Credit Reports

TransUnion Subsidiary’s Tenant Report Errors FCRA Class Action

When an erroneous item is included in your credit report, shouldn’t you be able to find out about it and have it corrected, directly and efficiently? The complaint for this class action brings suit against TransUnion, LLC, alleging that it dodges requests meant to illuminate incorrect entries in the files of its subsidiary, TransUnion Rental  Read more

LexisNexis, Geico Inaccurate Info on Consumer Reports Class Action

This class action brings suit against LexisNexis Risk Solutions, Inc., a consumer reporting agency, and Geico Advantage Insurance Company, that provides insurance to LexisNexis. The complaint alleges that the companies have violated the Fair Credit Reporting Act (FCRA) that tries to ensure that consumer credit reports contain “maximum possible accuracy of information” about the subject  Read more

Koons Lexus Pulls of Credit Reports Without Authorization Class Action

This class action brings suit against Toyota Motor Sales USA, Inc. in the form of Koons Lexus of Wilmington, in Delaware, under the Fair Credit Reporting Act (FCRA). The issue? The complaint claims that it pulled a credit report on a customer who told its personnel multiple times that she did not want them to  Read more

First Advantage No Investigation of Disputed Credit Report Entries Class Action

The Fair Credit Reporting Act (FCRA) gives consumers rights when companies compile and trade information about them. For example, in passing the FCRA, Congress said that “the consumer has a right … to correct any erroneous information in his credit file.” In this class action, the complaint alleges that First Advantage Background Services Corp. does  Read more

LexisNexis, Kroll Consumer Reports Info on Judgments and Liens Class Action

The Fair Credit Reporting Act (FCRA) requires that companies that collect or sell data on individuals must use reasonable means to ensure that their data is accurate. This class action alleges that LexisNexis Risk Solutions and Kroll Factual Data, Inc. do not take such precautions in supplying or selling data about civil judgments or liens.  Read more

Experian Inaccurate Credit Report Entries Settlement

Experian Information Solutions, Inc. is paying $5 million to settle a class action alleging that it provided inaccurate information on some of its credit reports. The complaint alleged that the inaccurate information included delinquent loan accounts from CashCall, Inc., a debt collector for loans from Western Sky Financial, LLC, that should have been excluded after  Read more

Credco Consumer Report “Suspected Narcotics Trafficker” Entry Class Action

How would you feel if you applied for a mortgage, then found out that the consumer report supplied to the lender reported that you were a suspected narcotic trafficker? The complaint for this class action alleges that CoreLogic CredCo, LLC, which provides consumer reports, violated California UCL law and the federal Fair Credit Reporting Act  Read more

Equifax Inaccurate Public Records Information Settlement

Equifax Information Services, LLC is settling a class action with the establishment of an Alternative Dispute Resolution program to adjudicate claims that it published inaccurate information on consumer reports that sometimes had an adverse effect on those consumers. The complaint alleged that the information concerned tax liens or civil judgments that belonged to others or  Read more

Trace Staffing Solutions Consumer Report FCRA Settlement

Trace Staffing Solutions, LLC is paying nearly half a million dollars to settle a class action alleging it violated the Fair Credit Reporting Act (FCRA). The complaint alleged that Trace did not give employees and applicants a disclosure that met the requirements of the law and did not obtain proper authorization before obtaining consumer reports.  Read more

Fair Isaac FICO Credit Score Monopoly Antitrust Class Action

Most adults in the US are aware that they have a FICO score, or three-digit credit rating number. The term “FICO” stands for Fair Isaac Corporation, and the complaint for this class action brings this antitrust suit against the company, alleging that the company has engaged in anticompetitive behavior.  Read more