Excessive Fees

PennyMac Mortgage Payment Processing Fees Florida Class Action

Most mortgage holders pay their mortgages once a month. Sometimes, they prefer to pay online or by telephone, to avoid the uncertainties of mail delivery. The complaint for this class action alleges that PennyMac Loan Services, LLC charges its mortgage holders an improper processing fee when they pay by either of these methods, something it  Read more

Bruce Walters Ford Sales Charges and Electronic Signatures Class Action

According to the complaint for this class action, Bruce Walters Ford Sales, Inc. sells motor vehicles to consumers in Kentucky and executes retail installment contracts (RISCs) for them, which it then sells or assigns to Credit Acceptance Corporation (CAC). However, the complaint alleges that the process of selling vehicles and executing RISCs is improper and  Read more

Bell Bank Multiple NSF Fees on Single Item Class Action

This class action is another in a long line of recent ones alleging that a bank has improperly charged multiple nonsufficient funds (NSF) fees or overdraft (OD) fees on a single item. The complaint in this case alleges that Bell Bank has also done this, and that it has thereby breached contractual promises and the  Read more

PHH Mortgage Processing Fees for Payments Florida Class Action

The complaint for this class action cites charges made by PHH Mortgage Corporation (which does business as PHH Mortgage Services) when customers pay their mortgages online or by telephone. The complaint claims that this extra charge is unlawful and brings suit under the Florida Consumer Collection Processes Act (FCCPA).  Read more

Citizens and Farmers Bank Improper Overdraft, NSF Fees Class Action

This is one in a line of class actions filed over the allegedly improper imposition of fees on checking accounts by banks and credit unions. The complaint alleges that Citizens and Farmers Bank assesses overdraft (OD) fees on certain transactions even when accounts were never overdrawn.  Read more

DCU Non-Sufficient Funds and Overdraft Fees Investigation

An auto-pay bill comes due in your bank account and your bank refuses the transaction because you don’t have enough money. How many non-sufficient funds (NSF) fees should you be charged for this? Should you be charged an NSF fee now and an overdraft (OD) fee later? If your bank is Digital Federal Credit Union  Read more

Vibrant Credit Union Overdrafts and Multiple NSF Fees Class Action

The complaint for this class action makes two charges against Vibrant Credit Union: that it charges overdraft fees for transactions that do not overdraw accounts, and that it charges more than one nonsufficient funds (NSF) fee on a single item.  Read more

First County Bank Multiple NSF or NSF/OD Fees Connecticut Class Action

If your bank has already refused an item and charged you an fee for non-sufficient funds (NSF fee), should it later turn around and, without any second request from you, accept the same item and charge you a fee for an overdraft? The complaint for this class action alleges that First County both charges multiple  Read more

Canada Festival Metro Metro Ticket Price Settlement

The Festival Metropolitain pour la Musique Urbaine is settling a Canadian class action alleging that it violated the Consumer Protection Act by charging higher prices for tickets than advertised. The complaint alleged that the ticket sellers tacked on added fees and delivery costs that significantly raised ticket prices above the advertised amounts. To see the  Read more

Santander Multiple Non-Sufficient Funds Fees Investigation

An auto-pay bill comes due in your bank account and your bank refuses the transaction because you don’t have enough money in the account. How many non-sufficient funds (NSF) fees should you be charged for this? One should be enough, right? But if your bank is Santander Bank, NA, you might find yourself charged two  Read more