Midland Credit Management Unclear Debt Owner Class Action

The Fair Debt Collection Practices Act (FDCPA) intends to prevent the third-party debt collectors from confusing or misleading consumers. The complaint for this class actions alleges that certain collection letters from Midland Credit Management, Inc. (MCM) violate the law by making the current creditor or owner of the debt unclear, thereby putting consumers in danger  Read more

Ball and Chain Labeled "Debt"

CACH, Messerli & Kramer Debt Collection Court Cases Class Action

The complaint for this class action alleges that debt collectors CACH, LLC and Messerli & Kramer, PA violate the Fair Debt Collection Practices Act (FDCPA) as well as the Nebraska Consumer Protection Act (NCPA) when they file against consumers in the Nebraska courts.   Read more

Courtroom Gavel

Paul Michael Associates Debt Letter Current Creditor NY FDCPA Class Action

The Fair Debt Collection Practices Act (FDCPA) tries to ensure that consumer debtors are given information clearly and unambiguously. The complaint for this class action alleges that a collection letter from Paul Michael Associates was unclear and confusing as to whom the debt was currently owed.   Read more

Hand Giving Dollars Bill to Other Person's Hand

Credit Service of Logan Failure to Identify Original Creditor FDCPA Class Action

One of the concerns of the Fair Debt Collection Practices Act (FDCPA) is that the consumer not be confused by information contained in letters sent by third-party debt collectors. The complaint for this class action claims that Credit Service of Logan, Inc. sent a letter that was inherently confusing because it did not correctly identify  Read more

Hand Putting Money into Outstretched Other Hand

American Medical Collection Agency Collecting on Debt Not Owed FDCPA Class Action

The American Medical Collection Agency—aka Retrieval Masters—sent a debt collection letter to plaintiff Sam Junik, dated February 3, 2017, attempting to collect a defaulted consumer debt, but according to the complaint, the letter violated the FDCPA in two ways. First, the letter identifies Quest Diagnostics, Inc. as the “service provider” but does not make clear  Read more