Credit Cards

Capital One Adverse Actions Without Sufficient Information Massachusetts Class Action

This class action, against Capital One Bank (USA), NA, is based on the federal Equal Credit Opportunity Act (ECOA) and the Massachusetts Consumer Credit Reporting Act (MCCRA). The complaint alleges that Capital One does not provide the specific reasons for adverse actions taken with respect to credit transactions, and that it closes credit card accounts  Read more

US Bank Credit Cards Issued Without Customer Request Class Action

This class action against US Bank, NA alleges that the bank pressured its employees to make sales of financial products, and that this pressure resulted in employees issuing credit cards to customers who had not requested them. The complaint alleges that these issuances violate the Truth in Lending Act (TILA) and Regulation Z.  Read more

United Credit Card Failure to Credit Purchases as Promised Class Action

People have a choice about which credit cards they will hold. This class action concerns the inducements advertised for a credit card that was offered by United Airlines (United Airlines, Inc. and United Airlines Holdings, Inc.) through JPMorgan Chase (JPMorgan Chase Bank, NA and JPMorgan Chase & Co.). The complaint alleges that, to induce people  Read more

United Airlines, JPMorgan Chase Credit Card $125 Credit Promise Class Action

United Airlines has put out a credit card with issuer JPMorgan Chase. This class action sues United Airlines, Inc., United Airlines Holdings, Inc., JPMorgan Chase Bank, NA, and JPMorgan Chase & Co., alleging that cardholders were told they would receive a $125 credit on certain charges on the card but did not.  Read more

GE Capital Bankruptcy Settlement

GE Capital Consumer Lending, Inc. and GE Capital Retail Bank (GECRB, formerly known as GE Money Bank, now known as Synchrony Bank) is paying more than $8 million to settle a class action, brought on behalf of people who discharged their debs to it via a Chapter 7 bankruptcy. The complaint alleged that GECRB did  Read more

Fort Lauderdale Airport Parking Garage Receipts Settlement

SP Plus Corporation, HUB Parking Technology USA, Inc., and Broward County, Florida are settling a class action about receipts from parking garages at the Fort Lauderdale-Hollywood International Airport. The complaint alleged that the parking garages printed more payment card information than legally allowed on printed receipts during certain time periods.  Read more

Bank of America Credit Card eBill AutoPay Settlement

Bank of America, NA is settling a class action alleging that it offered confusing payment options for its eBill AutoPay credit card payment program. The complaint alleged that the “Amount Due” option was confusing because it paid only the minimum amount due and not the full amount due, so that customers ended up maintaining a  Read more

Mastercard Foreign Exchange Rates Imposed on Cardholders Class Action

Mastercard, Inc. and Mastercard International, Inc. are known throughout the world for their electronic payment network, which processes payments made with Mastercard-brand debit, credit, and prepaid cards. Many US consumers buy goods in other countries and pay for them with their Mastercards. But the complaint for this class action alleges that the rates Mastercard charges  Read more

Visa Foreign Exchange Rates Imposed on Cardholders Class Action

Visa, Inc., Visa USA, Inc., and Visa International Service Association are best known for their worldwide VisaNet electronic payments network, which processes payments made with Visa-brand debit, credit, and prepaid cards. These cards are often accepted by retailers in other countries, so that many US consumers can buy goods in other countries and pay with  Read more

TD Bank Visa Credit Cards Foreign Exchange Rates Class Action

Consumers across the US can use the Internet to buy products from foreign countries. But the complaint for this class action alleges TD Bank, NA violates its Visa credit card agreements in the foreign exchange rates it charges customers on their overseas purchases. The complaint claims that TD Bank does not charge customers the promised  Read more