Erroneous Information on Report

Experian Incorrect Addresses and Fraud Shield Reporting Settlement

This settlement has been expanded to provide money for certain consumers. The complaint alleged Experian Information Solutions, Inc. violated the Fair Credit Reporting Act (FCRA) when it (1) incorrectly reported some consumers’ home addresses as being high-risk or non-residential, (2) did not have procedures in place to make sure that it reported Fraud Shield indicators  Read more

Trans Union Names on OFAC Database Settlement

Trans Union, LLC is paying $9 million to settle a class action alleging it did not comply with the Fair Credit Reporting Act (FCRA) when it erroneously associated consumers with individuals who were part of the government’s Office of Foreign Assets Control (OFAC) Database. The database lists persons who are suspected of being terrorists, drug  Read more

Equifax Reporting of Outdated Debts FCRA Class Action

This class action sues Equifax Information Services, LLC for publishing “adverse, outdated, and inaccurate information related to illegal payday loans” in credit reports. It brings suit under the Fair Credit Reporting Act (FCRA), which is intended to prevent erroneous or inaccurate reporting. The complaint alleges that a company called Midwest Recovery “reported these unenforceable debts  Read more

TransUnion Subsidiary’s Tenant Report Errors FCRA Class Action

When an erroneous item is included in your credit report, shouldn’t you be able to find out about it and have it corrected, directly and efficiently? The complaint for this class action brings suit against TransUnion, LLC, alleging that it dodges requests meant to illuminate incorrect entries in the files of its subsidiary, TransUnion Rental  Read more

LexisNexis, Geico Inaccurate Info on Consumer Reports Class Action

This class action brings suit against LexisNexis Risk Solutions, Inc., a consumer reporting agency, and Geico Advantage Insurance Company, that provides insurance to LexisNexis. The complaint alleges that the companies have violated the Fair Credit Reporting Act (FCRA) that tries to ensure that consumer credit reports contain “maximum possible accuracy of information” about the subject  Read more

First Advantage No Investigation of Disputed Credit Report Entries Class Action

The Fair Credit Reporting Act (FCRA) gives consumers rights when companies compile and trade information about them. For example, in passing the FCRA, Congress said that “the consumer has a right … to correct any erroneous information in his credit file.” In this class action, the complaint alleges that First Advantage Background Services Corp. does  Read more

LexisNexis, Kroll Consumer Reports Info on Judgments and Liens Class Action

The Fair Credit Reporting Act (FCRA) requires that companies that collect or sell data on individuals must use reasonable means to ensure that their data is accurate. This class action alleges that LexisNexis Risk Solutions and Kroll Factual Data, Inc. do not take such precautions in supplying or selling data about civil judgments or liens.  Read more

Credco Consumer Report “Suspected Narcotics Trafficker” Entry Class Action

How would you feel if you applied for a mortgage, then found out that the consumer report supplied to the lender reported that you were a suspected narcotic trafficker? The complaint for this class action alleges that CoreLogic CredCo, LLC, which provides consumer reports, violated California UCL law and the federal Fair Credit Reporting Act  Read more

Equifax Inaccurate Public Records Information Settlement

Equifax Information Services, LLC is settling a class action with the establishment of an Alternative Dispute Resolution program to adjudicate claims that it published inaccurate information on consumer reports that sometimes had an adverse effect on those consumers. The complaint alleged that the information concerned tax liens or civil judgments that belonged to others or  Read more

Experian Public Records Reporting Settlement

Experian is settling a class action alleging that it reported incorrect public records information on consumer credit reports. The complaint alleged that the information was wrong or belonged to other people, regarding such things as tax liens, civil judgments, and bankruptcies. The settlement provides for injunctive relief, that is, a change in Experian’s procedures, a  Read more