Deceptive Insurance Practices
Aliera, Unity, Trinity “Health Care Sharing Ministries” Kentucky Class Action
When is insurance not insurance? This class action brings suit against the Aliera Companies, Inc., Trinity Healthshare, Inc. and OneShare Health, which formerly did business as Unity Healthshare, LLC for selling healthcare plans that the companies claim are not health insurance. It alleges that, while there are indeed things known as “Health Care Sharing Ministries Read more
Equitable Life Insurance “Twisting” Policy Sales Class Action
This class action brings suit against AXA Equitable Life Insurance Company for “twisting.” In this process, the complaint says, the company and its brokers “trick life insurance customers into replacing their existing whole life policies into more costly Equitable universal life insurance policies that [have] lower rates of return and higher risk.” According to the Read more
AGA, Jefferson, or BCS Event or Travel Insurance Surcharge California Class Action
When a person buys an airline or event ticket online, a late step in the process may be an offer of insurance. The complaint for this class action alleges that AGA Service Co., which does business as Allianz Global Assistance (AGA), Jefferson Insurance Company, and BCS Insurance Company “secretly and unfairly charge unsuspecting consumers additional Read more
Gerber Life Insurance Grow-Up and College Plans Kentucky Class Action
Gerber is known for its baby food and iconic baby-face logo. The baby-face logo also appears on materials for Gerber Life Insurance Company that are designed to be purchased by parents for the benefit of their children. However, the complaint for this class action alleges that, as investments and for their stated purposes, they are Read more
Met Property and Casualty Damage Payouts MI and TN Class Action
When an insurer calculates how much to pay out on a loss involving property, it generally subtracts an amount for depreciation of the property. However, the complaint for this class action alleges that Metropolitan Property and Casualty Insurance Company (MetLife) subtracts sums for the depreciation of labor. The complaint argues that labor does not depreciate Read more
Wells Fargo Collateral Protection Insurance Settlement
Four defendants—Wells Fargo Bank, NA, Wells Fargo & Co, National General Holdings Corp., and National General Insurance Company—have decided to pay a little less than $400 million to settle a class action about their auto loans. The complaint alleged that the lenders unlawfully placed collateral protection insurance (CPI) policies on some auto loan accounts, and Read more
Liberty Mutual Cash Value of Labor in Property Claims Class Action
The difficulty in evaluating insurance policies is that you never know how good the company is until you have an actual loss and see how their payment system works. The complaint for this class action alleges that LM Insurance Corporation (Liberty Mutual) does not properly pay for labor, in at least two different ways, in Read more
No Payment, No Explanation for Workers’ Comp Claims Class Action
This class action is brought against certain members of the Liberty Mutual Group of insurance companies and a Liberty Mutual subsidiary that provides their claims administration. The complaint alleges that the companies do not provide prompt payment of workers’ compensation claims nor an explanation of why the claims are disputed. Read more
Wilco Life Insurance Raises Cost of Insurance Charges Georgia Class Action
This class action concerns Wilco Life Insurance Company policies that come with a guaranteed interest rate. The complaint claims that the company has unlawfully increased its “cost of insurance” charges to customers to cover the interest. Read more
Lloyd’s Surplus Lines of Insurance and Kilauea Volcano Class Action
Kilauea, a volcano on the Big Island of Hawaii, has been erupting since 1983. When new fissures opened in it in May 2018, sending lava in new directions and destroying property that had previously not been threatened, a number of homeowners found out that their insurance coverage was inadequate. The complaint for this class action Read more
