EFTA

PayPal Seizure of Customer Funds Without Notice Class Action

Lena Evans began using PayPal in August 1999. The complaint for this class action alleges, “Without any advance warning, on or about November 22, 2020, Ms. Evans learned that her PayPal account was frozen.” Later, she learned that PayPal had seized nearly $27,000 from the account without providing her with any reason why. The other  Read more

Student Loan Financial Assistance Fraudulent Loan Assistance Class Action

People tend to repay their student loan debt over long periods of time, and some find it a struggle. This class action brings suit against Student Loan Financial Assistance (SLFA) and its highest-ranking officer, Jerry Yirenkyi. The complaint alleges that SLFA and Yirenkyi “misrepresent the cost and features of federal loan repayment programs in order  Read more

Nationstar Seizing of Multiple Mortgage Payments Florida Class Action

If you permit your mortgage servicer to withdraw the payment on your mortgage from your bank account each month, is the servicer permitted to withdraw three such payments at once, without notice to you, if you’re in default? The complaint for this class action alleges that Nationstar Mortgage, LLC has been making excessive withdrawals from  Read more

Nationstar Unauthorized Withdrawal of Double Mortgage Amount Class Action

The short complaint for this class action makes a simple allegation with little surrounding detail: that Nationstar Mortgage, LLC, doing business as Mr. Cooper, withdrew two months’ worth of mortgage payments, a total of around $3,000, from a borrower’s account without permission. It claims that Nationstar violated the Electronic Fund Transfer Act (EFTA).  Read more

Nationstar Unauthorized Withdrawal of Two Mortgage Payments EFTA Class Action

This class action alleges that Nationstar Mortgage, LLC, which does business as Mr. Cooper, took two months’ worth of mortgage payments out of a customer account, even though he had already made his monthly mortgage payment. The complaint provides very little associated detail but bring suit under the Electronic Fund Transfer Act (EFTA).  Read more

Bank of America EDD Funds Fraud and Lack of Response Class Action

In the “economic devastation” of the Covid-19 pandemic, millions of people are relying on unemployment and similar government benefits to provide money for basic living expenses. California’s Economic Development Department (EDD) has chosen to have its unemployment benefits distributed in the form of a prepaid debit card, issued by Bank of America, NA. The complaint  Read more

Bank of America Unemployment Benefit Accounts Drained California Class Action

Bank of America, NA (BANA) has been administering benefits, such as unemployment insurance payments, for California’s Employment Development Department (EDD). An increasing number of people have been relying on these benefits recently due to the Covid-19 pandemic. The benefits are received as an EDD prepaid debit card, issued by BANA. Unfortunately, the complaint for this  Read more

USAA Federal Savings Bank Time to Stop Autopayments Class Action

According to the complaint for this class action, Regulation E establishes “the basic rights, liabilities, and responsibilities” for consumers and financial institutions for electronic funds transfers under the Electronic Fund Transfer Act (EFTA). This class action brings suit against USAA Federal Savings Bank, alleging that USAA violates the act by imposing its own rules as  Read more

Fake Celebrity Endorsement “Free Trial” Scam Class Action

Plaintiff Cindy Adam signed up for a “free trial” of Nuvega Lash products on August 24, 2017. The complaint alleges that she “was billed multiple times that day for their products.” A couple of weeks later, she was billed again, twice, without her permission, resulting in an insufficient funds fee for her account This class  Read more

Advance Financial 24/7 Predatory Lending Class Action

The complaint for this class action brings suit against Shiva Finance, LLC and Harpeth Financial Services, LLC for predatory lending practices. Among them are requiring an arbitration clause the companies themselves don’t abide by, failure to make legally-required disclosures, and making unauthorized electronic withdrawals from bank accounts.  Read more