First Advantage No Investigation of Disputed Credit Report Entries Class Action

The Fair Credit Reporting Act (FCRA) gives consumers rights when companies compile and trade information about them. For example, in passing the FCRA, Congress said that “the consumer has a right … to correct any erroneous information in his credit file.” In this class action, the complaint alleges that First Advantage Background Services Corp. does  Read more

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LexisNexis, Kroll Consumer Reports Info on Judgments and Liens Class Action

The Fair Credit Reporting Act (FCRA) requires that companies that collect or sell data on individuals must use reasonable means to ensure that their data is accurate. This class action alleges that LexisNexis Risk Solutions and Kroll Factual Data, Inc. do not take such precautions in supplying or selling data about civil judgments or liens.  Read more

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Credco Consumer Report “Suspected Narcotics Trafficker” Entry Class Action

How would you feel if you applied for a mortgage, then found out that the consumer report supplied to the lender reported that you were a suspected narcotic trafficker? The complaint for this class action alleges that CoreLogic CredCo, LLC, which provides consumer reports, violated California UCL law and the federal Fair Credit Reporting Act  Read more

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Equifax Inaccurate Public Records Information Settlement

Equifax Information Services, LLC is settling a class action with the establishment of an Alternative Dispute Resolution program to adjudicate claims that it published inaccurate information on consumer reports that sometimes had an adverse effect on those consumers. The complaint alleged that the information concerned tax liens or civil judgments that belonged to others or  Read more

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Experian Public Records Reporting Settlement

Experian is settling a class action alleging that it reported incorrect public records information on consumer credit reports. The complaint alleged that the information was wrong or belonged to other people, regarding such things as tax liens, civil judgments, and bankruptcies. The settlement provides for injunctive relief, that is, a change in Experian’s procedures, a  Read more

AppFolio Tenant Screening Report False Info FCRA Settlement

AppFolio, Inc. is settling a class action alleging that it violated the Fair Credit Reporting Act (FCRA). The complaint alleged that AppFolio (a) sold tenant screening reports that included information from public records that belonged to a different person, and (b) did not give consumers proper disclosures required by the FCRA when asked.   Read more

First Advantage Background Services Hid Sources of Consumer Report Class Action

Plaintiff Carlos Ramirez was turned down for a job because a background report on him claimed that he had been convicted of a petit theft in 2013. Ramirez says he could not have committed the 2013 theft because he did not set foot in the US until 2015. The complaint for this class action alleges  Read more

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Instant Checkmate, Truthfinders Report on Expunged or Sealed Records Class Action

Consumer reporting companies can’t print everything they uncover in their consumer reports. For example, the law prohibits them from publishing expunged or sealed criminal records. But the complaint for this class action alleges that consumer reporting agency the Control Group Media Company and its subsidiaries Instant Checkmate and Truthfinders go ahead and publish these this  Read more

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TransUnion Public Records Settlement

This settlement involves an alternative dispute resolution (ADR) program for consumers who feel they have been harmed by inaccurate information provided in a credit report about a civil judgment or tax lien. The inaccuracies include both ownership problems (where information did not belong to the person in whose credit report it was included) or updating  Read more

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Sterling Infosystems Reinsertion of Disputed Info in Consumer Reports FCRA Class Action

When a credit reporting agency (CRA) assembles a consumer report for a prospective employer, inaccurate or out-of-date criminal history can have a serious adverse impact. Sometimes the CRA even reinserts previously-removed material into a report. The complaint for this class action says that Sterling Infosystems, Inc. did this, reinserting disputed information into credit reports without  Read more

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