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Protective Life Insurance Policies Cost of Insurance Charges Class Action

At issue in this class action are the cost of insurance (COI) rates charged by Protective Life Insurance Company for universal life insurance policies. The complaint claims that the COI rates should be based on mortality expectations and, since these have gone down, that the COI rates should have gone down as well.  Read more

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Esurance Property and Casualty False Bases for Vehicle Valuation Class Action

Plaintiff Richard Bettor claims that Esurance Property and Casualty Insurance Co. undervalued his vehicle when paying him for a total loss after an accident. The complaint for this class action claims that Esurance used false bases to determine the value of totaled vehicles covered under its automobile policies. The complaint asks for declaratory relief against  Read more

Car with Severely Damaged Front

Transamerica Life Insurance Policy Extra Interest and Charges Class Action

Life insurance policies can last for many years, and consumers are often unaware of whether the terms of their policies are fully met or not. The complaint for this class action claims that plaintiff Ronald B. Hardy was not aware for many years that an extra interest endorsement on his policy was not being paid  Read more

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Transamerica Life Insurance Policy Extra Interest and Charges Class Action

Life insurance policies can last for many years, and consumers are often unaware of whether the terms of their policies are fully met or not. The complaint for this class action claims that plaintiff Ronald B. Hardy was not aware for many years that an extra interest endorsement on his policy was not being paid  Read more

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Allstate Depreciated Labor Costs in Figuring Claims Class Action

When a tree fell on Donald Brasher’s manufactured home in a wind- and hailstorm in November 2014, it damaged his roof, fence, and bathroom. Brasher had an insurance policy with Allstate Indemnity Company, but according to the complaint for this class action, the company insisted on depreciating labor costs on the property, lowering costs so  Read more

Drawing of Tree Fallen on House

Voya Financial Life Insurance Policy Monthly Deductions Class Action

Plaintiff Robert Barnes bought a Flexible Premium Adjustable Life Insurance Policy in 1984, but the complaint for this class action claims that Voya Financial, Inc., the current insurer, has violated the terms of the policy in its deductions from the Cash Value savings component of the plan. The complaint alleges that the company calculates the  Read more

Lincoln National Life Insurance Undercharging Scheme Class Action

Plaintiff Robert M. Randolph bought a universal life insurance policy which is held in a trust for the benefit of his wife, Stephanie W. Randolph. But the complaint for this class action alleges that Lincoln has committed unfair and unlawful acts, including billing for incorrect premiums, collecting “premium load charges,” using deceptive illustrations, charging unlawful  Read more

USAA Denial/Reduction of Med Pay Insurance Benefits Montana Class Action

The complaint for this class action claims that insurer USAA hired another company to “review” medical claims submitted to it for Med Pay benefits and that that company used unfair systems to refuse, reduce, or deny claims for benefits for injured people. Some of the bills, the complaint contends, are refused via “coding errors, sham  Read more

Progressive Car Insurance Total Loss Valuation Class Action

According to the complaint for this class action, in figuring the value of total loss vehicles, Progressive Corporation uses a system (WCTL) licensed by Mitchell International that results in a lower valuation and a lower payout. WCTL claims to provide valuations based on purportedly comparable vehicle information and objective loss vehicle data provided by Progressive  Read more

Carrington Mortgage Services Force-Placed Insurance Settlement

Carrington Mortgage Services has agreed to settle a class action alleging that whenever the company required a borrower to have LPI (lender-placed insurance, also known as force-placed insurance) it received kickbacks or unauthorized benefits that raised the cost of the insurance.  The case concerns LPI issued by American Modern Insurance Group, Inc., American Modern Home  Read more