Credit Cards

Chase Bank USA Credit Card Debt Settlement

Chase Bank USA is putting up $11.5 million to settle a class action alleging that it did not update its reports to credit agencies when accounts sold to debt buyers were discharged in Chapter 7 bankruptcy proceedings. The complaint claims that the account holders’ credit reports continued to reflect that the debts were sold or  Read more

JP Morgan Chase False Reasons for Credit Denial ECOA Class Action

Plaintiff David Denton researched credit products so he could consolidate his debts at favorable terms, the complaint for this class action says, and he eventually settled on a credit card offered via a pre-screened solicitation by JP Morgan Chase with favorable balance transfer terms. He obtained the card, but when he actually tried to make  Read more

Wells Fargo Unauthorized Accounts Settlement

Wells Fargo has agreed to settle a class action alleging that its employees had opened checking or savings accounts, credit cards, or lines of credit or submitted applications for these things in the names of customers without the customers’ authorization.  Read more

Wells Fargo and Mississippi Iron Works Credit Card RICO and TILA Class Action

According to the complaint for this class action, when plaintiff John Edward Meeks agreed to take out a loan for new window and door home protection from Mississippi Iron Works (MIW), he had no idea that what he was doing was applying for a Wells Fargo credit card—specifically the Wells Fargo Home Projects Credit Card.  Read more

Deceptive “No Interest” Financing Offer Investigation

Let’s say you buy a great new TV for $2,400 with the promise that you will pay no interest if you pay it off in 24 months. You faithfully pay $100 every month, but in the final month, you have unexpected expenses, so you pay only $25. After all, you only owe $100 now, right?  Read more

HSBC California Call Recording Settlement

This agreement settles three California class actions alleging that HSBC Card Services, Inc. and HSBC Technology & Services (USA), Inc. violated CIPA by recording or monitoring telephone calls to cardholders without the cardholders’ consent.   Read more

Chase Rewards Points Forfeiture Class Action Settlement

The plaintiffs in this lawsuit allege that JP Morgan Chase unlawfully forteited unused credit card reward points when the credit card accounts were closed.  Read more

Bank of America Credit Line Protection Plan Enrollment Alleged to Violate TILA

This lawsuit alleges that Bank of America deceptively enrolled customers in and charged for insurance plan protection products without express and informed consent, in violation of the Truth in Lending Act.    Read more

Capital One, Wells Fargo ATM Fees Class Action Alleges EFTA Violations

This lawsuit alleges that Capital One Bank and Wells Fargo Bank assessed illegal fees to users of Capital One debit cards and Wells Fargo ATMs, in violation of the Electronic Funds Transfer Act.  Read more

American Express Gift Card Settlement

This class action alleges that American Express did not adequately inform buyers and holders of its gift cards of the full terms and conditions for using the cards. The complaint alleged that holders were not able to use the full value of the cards because they could not be used in a “split tender” transaction  Read more