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Cerebral Telemedicine Subscription Services and Cancellations Class Action

Cerebral, Inc. provides what sounds like a convenient “mental health subscription” telemedicine service that offers therapy and counseling as well as medication for things like ADHD, anxiety, and depression, all at a monthly price. But the complaint for this class action claims that Cerebral does not provide what it promises and that it makes it  Read more

Three Pill Bottles with Cerebral Labels in Shipping Box

Pelican State CU OD Fees on Non-Overdraft Transactions Class Action

Can a transaction overdraw an account if funds have previously been set aside to pay it? The complaint for this class action alleges that Pelican State Credit Union sets aside funds for debit transactions but then, in certain situations, when the transaction comes up for settlement, it charges the accountholder an overdraft (OD) fee to  Read more

Pelican State Credit Union Name and Logo

TD Bank Overdraft Fees with Use of Zelle Class Action

The complaint for this class action faults TD Bank, NA for its “deceptive and incomplete marketing materials” on its Zelle money transfer service. The complaint alleges that TD bank advertises Zelle as a “free” service, even though it claims users can inadvertently incur overdraft (OD) fees and non-sufficient funds (NSF) fees.  Read more

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Provident Bank Overdraft Fees on Accounts Not Overdrawn Class Action

Banks may charge overdraft (OD) or non-sufficient funds (NSF) fees when transactions overdraw accounts. But the complaint for this class action claims that Provident Bank also charges OD fees in instances where transactions do not overdraw accounts. These transactions are known as APPSN transactions, that it, “Authorize Positive, Purportedly Settle Negative.”  Read more

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No Fraud Protection for Zelle Money Transfers Class Action

The Zelle money transfer service is advertised as a “safe and easy way to send money fast.” The complaint for this class action alleges that it is not safe and does not have the same fraud protections as credit cards, but that this is not made clear to consumers before they begin using the service.  Read more

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Mid-Hudson Valley FCU Multiple NSF Fees on One Item Class Action

Mid-Hudson Valley Federal Credit Union offers retail banking services in New York. The complaint for this class action alleges that it charges multiple non-sufficient funds (NSF) fees on a single item, when a previously unpaid item is re-presented for payment. The complaint alleges that this is not permitted by its account documents and that it  Read more

Mid-Hudson Valley Federal Credit Union Location

Banco Popular Overdraft Fees on Accounts Not Overdrawn Class Action

This class action complains of a settlement practice that Banco Popular North America, which does business as Popular Community Bank engages in, known as Authorize Positive, Purportedly Settle Negative,” or APPSN. The complaint alleges that this results in the bank’s charging overdraft (OD) fees to customers on accounts that are not actually overdrawn.  Read more

Banco Popular Building

GPO Federal Credit Union Overdrafts with APPSN Transactions Class Action

Financial entities that provide banking services, like the defendant in this case, GPO Federal Credit Union, often earn money on overdraft (OD) fees. But the complaint for this class action alleges that GPO charges OD fees on transactions that do not actually overdraw customer checking accounts, with Authorize Positive, Purportedly Settle Negative (APPSN) transactions.  Read more

A GPO Federal Credit Union Location

Bank of Greene County Overdraft Fees on APPSN Transactions Class Action

When a transaction overdraws a checking account, many if not most banks charge an overdraft fee. The complaint alleges that the Bank of Greene County (BOGC) charges an overdraft (OD) fee for transactions that did not actually result in an overdraft, through something called Authorize Positive, Purportedly Settle Negative (APPSN) transactions.  Read more

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BCBS of New Mexico Improper Denials of Care New Mexico Class Action

Health insurance companies may refuse to authorize novel or unproven treatments, or procedures that don’t meet their guidelines. However, the complaint for this class action alleges that Blue Cross and Blue Shield of New Mexico, a company of Health Care Service Corporation, routinely refuses patients services and forces them to go through appeal processes, to  Read more

BCBS of New Mexico Name and Logos