Credit Cards

Home Depot Credit Card “Balance Protect” Enrollment New York Class Action

This class action brings suit against Citicorp Credit Services, Inc. (USA), which puts out a Home Depot credit card. The card offers an add-on service that claims to cancel the balance on the card under certain circumstances. However, the complaint alleges both that the add-on service is “virtually worthless” and that card applicants are enrolled  Read more

Wyndham Vacation Resorts No-Consent Credit Accounts Class Action

How would you feel if you attended a timeshare presentation, then found out that the presenting company had opened a credit card account in your name, without your request or permission? The complaint for this class action alleges that Wyndham Vacation Resorts, Inc. and Comenity Capital Bank use consumers’ personal information to institute credit card  Read more

JPMorgan Chase Misleading Credit Card Fee Statement TILA Class Action

The Truth in Lending Act (TILA) aims to offer consumers proper disclosure of the terms of credit. The complaint for this class action alleges that JPMorgan Chase Bank, NA made disclosures “with inaccuracies or omissions” about its annual account or membership fees for its credit card accounts, thus violating the requirements of TILA.  Read more

Credit One No Live Representative for Express Payments NY and FL Class Action

When consumers don’t make a lot of money, they must sometimes pay bills at the last minute. The complaint for this class action alleges that Credit One Bank, NA charges extra for “expedited” payments, but does not obey the requirements for charging such fees set forth in Regulation Z of the Truth in Lending Act  Read more

Capital One Bankruptcy Credit Reporting Settlement

When consumer debts are discharged in a Chapter 7 bankruptcy, companies that furnish credit information to credit reporting companies must update the information they provide to show that the debts were discharged. This settlement resolves a class action alleging that Capital One did not do this when the debts were discharged in bankruptcy after they  Read more

Merchants’ Choice Payment Solutions Settlement

Merchants’ Choice Payment Solutions, Woodforest National Bank, and Paysafe Payment Processing Solutions, LLC are putting together $15,000,000 to settle a class action alleging that they caused merchants to unknowingly unroll in the Merchants’ Choice payment processing services. Also, the complaint alleged that Merchants’ Choice added unauthorized choices to their invoices, including annual fees, batch header  Read more

Chase Bank USA Credit Card Debt Settlement

Chase Bank USA is putting up $11.5 million to settle a class action alleging that it did not update its reports to credit agencies when accounts sold to debt buyers were discharged in Chapter 7 bankruptcy proceedings. The complaint claims that the account holders’ credit reports continued to reflect that the debts were sold or  Read more

JP Morgan Chase False Reasons for Credit Denial ECOA Class Action

Plaintiff David Denton researched credit products so he could consolidate his debts at favorable terms, the complaint for this class action says, and he eventually settled on a credit card offered via a pre-screened solicitation by JP Morgan Chase with favorable balance transfer terms. He obtained the card, but when he actually tried to make  Read more

Wells Fargo Unauthorized Accounts Settlement

Wells Fargo has agreed to settle a class action alleging that its employees had opened checking or savings accounts, credit cards, or lines of credit or submitted applications for these things in the names of customers without the customers’ authorization.  Read more

Wells Fargo and Mississippi Iron Works Credit Card RICO and TILA Class Action

According to the complaint for this class action, when plaintiff John Edward Meeks agreed to take out a loan for new window and door home protection from Mississippi Iron Works (MIW), he had no idea that what he was doing was applying for a Wells Fargo credit card—specifically the Wells Fargo Home Projects Credit Card.  Read more