Credit Reports
First Advantage No Investigation of Disputed Credit Report Entries Class Action
The Fair Credit Reporting Act (FCRA) gives consumers rights when companies compile and trade information about them. For example, in passing the FCRA, Congress said that “the consumer has a right … to correct any erroneous information in his credit file.” In this class action, the complaint alleges that First Advantage Background Services Corp. does Read more
LexisNexis, Kroll Consumer Reports Info on Judgments and Liens Class Action
The Fair Credit Reporting Act (FCRA) requires that companies that collect or sell data on individuals must use reasonable means to ensure that their data is accurate. This class action alleges that LexisNexis Risk Solutions and Kroll Factual Data, Inc. do not take such precautions in supplying or selling data about civil judgments or liens. Read more
Experian Inaccurate Credit Report Entries Settlement
Experian Information Solutions, Inc. is paying $5 million to settle a class action alleging that it provided inaccurate information on some of its credit reports. The complaint alleged that the inaccurate information included delinquent loan accounts from CashCall, Inc., a debt collector for loans from Western Sky Financial, LLC, that should have been excluded after Read more
Credco Consumer Report “Suspected Narcotics Trafficker” Entry Class Action
How would you feel if you applied for a mortgage, then found out that the consumer report supplied to the lender reported that you were a suspected narcotic trafficker? The complaint for this class action alleges that CoreLogic CredCo, LLC, which provides consumer reports, violated California UCL law and the federal Fair Credit Reporting Act Read more
Equifax Inaccurate Public Records Information Settlement
Equifax Information Services, LLC is settling a class action with the establishment of an Alternative Dispute Resolution program to adjudicate claims that it published inaccurate information on consumer reports that sometimes had an adverse effect on those consumers. The complaint alleged that the information concerned tax liens or civil judgments that belonged to others or Read more
Trace Staffing Solutions Consumer Report FCRA Settlement
Trace Staffing Solutions, LLC is paying nearly half a million dollars to settle a class action alleging it violated the Fair Credit Reporting Act (FCRA). The complaint alleged that Trace did not give employees and applicants a disclosure that met the requirements of the law and did not obtain proper authorization before obtaining consumer reports. Read more
Fair Isaac FICO Credit Score Monopoly Antitrust Class Action
Most adults in the US are aware that they have a FICO score, or three-digit credit rating number. The term “FICO” stands for Fair Isaac Corporation, and the complaint for this class action brings this antitrust suit against the company, alleging that the company has engaged in anticompetitive behavior. Read more
Comcast Request for Credit Report Without Permissible Reason Class Action
You can’t simply procure a credit report on anybody you’re curious about. Under the Fair Credit Reporting Act (FCRA), parties who want to obtain a report must have a proper reason in order to do so. But the complaint for this class action alleges that Comcast Corporation and Comcast Cable Communications, LLC requested or obtained Read more
Southern California Edison Incorrect Reporting of Negative Info Class Action
Southern California Edison Company provides information to consumer reporting agencies. The complaint for this class action claims that the company has sometimes reported information on consumers that is inaccurate, thus violating the Fair Credit Reporting Act (FCRA) and the California Consumer Credit Reporting Agencies Act (CCCRAA). Read more
Equifax, Toyota Motor Credit Disputed Items on Report FCRA Class Action
Consumer reports are used more and more often, just as identity theft is becoming more and more common. It’s therefore important that credit information be kept accurate and that false items be promptly investigated and removed from credit reports. This class action brings suit against Equifax Information Services, LLC and Toyota Motor Credit Corporation, under Read more