Equifax, Toyota Motor Credit Disputed Items on Report FCRA Class Action

Consumer reports are used more and more often, just as identity theft is becoming more and more common. It’s therefore important that credit information be kept accurate and that false items be promptly investigated and removed from credit reports. This class action brings suit against Equifax Information Services, LLC and Toyota Motor Credit Corporation, under  Read more

California Coast Credit Union Reporting of Discharged Debt Class Action

This class action brings suit under two credit reporting laws, the federal Fair Credit Reporting Act (FCRA) and the California Consumer Credit Reporting Agencies Act (CCCRAA). According to the complaint, California Coast Credit Union (CCCU) provides erroneous information to credit reporting agencies about financial obligations have been “closed and discharged.”  Read more

California Coast Credit Union Sign Outside Branch

Alphera Financial Services Inaccurate Credit Info Class Action

Consumer reporting agencies (CRAs) play an outsize role in people’s lives these days, with even prospective employers and landlords asking for consumer reports. The Fair Credit Reporting Act (FCRA) governs the activities of CRAs and also of the companies known as furnishers that provide information to CRAs. The complaint for this class action alleges that  Read more

Alphera Financial Services Logo

Experian, VW Credit Fraudulent Credit Account Reporting Class Action

Identity theft is becoming an ever-larger problem, with the increasing number of data breaches and their increasing size. The complaint for this class action alleges that Experian Information Solutions, Inc. failed to note on a consumer report that an account with VW Credit, Inc. was disputed, and that it thereby violated the Fair Credit Reporting  Read more

Experian Logo

TransUnion Reporting of CashCall, Western Sky Debts Settlement

TransUnion, LLC is putting aside $500,000 to resolve a class action brought under the Fair Credit Reporting Act (FCRA) concerning information it reported on consumers. The complaint alleged that TransUnion reported collection accounts for some consumers that had originated with loans from CashCall or Western Sky, even though the consumers lived in states whose laws  Read more

Capital One Bankruptcy Credit Reporting Settlement

When consumer debts are discharged in a Chapter 7 bankruptcy, companies that furnish credit information to credit reporting companies must update the information they provide to show that the debts were discharged. This settlement resolves a class action alleging that Capital One did not do this when the debts were discharged in bankruptcy after they  Read more

Experian Public Records Reporting Settlement

Experian is settling a class action alleging that it reported incorrect public records information on consumer credit reports. The complaint alleged that the information was wrong or belonged to other people, regarding such things as tax liens, civil judgments, and bankruptcies. The settlement provides for injunctive relief, that is, a change in Experian’s procedures, a  Read more

Bank of America Inaccurate Info on Credit Reports California Class Action

With more and more parties insisting on obtaining credit reports, not just for prospective borrowers but also for prospective tenants and employees, it’s clear that credit reports must be accurate. The complaint for this class action alleges, however, that Bank of America, NA has reported “erroneous negative and derogatory information” on customers to credit reporting  Read more

Bank of America Sign Against Blue Sky

Dignity Health Consumer Report Disclosures FCRA California Class Action

The complaint for this class action argues that Dignity Health has committed violations of federal and state laws: the Fair Credit Reporting Act (FCRA), California’s Investigative Consumer Reporting Agencies Act (ICRAA), and its Consumer Credit Reporting Agencies Act (CCRAA). All involve disclosures relating to Dignity’s obtaining of consumer reports on prospective employees.  Read more

Dignity Logo

Smith Volkswagen Unauthorized Credit Inquiries FCRA Class Action

The Fair Credit Reporting Act (FCRA) regulates the obtaining and use of credit reports, among other things. This complaint alleges that Smith Volkwagen, Ltd. violated that law when it made as many as seven hard credit pulls on a consumer’s credit reports when she was simply looking around at vehicles and had not entered into  Read more

Smith Volkswagen with Car in Front