Deceptive Insurance Practices

Allstate Insurance Alleged to Pay Inaccurate Actual Cash Values

This class action alleges that Allstate violated the California Insurance Code in figuring ACV (actual cash value) for insured property, and therefore also violated the state’s Code of Civil Procedure and its Business and Professions Code.   Read more

Safeco Uninsured/Underinsured Motorist Coverage Settlement

Safeco Insurance Company of America was sued in relation to its uninsured/underinsured motorist (UM/UIM) coverage. The class action alleges that the forms use to select or reject such coverage during the class period were invalid, that policies should be reformed, and that persons insured under them who had accidents should have their claims adjusted.  Read more

HomeServe USA Multi-Unit Dwelling Settlement (New Jersey)

HomeServe has settled a class action that alleges that the company sold service plans to people who lived in multi-unit dwellings, like apartment houses and condominiums, even though the plans excluded such dwellings from coverage.   Read more

Public Storage Self-Storage Insurance Settlement (Florida)

This is a settlement for a class action alleging that Public Storage told Florida tenants it would send premiums collected for self-storage insurance to an insurance company, but that it retained more than 75% of the money collected.  Read more

Caliber Home Loans Force-Placed Insurance Class Action

This class action lawsuit alleges that Caliber Home Loans, in conjunction with American Security Insurance Company, engaged in a force-placed insurance scheme which caused mortgage borrowers to pay inflated, unjust and unearned commissions, fees and kickbacks.  Read more

Foremost Insurance Class Action Challenges Repair Reimbursements

This lawsuit alleges that Foremost Insurance Company Grand Rapids, Michigan breached its contractual duty to policyholders by depreciating both materials and labor costs in determining the “actual cash value” to paid for repairs, in violation of Arkansas law.   Read more

LoanCare Force-Placed Insurance Practices Questioned

A class action has been filed against mortgage servicer LoanCare, questioning its practices with force-place insurance covering property used as collateral for mortgages.  Read more

Geico Reimbursement Settlement

This class action concerns whether Geico received a reimbursement from another party for costs paid to people insured under its policies without first receiving a judicial determination or agreement that they were “made whole” (that is, that they received payment for all damages suffered). In this case, “Geico” includes the following: GEICO General Insurance Company  Read more

AGA Allianz Travel Insurance Class Action Over Refunds for Cancellations

This class action alleges that refunds to customers for travel insurance issued by AGA Service Company or Allianz were insufficient. The complaint claims that Allianz unfairly did not refund premiums for post-departure risks, even though the company had not yet undertaken those risks because those portions of the insurance policy had not yet gone into  Read more

AGA Allianz Travel Insurance Class Action Over Refunds for Cancellations

This class action alleges that refunds to customers for travel insurance issued by AGA Service Company or Allianz were insufficient. The complaint claims that Allianz unfairly did not refund premiums for post-departure risks, even though the company had not yet undertaken those risks because those portions of the insurance policy had not yet gone into  Read more