against Capital One Bank (USA), NA, is based on the federal Equal Credit Opportunity Act (ECOA) and the Massachusetts Consumer Credit Reporting Act (MCCRA). The complaint alleges that Capital One does not provide the specific reasons for adverse actions taken with respect to credit transactions, and that it closes credit card accounts  Read more

Managed Labor Solutions Adverse Actions FCRA Settlement

This settlement resolves a class action against Managed Labor Solutions, LLC (MLS) and Peoplease, LLC, under the Fair Credit Reporting Act (FCRA). The complaint alleged that the companies violated the FCRA by obtaining consumer reports on job applicants and not providing proper notice, including a copy of the report, when taking an adverse action against  Read more

Onin Staffing Adverse Action on Consumer Report FCRA Settlement

Onin Staffing, LLC is settling a class action alleging that it violated the Fair Credit Reporting Act (FCRA). The complaint alleged that the company took adverse employment action, based in whole or in part on a consumer background report, without first giving applicants notice and a copy of the report involved.  Read more

Trulieve Consumer Reports and Adverse Employment Action Settlement

The law at issue in this class action was the federal Fair Credit Reporting Act (FCRA). The complaint alleged that Trulieve, Inc. violated the FCRA by taking adverse employment action against employees or applicants, based in whole or in part on information from a consumer report, without first providing notice, a copy of the report,  Read more

Acadia Healthcare and The Refuge Background Reports FCRA Settlement

Acadia Healthcare Company, Inc. and The Refuge—a Healing Place, LLC have agreed to settle a class action alleging that they violate the Fair Credit Reporting Act (FCRA) in their acquiring of background reports for employment purposes. The complaint accused the companies of using an incorrect form for the information on and authorization of the credit  Read more

CrimShield Background Report Requirements FCRA Class Action

CrimShield, Inc. provides background reports to help companies screen prospective employees. At times, it does more than that, reviewing the reports itself and determining whether the subject of report should be hired. The complaint for this class action alleges that CrimShield does not complaint with the Fair Credit Reporting Act (FCRA) in how it obtains  Read more

PNC Financial Services Job Applicant Consumer Reports FCRA Class Action

The Fair Credit Reporting Act (FCRA) sets rules for the use of consumer reports by potential employers. The complaint for this class action says that PNC Financial Services, Inc. and PNC Bank, NA violated the FCRA’s Stand-Alone Disclosure Requirement and Pre-Adverse Action Disclosure Requirements.  Read more

Air Canada Improper Background Check Procedures FCRA Class Action

Companies are permitted to obtain consumer reports or background checks on employees or job applicants unless they follow the requirements of the Fair Credit Reporting Act (FCRA). The complaint for this class action alleges that Air Canada did not do so. The complaint claims that Air Canada did not provide subjects of the reports with  Read more

Petco Animal Supplies Consumer Report for Employment FCRA Settlement

Petco is paying over a million dollars to settle a class action that, when obtaining consumer reports on prospective employees, it violated the Fair Credit Reporting Act (FCRA) in two ways. First, the complaint says, it did not provide stand-alone disclosure that it was going to obtain the reports. Second, if it took adverse action  Read more