Excessive Premiums

Liberty Mutual Fire Insurance Windfall During Covid-19 California Class Action

Liberty Mutual Fire Insurance Company has “unfairly profited” from the Covid-19 pandemic, says the complaint for this class action. This is because, the complaint claims, social distancing and stay-at-home orders drastically decreased the amount of driving people did, resulting in fewer accidents and a windfall for auto insurers.  Read more

Geico Casualty Nonexistent Stacking UIM Coverages Pennsylvania Class Action

Under some circumstances, it is possible to “stack” coverage under insurance policies relating to uninsured or underinsured motorist (UIM) coverages. This class action brings suit against Geico Casualty Company, alleging it charges customers higher premiums for stacked policies, even where there are no other vehicles in the household whose insurance could be stacked. This case  Read more

Geico Choice Insurance Nonexistent “Stacked” UIM Coverage Pennsylvania Class Action

This class action concerns uninsured or underinsured motorist (UIM) coverage in personal auto policies issued by Geico Choice Insurance Company in Pennsylvania under the state’s Motor Vehicle Financial Responsibility Law (MVFRL). The complaint alleges that Geico charged customers premiums for “stacked” UIM coverage, even when only one vehicle was insured, thus making stacking impossible.  Read more

21st Century Insurance Premium Refunds for Covid-19 Period Class Action

In 2020, thanks to stay-at-home orders and other results of the Covid-19 pandemic, people drove far fewer miles, had fewer accidents, and made fewer auto insurance claims. The complaint for this class action alleges that “insurers selling personal auto insurance in 2020 collected $42 billion in excess premiums” because of this. It brings suit against  Read more

Geico Auto Insurance Windfalls and Premiums Illinois Class Action

Should auto accident figures and payouts bear a direct relationship to the amount drivers pay in auto insurance premiums? The complaint alleges that the Covid-19 pandemic has led less driving and thus fewer accidents, so that Geico Casualty Company, Geico Indemnity Company, and Geico General Insurance Company should be lowering rates or issuing refunds to  Read more