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Equifax, Regions Bank Erroneous Credit Reporting FCRA Civil Action

Plaintiff Christopher Carroll went through a Chapter 13 bankruptcy in November 2011, with an Order of Discharge entered in March 2017. According to the complaint for this civil action, however, the reporting submitted for his mortgage by Regions Bank, Inc. (Alabama) and published by Equifax Information Services, LLC still contains errors relating to the bankruptcy.  Read more

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Ditech Inaccurate Mortgage Payment Reporting RESPA/FCRA Class Action

Mortgages are the largest items in most people’s credit portfolios, and errors in mortgage servicing can have major impacts on mortgage holders’ lives. In this class action, plaintiff Eugenia Rapp alleges that mortgage servicer Ditech did not use adequate dispute-reporting processes, so that it violated both the Real Estate Settlement Procedures Act (RESPA) and the  Read more

Credit Reporting Agencies Bankruptcy Discharge Settlement

This settles a consolidated class action alleging that the major credit reporting agencies—Equifax, Experian, and TransUnion—violated the Fair Credit Reporting Act (FCRA) as well as state laws when reporting debts discharged in bankruptcy. The complaint claimed that the agencies did not put in place reasonable procedures to ensure accuracy when reporting debts that had been  Read more