USAA Federal Savings Bank Time to Stop Autopayments Class Action

According to the complaint for this class action, Regulation E establishes “the basic rights, liabilities, and responsibilities” for consumers and financial institutions for electronic funds transfers under the Electronic Fund Transfer Act (EFTA). This class action brings suit against USAA Federal Savings Bank, alleging that USAA violates the act by imposing its own rules as  Read more

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Fake Celebrity Endorsement “Free Trial” Scam Class Action

Plaintiff Cindy Adam signed up for a “free trial” of Nuvega Lash products on August 24, 2017. The complaint alleges that she “was billed multiple times that day for their products.” A couple of weeks later, she was billed again, twice, without her permission, resulting in an insufficient funds fee for her account This class  Read more

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Advance Financial 24/7 Predatory Lending Class Action

The complaint for this class action brings suit against Shiva Finance, LLC and Harpeth Financial Services, LLC for predatory lending practices. Among them are requiring an arbitration clause the companies themselves don’t abide by, failure to make legally-required disclosures, and making unauthorized electronic withdrawals from bank accounts.  Read more

An Advance Financial 24/7 Location

JPMorgan Chase Bank Unauthorized Fund Transfers EFTA Class Action

The plaintiffs in this class action, James and Darryl Ellis, previously filed a class action against their new mortgage servicer for making mortgage deductions on the wrong days, causing them financial difficulties and costing them overdraft fees. Now, they bring suit under the Electronic Funds Transfer Act (EFTA) against JPMorgan Chase Bank, NA, the bank  Read more

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Mr. Cooper Preauthorized Mortgage Transfers EFTA, RESPA Class Action

The Electronic Funds Transfer Act (EFTA) governs preauthorized transfers from bank accounts. The complaint for this class action claims that Nationstar Mortgage, LLC, which does business now as Mr. Cooper, violated both EFTA and the Real Estate Settlement Procedures Act (RESPA) in its incorrect handling of preauthorized mortgage payments from customer accounts.  Read more

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SeaWorld EZpay Passholders Settlement

SeaWorld is paying $12 million to settle a class action claiming that it breached contracts when it automatically renewed EZpay contracts with passholders. The EZpay contracts allow consumers to make monthly payments for yearlong passes to SeaWorld theme parks. The complaint alleged that renewals in some cases also violated the Electronic Funds Transfer Act (EFTA).  Read more

Absolute Bonding Corp. Recurring Debits to Account EFTA Class Action

It can be convenient to have a company regularly debit a customer’s bank account for recurring charges. But under the Electronic Funds Transfer Act (EFTA), consumers must properly authorize these regular debits. The complaint for this class action claims the Absolute Bonding Corporation was authorized to make a single withdrawal from the plaintiff’s account but  Read more

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Xperience Fitness Membership Fees and Training Agreements Class Action

Vertical Fitness Group, LLC runs gyms in Wisconsin called Xperience Fitness which offer monthly memberships and personal training. At issue in this class action are what the complaint alleges are “fraudulent billing practices,” falling under the provisions of the Electronic Funds Transfer Act (EFTA) and Wisconsin state law on Fitness Center and Weight Reduction Center  Read more

Xperience Fitness Gym in Wisconsin

For Your Entertainment “Free” Membership and Magazine Offers Class Action

Trans World Entertainment Corporation runs For Your Entertainment (FYE), which sells entertainment, video, and music products; Synapse Group, Inc. is a magazine marketer. The complaint for this class action claims that the two companies partnered to charge consumers for memberships and magazine subscriptions that they had not agreed to purchase.  Read more

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MGM Resorts International and Costco Gift Card Settlement

MGM Resorts International and Costco are settling a class action alleging that the companies violated the Electronic Funds Transfer Act as well as state laws by charging inactivity fees on their gift cards.   Read more