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Falls Lake National Insurance No Payout for Covid-19 Closures Class Action

At the beginning of the Covid-19 pandemic, businesses around the country were forced to close their doors for a time to avoid spreading the disease. But many of them are finding that their insurance carriers are unwilling to pay for these interruptions of business. The complaint for this class action alleges that Falls Lake National  Read more

Business Insurance

Auto-Owners Insurance Higher Property Valuation for Lower Payout Class Action

On May 18, 2019, Mason’s Automotive Collision Center was damaged by a tornado. Mason’s was insured by Auto-Owners Insurance Company under a policy that does not cover damage to the building’s foundation. However, the complaint for this class action alleges Auto-Owners includes the cost of foundation repair “as part of a scheme to reduce the  Read more

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Truck Insurance Exchange No Coverage for Covid-19 Losses Class Action

In March 2020, the World Health Organization (WHO) classified the Covid-19 outbreak as a pandemic. That same month, the Centers for Disease Control and Prevention (CDC), the national Coronavirus Task Force, and numerous states undertook measures to stem the spread of the disease, including issuing orders to stay at home and close businesses. The complaint  Read more

Sign "Sorry We're Closed" on Restaurant Window

Truck Insurance Exchange Denial Covid-19 Business Losses WA Class Action

The complaint for this class action alleges that Truck Insurance Exchange is refusing to provide coverage for losses and damages to Washington businesses that resulted from governmental orders to close down to prevent the spread of Covid-19.  Read more

54-40 Brewing Company in Washougal, Washington

Erie Insurance Exchange Refusal to Pay for Covid-19-Related Losses Class Action

Three businesses in Pennsylvania and Virginia are suing Erie Insurance Exchange, because of losses incurred due to measures taken to prevent the spread of Covid-19. The three, High Tech Hair, LLC, Capucinno [sic] Pizzeria Ristorante La Villa, and Rose Glam Hair Studio, LLC, were all insured under Erie’s Ultrapack Plus Commercial Property Coverage form.  Read more

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Hanover Insurance Refusal to Pay Covid-19 Business Losses Class Action

When businesses buy insurance, they can select coverage for business interruptions, to cover losses and extra expenses incurred when normal operations are interrupted due to physical loss or damage to the property. The Hanover American Insurance Company and the Hanover Insurance Group, Inc. sell such coverage, the complaint for this class action claims, but is  Read more

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Arch Insurance No Payout for Covid-19 Business Losses Class Action

This class action is another in a long line brought by businesses against insurance companies for their denial of payments for business losses related to Covid-19. In this case, the insurer is Arch Insurance Company, which has refused to pay for the losses of Legacy Gymnastics, LLC during pandemic closures.  Read more

Sign "Sorry We're Closed" on Restaurant Window

Zurich American Insurance No Covid-19 Coverage for University Class Action

This spring saw a rash of class actions brought by students against universities, as campuses closed and classes were moved online, to stem the spread of Covid-19. Students wanted to recover amounts they had paid for on-campus education and housing. This class action is brought by a university against its insurer, asking for coverage for  Read more

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Society Insurance No Payout for Bar/Restaurant Covid-19 Losses Iowa Class Action

Many businesses have suffered shutdowns because of the Covid-19 pandemic. This is one of a number of class actions brought by some of those businesses against their insurance companies, demanding payment for their business losses. The complaint for this class action alleges that Society Insurance has refused to pay those business losses under the policies  Read more

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Underwriters at Lloyd’s, London Refuse to Cover Covid-19 Losses Class Action

This is another class action bringing suit against an insurer that has rejected claims for business losses because of mandated closures for Covid-19. This class action brings suits against Certain Underwriters at Lloyd’s, London, Trading as Syndicates WRB 1957 and KLN 0510 who are the insurers of the business.  Read more

Sign in Store Window Saying, "Closed Due to Coronavirus"