Credit Cards

Bank of America Credit Card eBill AutoPay Settlement

Bank of America, NA is settling a class action alleging that it offered confusing payment options for its eBill AutoPay credit card payment program. The complaint alleged that the “Amount Due” option was confusing because it paid only the minimum amount due and not the full amount due, so that customers ended up maintaining a  Read more

Mastercard Foreign Exchange Rates Imposed on Cardholders Class Action

Mastercard, Inc. and Mastercard International, Inc. are known throughout the world for their electronic payment network, which processes payments made with Mastercard-brand debit, credit, and prepaid cards. Many US consumers buy goods in other countries and pay for them with their Mastercards. But the complaint for this class action alleges that the rates Mastercard charges  Read more

Visa Foreign Exchange Rates Imposed on Cardholders Class Action

Visa, Inc., Visa USA, Inc., and Visa International Service Association are best known for their worldwide VisaNet electronic payments network, which processes payments made with Visa-brand debit, credit, and prepaid cards. These cards are often accepted by retailers in other countries, so that many US consumers can buy goods in other countries and pay with  Read more

TD Bank Visa Credit Cards Foreign Exchange Rates Class Action

Consumers across the US can use the Internet to buy products from foreign countries. But the complaint for this class action alleges TD Bank, NA violates its Visa credit card agreements in the foreign exchange rates it charges customers on their overseas purchases. The complaint claims that TD Bank does not charge customers the promised  Read more

JPMorgan Chase Bank Visa, Mastercard Foreign Exchange Rates Class Action

Consumers can now use credit cards to buy things all over the world, thanks to the Internet. However, the complaint for this class action claims that JPMorgan Chase Bank, NA violates its agreements by charging customers excessive or fictitious exchange rates. The complaint alleges that Chase does not charge the promised rate, or charges even  Read more

Bank of America Visa, Mastercard Foreign Exchange Rates Class Action

The Internet has enabled US consumers to buy from foreign companies, using their US-based Visa and Mastercard credit or debit cards. But the complaint for this class action alleges Bank of America, NA violates its agreements in the foreign exchange rates it charges customers on their overseas purchases. The complaint claims that BOA does not  Read more

Capital One Reason for Cancellation of Credit Card ECOA Class Action

Under the Equal Credit Opportunity Act (ECOA), companies that provide credit are supposed to give customers written notices containing the reasons they’ve taken adverse actions against the customers in a credit transaction. The complaint for this transaction alleges that Capital One Bank (USA), NA did not do this when it closed a customer’s credit card  Read more

Home Depot Credit Card “Balance Protect” Enrollment New York Class Action

This class action brings suit against Citicorp Credit Services, Inc. (USA), which puts out a Home Depot credit card. The card offers an add-on service that claims to cancel the balance on the card under certain circumstances. However, the complaint alleges both that the add-on service is “virtually worthless” and that card applicants are enrolled  Read more

Wyndham Vacation Resorts No-Consent Credit Accounts Class Action

How would you feel if you attended a timeshare presentation, then found out that the presenting company had opened a credit card account in your name, without your request or permission? The complaint for this class action alleges that Wyndham Vacation Resorts, Inc. and Comenity Capital Bank use consumers’ personal information to institute credit card  Read more

JPMorgan Chase Misleading Credit Card Fee Statement TILA Class Action

The Truth in Lending Act (TILA) aims to offer consumers proper disclosure of the terms of credit. The complaint for this class action alleges that JPMorgan Chase Bank, NA made disclosures “with inaccuracies or omissions” about its annual account or membership fees for its credit card accounts, thus violating the requirements of TILA.  Read more